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<br /> � �� 7�OOfl77�lBR WITH�II the fmpmvemans now ar herc�ller eroctod on�Ib�ohy.wMl�U c�r�amQm�,uppuncn,u�ces.
<br /> ... �arl tiztwes qow�Mros(ter a put of�he pr�ty. All ropl�comeMr�ail�Mflliunr NhNll dw�bo�ovand bY Ihie 3ecurity
<br /> InWwmen� All of tho fom�oi�i�rcfrnM tn in Ihia Socudty Inrtrumont Nr�he"Pmreny."
<br /> BORROWER COVBNANTS llwt Bc►nawor ia lawfully ReiRai nf Ihe c+►lote hc�rby c��n�uyc�l and har Ihe rlgt�t to g�tt
<br /> and convey theproperty and thw tho Propeny ir ut►encumhered,ox��eM GK en�umhauxe�of'recnrcl. �wer wucrantc and
<br /> -- -- will defend�ene�liy�ho utk ta the Propehy+�ainwt�11 cldms wxl d¢maadK,wh��la wny rncumbrances nf recprd.
<br /> `f'� ------ � THIS SECURITY 1NSTRUMSNT combinos unlfam c�ven�nl� Gx nnN��nAI a�e wKl n��n•unllam cavenanra with
<br /> `;�� Iimited wul�dons by judsdiclion lo cunx�i�ula w unifium wxu�i�y in���unwnl cuvcPiny twl prurxAy.
<br /> :°:r, UNIPORM COVENANTS. Bomnwer�nd 4onder covonaM�nd���+u f�dN�wN;
<br /> ,.:,�b::; 1. P�ya�eat otPrincipwl+�ad Inter+esli ProMymeat�nd I.�te Clu�r�. Ikwn�wer�IwU pn►mp�ly paY when due�s
<br />__ •�,�; principaI of and iruerost on tho debt evidenced by tho Naio und way pro�ymen�and Ipk ch+u�u�duc undcr the Notc.
<br />- 3. FL�de�or 7bces and Insurnnce. SubJeet ta appUc�hla Ipw�x In u wriltcn wrivcr by l.en�lr►.&xmwer xhull pay tu
<br /> =-��•� �E�• Lender on U�e day monthly paymanla uro duo unde�tho I�k�to,undl Iha Nnto Ix Mld In 1'ull,u hum l"Flmd++")far:ln)yearly �•
<br /> , —_:r��•AF"�'��'"'�i�� �� � � �auces u�dassess�nents which mey auaio priad�y ovor thiR Securlty In�tn�m�M aw a Uan on ihr Pmpeny;lh1 yc�uly leac�hold
<br /> .� `'""���� ' paymenas ar ground renta on �he Pmpeny, if any: lc) yeutly haar+d ar pmneKy In�urntk:o �xumiums; (dl yciuly fiaod
<br />-���9��±;'� •.. ans�ennee premiume. if any;(e)yeurly mongage insumnce promiumR,it' uny; und 1� any sumw �yAhie by Narrower to
<br /> �--�- - -_ - • d:e�ckr.in n�cordance wi�h the provisions of paragrnph A,ln Ifeu ai tho�►uymonl nf martgAgo inrumn��+promiumF. 7Uose
<br /> =�► iiems a�ree cn0lad"F.scrow I�ems" I.ende�may.at any�ime,collec�w►d hold Rmde!n�n amnunl ix►t to oxceed Iha maximum
<br /> _;�i Y`�y — — —�'. . ammuna a lender for a federally related mo�gage loan may requiro for Barmwerk ax�mw uccc�unt under�lhe faWral Reul
<br /> °-�,�;,,{;. ,� � �Esw�we Senlemem.Procedwes Act oi 1974 as amended from timo tu Iim�.12 U.S.C.�2bt11�i srq.( RRSPA ).unlens unather
<br /> �; .sq�: law ihat app➢ie�to 1hc FLnds sets a lesscr amounl. If so,Lcnder mAy,at�ny lime.colloot and hold Phnd�in un rmaum nat ta
<br /> - _.____�_.:;:,:.:,�-.L-----•--- �xcc:af olic �a�scr amoum. L.cndcr n�p esamata the amount of Phnd�due on �he basix nf uurr+ent dao rnd ro�wnabla
<br /> --.-.—P - _-`��,�;� '�j�— es�umates vf eapenditures of future Escrow Acems or otherwise in occat�nce with applirablo iuw. • `
