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<br /> , •. TOQETHBIS WITH dl the improvementx rww or hereaRet ereited an the propesty,and nll eusementa,appurteeiwiu:s.a►J � �
<br /> . ,• ' fixtures now ar hereafter n part of th� property. All re}rincements nnd udditiona shnll alsa bo covered by t�ii» �ecudty �� `_
<br /> „ � :•� Instrument.All af the foregoing is rGferred ro!n thin Securiry Instsument as the"Property." o �_
<br /> -
<br /> ' . BQRROWER C�VEAIANTS thnt Horrower Is luwfully seise�of the estiUo hercby conveyed and ha.c the rfBht ta amnt a�td � --
<br /> , ¢�nvey the Propeety at�d that the Property ls unencumbered. exc��t for encumbmncea of r�cord. Borrower wurranta nnd will �' _
<br /> defend IIeneraliy the title tc�the Progerty a�ainst all dnims und demands,subjcct to any encumbrmices of recoad, {i='
<br /> - �� . THIS SP.CURITYINSTRUM�NT rnmbines uni�'orm covennntR for nutionnl use and n�n-uniform covcnants with limited
<br /> varl�tlons by jurfsdiction to constltate.n uniform security instPUmcnt c�vorin�mul prc>�Serty. � � F
<br /> , ..,.f•<,N',1� UNIFORM C.OYBNANTS.Borrower und I.ender coveriant nnd ngn,e as followR: L
<br /> `.-���i 1. PoymenR oY PARtipstl and Intemst; Prep�yment and I.ntc GhArQ�v. Borrowcr shull promptly puy when due tha =
<br /> a;,•ew� principal of nnd lnterestor►tha debt evidenced by the Note und any prepuyment and late churge,�due under the Nate. ��
<br />""'��'�"'°"`� ?.. i�ands for Traxcv und Insurnnct. Subject to npplienble law or to u weftten wniver by Ixnder, Borrower ahall pny to __
<br /> �� Lendcr on the dny monthly puymenGs ure due under the Note. until the Note is pafd in fuil,�sum("Funds")for:(u)ycarly tuxes ._
<br /> �� and assessmente which may ettain prlority over this Securiry Ynstcument na u lien on the Property;(b)yearly leasehold pnyment� -
<br /> �� or ground rents on the Prdperry.if any;(c)yeurly hauud or prapetrty insurance premiums;(d)yearly iloal insumnce premiums,
<br /> ' ' . ��'�. if ony: (e)yearly mortgege lnsurance premiw�u, if any;itnd (8 any�urns payablo by Borrower to I.ender,In acoordurtce wtth _
<br /> the pmvis3ans of paraIIrap�8, in lieu of the puyment of mortgage lnsurnnse premiums.These items ure cs�llod"Bscraw Items."
<br /> ' d.ertder muy. et any eime, collect s�►d hold Fund� in nn tuxeount not ta excee�th:m3ximum nmount a lertder far a federally _
<br /> : :•R reluted mortgogs loan m�v require for�orrower's escrow account under the fodemi Real Sst�tn Settlenient Proredures Act of -
<br /> �+ 19T4 es amendal from urtte to time. 12 U.S.C.Section 2601 et seq. ("RESPA"),unless nnathez lAw that spplies to tha FurQds
<br /> sets u l�wser wuuunt. ltso,Leuder may. at any timc, wller.t artd hnid Fun�iri an amount nat m exceed the lesser nmoi�nt. �
<br /> :;,•�,��, ' 'L.ender may admate the amount of Funds due on tha basis otcurrent daut and reasonable estimates of exptnditures of future
<br /> '`''�` Escrow Items or oth�nvlse In accordance�vith applicable luw.
<br /> ' .;•�� � The Funds shell be held in an Institution whose deposlts are lnsur� by n tcderal agency, instrumenwlity. or entlty F=
<br /> �""'+;� '�:.*�• (including L.ende�,if Lender is such an institution)or in any Federel Home Loan Bank.Lender shall apply tho Funds to pay th�
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<br /> 'a:,-.:;�}., ,,,,u,;°� Fscrow Items.Lender mny not charge Horrower for holding and upplying the Funds, annually nnalyztng the escrow accoant.ar _,
<br /> - .. "�� verifying the Hscraw Ituns,unless i.ender pays Borrower interat on the Funds and applicablo 1nw permits I.endcr to malce such
<br /> ""':-`�'-T-- n churge.}iawever,l.ender mssy require Borrower to pay n one•time charge fur an independenc rezil estnte tax reporting service
<br /> V�';.�F::.�,i�' used by i.ender in M�nnecdon with this loan. unless applicable law provldes othenvise. Unless an ugreement Is rn�lde or
<br /> '�s�:����r° applicubl�law n�quires interest W be pnid,Lender shall aot be reyuired to pay Borrower any interest or eamings on the Funds.
