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<br /> 'I�OOBTHBR WITH dl�he improvemmts nnw or heradier erocted on tha PropeRy and all ea�anenta.MpuRen�nce�.�nd
<br /> flxtu� now ar lkrooifier a piut of Iho proper�y. All rcplwoement� and addNions shsdl also be oovorad by thio 9xudty
<br /> — _ Imuu�naM.Aii uf Itie fa���{��c mfer�cd ta in thia Sa.-u�iry Iomu�i�:nt uc�he'Pruparty.'
<br /> HORROWER COVBI+IAM'S ttut Banower ia l�wildly seised af Iho act�to heroby carveyod and has tho right to gnun and
<br /> ' canvoy the Propetty�nd Ilua the P�ope�ty is unetk�umberod, eacxpt far encumbritn�xc af rocord. Banower wammt�and will
<br /> -- defend grnerdly the title to tho P�nperty�in+t all clpims and demwnds.subject to any encumbrancxs oi raord.
<br /> _ --- THiS SEtURITY IN�7RUMENT co�bines unifwm mve�mtc far natiunW use and no�-unii'i�rni wvau�.ii, wi�h 1(o�iwd
<br /> —= vari�tioa�by juazdidion�o wnstituk a w�iform socu�ity instniment oovering rcal pmperry.
<br /> .:�_ ___ _ __ -
<br /> - UNIFORM COVENANTS.Bornnwer rud I.ender oove�nt and agroe as fallawa:
<br /> .� '� 1. Paytped ot P�Inclpd aad Iatu+a�ti 1'�'�P�Y�t and I.nte Chsrqcs. Bornnwer shall Pro��Y PAY Whcn due the
<br />��'��:�';" principAl of md intarat on the debt evidenced by the Note and any prepayment and lat�chary�es dua undu the Nae.
<br /> ,�;ti 2.Fbads tor Taatea aad iacur�na.Subjxt ta applic�ble law or to o wrilten wvver by Lender, Borrower st�ll pay lo
<br /> -___-- l.�nder on the day manthly pnymcnts aro duc under 1he Note,until the Nate is paid in fu1Q,a sum�"Funds'>ibr. fA>yearty taxes
<br /> --K and ucsessments which may attain priority ove�this Security Instrument us s�lien an 1he Propeny;(b►yeuly la�sehold payments
<br />—= or ground rcnts o�the PropaRy.if�u►y:<cl Yearly Iwznrd or propeny insurw�ce premivan-!d)Yeuly flood insur�nce.premiums,
<br /> ii any:(c)yearly mortgage inarance premiwns.if any:sud 1�aqy sums p�yable by Borrower to Lender. ln sicccardiwau�c with
<br /> tpe provisio�of pa�grnph 8.in lieu of U�e paXment of mohga�e insY�ance premiums.These i�ems are ca11cQ^E.wcmE�u Qtcros."
<br /> ,f�-- l.ender may, at Any time, eolkct and hald�ur��in sm+u�xaoat not to exceed Ihe ma+cimum umount a�lerr9er far,a�feQerally
<br />_ -- rel�tai mong�gc loan may require Por Borrower'�cscraw +k�,`ount under thc�'edcral Real Estate Settlemeaue Pr�c+a�aluttis Act af
<br /> -- 1974 as artiaided fiva� time to time. 12 U.S.C.'S�c�tiou 2Q�a ea st�.("RES�4"1. unless another law ihs�c A�►4ues to Ihe Funds ,
<br /> -- ads a ksscr amount.If sn, L�ender may, at any time. cul¢ect ar,ul Told Funds in an amount not to exrtc�0 the kss-er Aranunt. .
<br /> - l.rnder may estimnte tl.he a�oua:��Funds due on the basia mt:urrent date and reasonW�le estimatea of expenaoilu�r,c+i iuturo .
<br /> Eccmw Items orothe�r.e;n oec�nraiance with applicable law. �;
<br /> , The Funds s6nt1 rr heid in an in�titutian whose depua�ts are insurcd by a faderal agency, in.�uruume�e�t�luly, nr enlity
<br /> `; �,;.. (iacluding Lendcr.if l.ender is such an institution)or in any�?ederol Home l.oun Bank.l.ender xhsilll aPp,} �me�a;ncls to pay the '
<br /> %;,,. . �fi;.�;:.. ��w Items. Lender cnay not charge Borrower for holding ar.w'.applying the�unds.annually analyzing�Ac esc�r�+u.aconum.or
<br />-"; v¢dfyiag the Escrow Items. unlas I.ender pays Borrower imeQ�est on the Funds and applicable law permits•lancl�er au m�at such
<br /> a cherge. However,I.en�ler muy rcquire Borrawer to pay A ane-time chuge for on independent real estWe•tax�epuain�s�rvice
<br /> :�+ used by l.cnder in rnnnection wlth this loan, unless uppUceble law provides otherwise. Unless un a;Qecrrr,�nt is made or
<br /> r. applicable law rcquires inten�st�o be peid.I.ender shnll nat be required to pay Bamnwer any inter+est or rumings on the Funds. �•
<br />- .�j1c•�t��: eamowet a�d L.ender:nay agree in wr�ting, however, that intex�.��sha��be paid on the Funds. [.ender sh�ll give to gorrower,
<br /> . f;..
