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<br /> TO�ETN�Et!VI'I'N nll �hc infprovemente now on c�rc.�Rcr crected�n thc pro�urty, and idl rascmcnta,nppuncnnncrs.imd .
<br /> fixturcs mow ar hem��ticr n patt of thc pmpcny. All repinccmcnlw nnJ nciJidons dhcill nlso bc a+vyrcd by thie S�.wurlty
<br /> Instrum:nt.All of thc forc�ainn ia refcrrcd ta in this Securlty Instrumrnt us thc"Pn�perty." .
<br /> BORROW�'R COV�NANTS thnt 8orro�vcr!s InwNlly ficic��d of thc cstMc hcrcby comcycd nnd hac thc ripht to��ant c►nd '.1_
<br /> _� • �� . canvey the f'roperty nnd thnt lhe Property is unencumber�:d,exc:ep� f�r eniumbrnnces uf n�;ord. Born�wer wnrrnnte and�vlil
<br /> defend�enerally the title to the 1'�npLrty aBuinst uli dui���tuid drinw�dy,subjc�;t t���u�y eiiwmUrunccs uf e�wrd. -
<br /> �• THIS S�CURITY 1NSTRUMENT wmbines uniform covenants for natlonni use nnd nan•unifum�covenanta wlth limlted t:-
<br /> � vnrintions by Jurlsdictton to constitute u uniform security insuument covedng reW�rapeny.
<br /> ' ° UNI�ORM COVENAN'TS.Borrower and Lender covenant and agree as followa: �''
<br /> ..� �� 1. P�yaeent of P�tr►ciPul and Inferest; Prepnym¢at und Lnte Chnrac3. Horroaer shall promptly pay when duc thc ``�
<br /> ,, principal of aad intemst on the debt evideuced by the No�e and any prcpnyment tutd Ittte chtuQes due wtder the Note. _
<br /> 2. Fimda�[or Taxes and iasurAnce. Subjcx;t to applicnble la�v or to a writtea waiver by Lcndcr. Borcawer ahnll pay to
<br /> • Leader on the day monthly payments are due undcr the Notc.until th¢iVote is paid in full.n sum("Funds")for: la)yearly tAxrs :;.:
<br /> . and essessmenta�vmich mmuy attain priority over this Security instnunent as a lien aa the Prnperty;(b)yeady leuschald puyments -r-°
<br /> or gmuad rents on the Property.if any;(c)yearly hauu�d or property insurnnce premiums:(d)yesuly Qoad inaurance premturns. .;:T
<br /> if uny;(e)yearly mortgage insurance pmmiums, if uny;and(� any sums puyable by Bonower to Ixnder. in accordance wich "
<br /> the provisioas of�atagraph 8.in lieu of the payment of martgage insurance premiums.7'hese items nre called "Escrow Iu:ms." �:.
<br /> �, '' Lender msiy, at any time,col(ect and hold Fua�s !n an amount aot to exceed tho muximutn amount a lender for a federnQy ��_'-'
<br /> , related mortgage tm:s� may require for 8orroi�•�T's escro�v �ceount under the federal Real �state Setttement Procedures Acc of :�;�
<br /> ' 1974 es amended Y'rora tlme to tlme. 12 U.S.C.Section 1Gi11 ea Jeq. ("RCSPA"),unless nnathcr luw that applies to the Funds ---
<br /> �.. sets a lesser amouat. If so. Le;tdcx enay,at any time, coll�it sind hold Funds in an�m9uat not to exceed We lesser umounc. ��
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<br /> Lender way estlmate the amount o�t Fr�n�due on the bas[s of current data and reasoaable estia�ates of expenditures of future
<br /> _ '` Fscrow Items or oWervvise tn accordanve wiW:;ppltcable law. _!:
<br /> r The Funds sRa�l be heid in an institution whose deposics are lasured by a federai ngency, iastnimentolity, or entity �,_.-_`•
<br /> .. . ' ` (ittcluding Leader.If Lender is such an institution)or in aay Federal Hamc L.oaa Bank Lender shall apply the Fuada to pay tho ��-
<br /> � Escrow Items.Lender may not cYe�,�e Borrower for holdin�end applyiag the Funds.��em�ally analyzing We esemw aocount,or ����
<br /> ; verl€�jing the�crow Items,uuless Gxader puya Rorrower�unterest oa the Fuads and applir�.bte law permits l.ender to m�[ce sucb �"°��
<br /> ''1'��' a chtuge. Eiowever,TRnder may requIre Borrower to pay a oaP-tlme chuBe for�ct Independent real estate tax reporting servlce --
<br /> used by Lender an o�nnaction with thie loan, unless applicable law provides othenvIse. Unless an agreement fe made or
<br /> ' `i� applieable Isw res�uir�s inter�t to be paid,l.en4er ahaii not be requitetii eo�ny Borcower any iacecesi or ranuuge ou i�e T'unds.