<br /> � � � � • 'fQ�e R�ncls shall be held in an lnwitutian whose dapoxits arc insured by A fedornl agetky, inxlrumenloflty.ar enlity -
<br /> �:���,j; j '`•�i R ' '(includi�u l.ender,if Lender is such an institution)or in my Federal Home Loan Bonk. Lcndc�Khwll upply Ihr Fundx 1a pay _
<br /> ;:��� s� ,��,,, �i�e Licmw l�ams. L.ender may not chuge Borrower for halding andapplying Ihe Fund�, annuully analyzin� �he er�rrow -
<br /> �-ti ��1• .,�•��j��,; arcount.or ve8fying�he Fscruw Items. unkss Lender puya Borrower inlerest an �he Fuods WKI A�INCAI�IO (MW �1Cf111�IF _
<br /> ����•�� �';�� Lender to make such a chuge. However,I.ender muyreq uire Barawer to p�y n one-Ilme churyc fix an indepondent reul _
<br /> `�;`i�� , , t� eatate tax reporting servlce used by Lender in connection wlth Ihis loon.unlexx Appliwble Iww provideo iNherwixe. Unless an -
<br /> :, ,�, agreement is made or applicable law requires interest to be paid,Lender ehall noi be rcyuired�o pwy Nom�wer any intercs�ix -
<br /> .�,;;lj�``, ' �>ta eamings an the FLnds. Bornowcr nnd l.ender mey ugrce In wri�ing,hnwever.llwt interest shall bap�d an Iha Fu�xl�. 4ender =
<br /> -.��'�'t '', ,• sha11 give to Homnwer.wilhoW charga.an nnnual accouming of Ihe f�nda.shvwing credilK und dabit►�ta lhc Fl�ntlx And Ihe _
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<br />-ti�)z� . .,�f �,. P+�ose fbr which each debit to the PundR wns made. The FLnds arc pledQed us addU�ot�l cxudly far�11 wumw�ured by -
<br /> = `��, „ Utis Secudly lnswment.
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<br />` ;;�jr;�-� �;� --__� . If d�e �undg held by i.ender eacaea the umoumR permiaed to be held by appiicabic iaw. I.c� %iiwii a�wYnmi iu
<br /> ��,.� Bornower Por t�he cacess Ftinds in uccordance with the requirements oP wpplkable law. IP the amount uf�ho FUnda hcld by
<br />���"�'�''� Lender ut aca time is not sufficient to the Escmw Items when due,Lende�ma ec�notif &►rrawcr in w�ilin aoJ, in
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<br />_.-`;; ,, , � �'�yt.��, =^ such case 61zxr�wer shall pay to Lender the amouint necessary to muke up Ihe deP�clency. B�rrower �hall m�ke up the
<br /> � f 't°"' " � deficlency in na moa tha�twelve moMhly payments,�t L.enderSs sok discrctian.
<br /> �:,-.;:� � ���: —
<br /> i� ,• �- , ,, U n a cnt In f�l1 of all sums securcd b this Secu�it lnstrumertt,Lender shall m I afund lo N�xrowrr an _
<br />�;:,,,d�,� r. .._, �t, 1w P Ym Y Y pm P�Y Y
<br /> � `' Furtda held by Lender. Iff,under pan►grrph 21,Lender shall Acquire or sell Ihe Propeny,Lender,prlur In tho ucyui�iti�+n�K
<br /> _= .�,�y . :�.,,,..�r� =
<br /> � }���; " s o l e o f t h e Propeity. s ha l l app ly a ny F u n d s h e l d by L e n d e r at t h e tl m e a f a�y u i x i t i u n �x w d e a r�c r c d l l u�{p f n�l I l w M u m�
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<br /> .�,,.. ;.yty�'.+.?�.,�rt�, sectued by this Security Insuument.