<br />= __?��%.��..'_ withau c'+a�e, nn annu�l accountinpt af tlie Funds, showing c��clits end debits to the Funds and �he purpoce for wFaEc�e�ch
<br /> T:,,.G .
<br /> "� . . ,��" debit ta the Funds w:u made.The Funda ure pledged as addi�ional�,ecuriry for all sume socurrd by this Security Instnoe�seni. :
<br />..`Y ;�,:; . ' • IP the Fundc hcld by I.ender exceed�he amounts permiuecd ao be he�a by upplicable law, I.ender shall account to 0arrower
<br /> �' far the excess Funds 'sn acconlance with the requimmen�s of u�plicnble law. �i the amount nf'the Funds taeld by L.endrr xt any
<br />, i�•'
<br /> _ _ i{ ��'�.�, time is not rufficient ta pay �he Escrow Items when duc.L.enr,'er nuy so nntify Borrower ioi u;�i�ing,and,in�ueii cr�::,�:8orrower
<br /> ,�a shall pay to I..ender the amaunt necessury to muke up the dr0iciency. Barrower ahall mai;c vp the deticiency in no is��re than
<br />" , f � twelve monlhly p�yments,at I.ender'+wle discretion.
<br /> Upon payment i� full of all wmy �ecured by thi� Security Instrument, Lender shall pmmptly retand to Borrower suiy
<br />� �"' Funda held by I.ender. IP,under paragruph 21, Lendcr shall ucquirc or sell the Property, [.ender,priar ta the acquisition or sale
<br /> ,N:;.,t, of the Pru�rty,shall npply any Funds held by l.ende�at the iime of ucquisiti.m or sale as a credit against the sums secured by
<br /> � J
<br /> '.�; ','"�(;, this S�.•curir::I�Irument.
<br /> �; ` ���� � �" 3.A� tww of Pa meuts.Unless u h�able law re!vicicti otherwise,all v menta r�ceived b Lender under ru hs
<br /> ; S. . �pldca' y PP•.. p P Y Y P�8 P
<br />;'., .:� • 1 smd 2 slwll bc aa l�t�3:first,to ony prepayment charges due umier the Note:c�cond,to amounts pay�hlr under pa�agrapfi 2:
<br />�,_:11' , �� � third,to interest due;i4�arth,to prinripal due:a»dl I,�.st,10 an}• late chargeti dme under the NMe.
<br /> -�*, ,,, �_b'� . 4.Ch�tges; Llenx.Borrower shufl pay ull 4axes,As�,m�ents, churges. tines atd ira�sidonc uttribul.�ble a the Property
<br /> �: ,• .��•..e:,�-•.
<br /> -. . ..-;�,�,�'!�;':. ,,`.�.. which may attain priority over thiF Security Inxtrur�na, amd l�:a>ehold payments or gro�+rJi rents, if nny. Bonower ahall pay
<br /> + ;,4 `•t�" .,�;;M;" these obligations in the munner provided in parapraph 2,or it n���paid in thut munner, Borrower shull pay them on time directly
<br /> �''.""` ` ��.�'�_ to the person owed payment. &xrower xhall prn�m��x�y fumJxA ro Lc�tder all noticcs of amounts tn be pAid under this paragraph.
<br /> ;'�:. .
<br /> '°���''"F � If Borrower mukcx�hese payment�Jirectly.&�ram�•cr shnll promptly furnish to LenJcr rcr.cipts evidenrin��he payments.
<br /> �f;c. •.�.a.•.v.v.'
<br /> - ,;. Barrower chvll promptly dischargc uny libn which ha�priuriry uver thi�S�uriry Inx�rument unless Barrower. (a)agre�in
<br /> =`�� •""��;, wriung cc.Uie payment of the obllsauun x�cured b�•the Uen ern a manner arceptable t�i l.ender,(b)rontcsts in goad faith tltr Ilen
<br />`'���' ti�-:'•4::,� by, o��l�i�nd�:agqin,t enfiirremom ot' �hc licn in, Ieg:�O prn;e�dingti whi�h in �hc l.rnder', opinion operatc to �,reweM the
<br /> ,� ,:; r °��.1 �;,�,� enforcement of the tien:or Irl serurcx fmm the h+�ider ni It� (ien an agrecment wti.l'uctc.ry t��l.enJer subordinating Ih�7�rn to
<br />-=,ii�i ? " �� •������' this Sctiurity Inst�ument, If Ixndcr Jetern�inc, �6az aaay pan��f�he Propeny i+,uBjcrl lu u licn whirh may ollain p�ii�rity u�cr
<br />_ �'�r�;;�;`;.;.,�, .. ,� this Sc'curily Inswment.L.cndcr muy givc Bor�a+•��^a nuti�r identit'yinE �hr licn. R��r�aw«tihall y�C6;ly l�.tC IICtI o�IAICC ADC Of
<br />- _ ���'� morr of th�e��inns set forth elx�ve within 10 day.nf�he gi�ine ol'nuti�r.
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