<br /> �"?� �' Borrawst and Ltmtier may agree in wrhtng.howevcr. that i�cxrest shall bP p�id on the�unds. Lender shell give ta Borrower, �.
<br /> ��.�s�:;� withaut cdarge, an ennual accounting ol'the Fi�ade,showing cred[te and debits to the�1:uds and the purpose for widch each
<br /> `''��"� �'� debit to the Funds was made.The Fuads are yled�ed as additional securiry for all sums secured by thIa Security Iastru�rtent.
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<br /> , 4,r',.� , ` If the Funds�e7 3 by L en der ea c e e d t�r umoti*.nte pe i m l a e d to b e he i d i t r y app l i c a b le law.I.e n d e r s h a l l a c c o u a t w B o r ro w e r :
<br /> . �� for We eacess Funds in accordarxce wlth the a��.irements of applicable la�v.If the auiount of the fiunds held by L.ender at aay f
<br /> :':�,�r • ttate is nat sufflcient to pay tho�scpow items when due,Lender may so notify Borrowe*in writing.and.in such case Borro�ver :
<br />-� "��`" �� , ��• shalt pay w Lender t�e amouat necessury to make up the deficieacy. Borrower sl�all make up the deficiency ta no more than _
<br /> _ � • •, "� twelve monthly paymente,at I,euder's sole discretIon. '
<br /> �. �'' � Upon payeiFnt in tLll of all suma secured by tliie Security Iastmment, L.ender shsill promntly refund to Borrower any =
<br />_ .. . � ' Funds held by i,ender.IY.under parugraph 21.Leader shall acqutre or sxll r.�e Pruperty.L,ender.prlor to tho acquisltion or sale
<br />�.';��,•,��, of the Ptoperty,suell upply any Funds held by Lender at the time of acquisidon or sale as u credit ageiast the sums secured by
<br />„e,,.;,..�,..�... thisSecudryInstiument.
<br /> - �� 3.Applicution of Paym��s.QJNess arplics�le law provi�lea otherw►se,all p3ym�nts received by Leader under pnra�raphs —
<br />--�� � � �,; 1 aad 2 shall be fl;pF�6ed:firat,to any prepayment chn,rges due uader the Note; second.w amounta payable under parugraph 2; - - -
<br />�_,:� � �� thi�d,to taterest dl�e:Youcth,to principal du�:�t►nd last.to any late charges sh+e under the Note. —
<br /> �_,t 4.Chnr�es; Dn�ns.Borrowea shatl pay a�l taxes.assrssments,ch�gc.�s,fines aud impositions attributnble to the Propecty
<br /> - ";1� � whtch sn�yy attaiT►pdorlty over C�us Secudty Insuvment,an�leasehold paymeata or ground rents. if any. Eiarrower shall pay � -
<br /> • �� 4�' thesE�w��i�atioas in the manuer pmvided in paragrapb 2,or at nnt paid la that mawi�e.Borrower shall pag thera on tlme directty v---
<br /> . � :� to the getsnn eweQ peyment. �+rmwer shell pmmpNy furr�3ah t�l.eader all notices of anwtutts to he puid under this Paraacnph• E--_
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<br /> � If B�rrower mac�ct;ese payments dicfatly,Borrower shali promptly ftimish to I.ender rece[pts evidencin�the payments.
<br />' •. Borrower sh�ll promptly dischaz�e any liea which has pdority over this Secudty Instiument upiess Born�wer:(s)a�rees in
<br /> �,� :•. wrntln�to the payment of the obligation secured by the 1teA in a maaner acceptable to Lender;N)conteste ia good fuith the Iten
<br /> � :� I by. or defeade agatast enfon�uent of the lieu fn. legal proccadings which Ia tRe Lender's opinion operate to prevent the �.,
<br /> �:, enfocCement of the lien;or(c)secares from EUe fl.older of ihe lien an agreeme�t satisfactory to Lender subordinating the Nen to --_
<br /> . ' p this Secudty instn�ment.If Lender drterm�uea chat aay part of the Prapt�ay is aubject to a lien whtch may attain priorlty over �°___
<br />- �• , this Sec�riry instrument,Leader may gi�e l��r.rawec a notice idendfyiug We lien.8orrower shnil satiefy the lien or tnk.one or �-.;-
<br /> , mure of the acttons set forth above wtthin 10 days af che�nving of notice. "`��
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<br /> Form 302� ���' (� '•-':`,:
<br /> , ���fiRtNEI ro��s�.ot v,�o s o+o m�um,��!!�'��,'l I" '�"-.
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