<br /> ,,�,;,,.,�,.,�,�,� 3. ApplkaUon of i�ayments. Unless ppplicable law provides otherwise, ull paymem.r a•ceivod by I.onder undrr -
<br /> �;.; ' ��;,;�,.,:;• , �wragraphs 1 end 2 shall me applied:firs�,to ony prepuyment churges due under thc Note;�iCCOMJ,to amuuntx payublu umk�t °
<br /> ':r: prragraph 2;third,to interest due;founh,to principal duc;and Iast,to uny lute chor4ea due under Ihe Nale.
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<br />'" � ' ���� �,��,��rt;'� 4. Ch�es; Liena Borrower shall puy ull laxes, osussments,eharges, finca and impnxiliona �tMbutabk In Ihc �
<br />'+ � � :;,��,�t?!•:..•�' Property which may ettain priority over this Secudty Instrument.and leasehold puyments ar gnwn�!rcnls,if uny. Hurnrwor
<br /> �,�,;;�?;'- + s. .,�i�3t� :}�; shall pay�hese obfiga�ions in thc manner provided in paragroph 2,or if aot{wld in tha1 munnrr,&xrowrr shull pYy Ihem��n -
<br />:���.;�.•. ?T�;1��. time directly to iJ�e peraon owed puyment. Bomower shull prompUy furnish�o Lendcr all nWicex uf�mount�to In pAid utkkr -
<br /> ?<<i���," y�i�;.�•-�,, , this �wragraph. lf Borrower makes these paymems direclly. Borrower�Iwll prompUy fumi�h ta Lendcr rerciplr ovfdcrkM� _
<br /> �,.,�,S�r� !�;{��+�` '��c•' the peyments. .� _
<br />-=+.'���� � � . �� � Bortower shull pramptly discharge uny lien which has p�iori�y over�hix Secu�ity Inx�rument unle�.r Bom►wc�:lul ugR�y
<br /> ii��r':Z•.�� �` �z"' •�...,:.��~s�;: in wridng to the payment of the obligation secured by the lien in a m�nner nrceptable lo Lender:lb)contesis in gaxl fAllh the =
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<br /> t•;-• , ? ^�` '�'<• ,� Ikn by,or defends ngainst enforcement of the lien in,legul proccediags which in the I.eixter�opiniun operute w nrevcnf Ihc
<br />�?�� �;� ' enforcement of the fien;or lc)secures from the holder of 1he lien an ag�cement sutis�fuctory 10 Lender�ubordinulin�the lien =.
<br /> � � +, .:���}.y� Io this Sauriry Instrumem. If Lender detemiines that any p�ut oi�he Propeny ix�ubject tn u lien whirh may�11uin priurity
<br /> �'� ' � °F �� v�:•'• r. �' over this Security Insaument,l.ender may give Borrower a notice identifying the licn. Borrower sh�ll�wli�fy the Uen ur tuke
<br />�F`�rCl" � � "'�`^ '>• one or more of tfie actions set forth above within 10 da s oi the �vi oi notice.
<br /> �.:".1�'� t ���'�'�� ,��j. S. Ha•r�rd or Property lnsurance. Borrower shall k p tlk improvemems now exis.�ing or hercnflrr erected un thr _
<br /> • ���,��� ��i���y� ;:k:� Property insured against loss by fire,hazards included within the�em� "eatended coveruge"und uny�nher huiunl+,fnrluding
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<br />?�;�{�t{i �•� � (lood�or flooding,for which Lender requires insuranre. This insurnnce ahnll be muinwined in Ihe unxwntY w�d far thc
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