<br /> -����'�� Borrower uratl i.ender may agrce in writing, however.that intere.st sh�11 be paid an the Funds. Lendet shull give to 8orrower.
<br /> .,,� .
<br /> -�„4�, �r;ilscut chasgc, a,z:.�w: s�xsaslag�f she F�cls. shs�wtno!�!i�� an�dehita tn the Furtda nnd the Qucpose for which e�tch
<br />_"-•�.«_{� debit to the Funds was m�de.The Funds ure pledgod as additional security for all sums secumd by this Security Insuvment.
<br />_.:;;;_;+;�� If the Funds heldby Lcnder exa�c!the tvnounts permittcd ta be held by applicable law.Lender shall Rccaunt to Bormwer
<br /> ----�rn��'"`�7"ga�" for the excess Funds in ac.cordsinnce with the requirements of appliatble luw. Yf tha amount of the Funds held by I.Ender ut nny
<br />�-1Z.1:li�..�-:.,9$� ,
<br /> ��� titne is rtat suf�cicnt to psy the Escraw Items when due.I.ender rnay so notify Borrowor ln writing.and. in such casv Borrower
<br /> _4:�:.�,�.�f;,��.,>
<br /> —__ __ h;�� shall pay t� Il.onder the arnount nece.�;unl to make up the deTiciency. Eorrower shall make up the deflciency in no mnm thQn
<br /> °_�-�-.•;j+��s;�' hvelvc montrity payrncros, ut L.ender's s�1e djsccetion.
<br /> ��:;';:�� Upon payrrtent in fsill af ull sams secured by this Security Instrument, I.ender shall promptly mfund to Sanower uny
<br /> _•'`�' '�'�t�'�►'. Funds helci by L.ender.If. umier p:ua�ruph 21.Lender sh�ll acquire or sell the Property,Lender.prior to the ucquifiitinn ar e�le
<br /> m"�'�� of the Prop�rty, shell apply any Funds held by Lender nt the time of scquisltion or ssile as u crbdit against the sums secured•by
<br />—:,�:.���ree;
<br /> - �--„m� this Srxudty Inscnustent.
<br />--�� 3.App�ltcnt�7on of P�ayments.Untess applicuble law provides otherwIse.ull paymenta received by Lender under paragrupha
<br /> 1 und 2 shall be appf icd: ficst. to uny prepayment char6es du�under thc Note;second,to amounts pAyable under pamgraph 2;
<br /> _==�«=���� third.to intemst due: tourth,w principal due;nnd las�,to nny late churges due under thc Note.
<br /> -••�- - � 4.Chs�u�ge�:Lt�. Borrower shall pay all tnxes,uss�ssmenfa,charges. fines and impositlons nttdbut�tble to the Property
<br /> ---_-= vihich muy attain priaity over this Security Insuument.und lensch,old payments or IIround rents.if nny. Borrower sh:di pay
<br /> - -- -�- th�c obllgfltlons In the manner provldod in paragruph 2.or if not paid in thut manner.Borrower shalt pay them on tin►e directly
<br /> ,;�,�;,�;,a�v' to the person owed payment.Borrower sh�ll promptly furnish ro I.ender all nodces of amounts to be pnfd under this parngraph.
<br /> ------- If Borrower mukes thes�payments directly.Borrotiver shnll�ammptly furn�sh to l.ertder reoeipta evfdencing thc payrnents.
<br /> �rn==�; Borrower sID�afl prompQy dischflrQe any{fen whieh hn.c prlority aver this Socurlty Iactrument unless Borrower: (o)nge+ees in
<br /> _;;,,�.�:;f��• writing tu t3tz psy�nei�t of the obligs�tion sccured by the lien in a manner acceptnhle t�I_ender;(!+)contests in�mnd faith the lien _
<br /> o�,�;j;j,�; by. or deFinds against enfor�cement of the lien in, legnl prace�diaga which in the Lender's opinton operate to prevent the
<br /> --- -_�; enforcement oF the Iden;or(c)secures fmm[he holder of the tlen an ogrecment satisfactory to Lender subn•rdirmtinII the pen w
<br /> �-'�;�� this Secudty Insuuncent. If I.ender dMermirtes that any part of thc['roperty is subject to u lien which may atwin priority over
<br /> -_ °`_�_��"`!�� d�ia Secar'sty Instiuntent, Lencler may give Borrower a notice identlfping the lien.Barmwer shall sntisfy th�licn or tnlce nne or ,
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<br /> :_,.��{��--r;. � morc of thc nctiong set forth nbove wlthin 10 dnys of the giving�f notice.
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