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<br /> TOOBTHER WITH�II dic improveme�ts now ar herc�per eKCted an the Propeny.and dl e�nta.�ppuncn�nees.and
<br /> lix�urca now or henvQer � p�rt of the propeny. All rcplpcement� ard additianc shall al�a bo cavorrd by thir 5ocurity
<br /> In�mcnt.All af�he farcgoing is r�fCrt�ed ta in lhir 5ocudty Inr�rumcnt ar thr"Pmpchy."
<br /> • - --•-_-•-- ----- - -- - BORRnWRR COVf�NANT9 tlun Bnnrn�r�is lawitdly oeiced af�he ectwo herrby oonveyad aM h�tho right to Rrant and
<br /> � oamvey tho Proporty and �hpt �ho Prope»y ic unencumberod.ea�ept for encumbranc� af roconl. &►rmwer warra�us ard wNl
<br /> defead�tenarally the d�le!u the Propehy�Bainst�II cl�ims�rid denwixia, subJorl t�nny encumbnn�es af�ecarrl.
<br /> -- THIS SECUftITY INSTRUMENT wmhines unifom�covcnantR for natianul urc and non•unifarm oavenanta wf�h limitad
<br /> v�ti�ns by ju�l�diclian ta conetilWe a noifnrm necu�iry incttument mvcrit�t re�)prnperty.
<br /> _ —"�� UNI�ORM COV�N/1NT3.IloROwer and Lender rnverwnt and ugroe us fo1loN�s:
<br /> �-:,t� -- 1. P�ymeot a�Principal nnd Inte�tt �'ep�y�aent aad I.atc CIwRe�. Bamnwer slwll pramptlY paY wh.n due the
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<br /> ,-- principal of and intercs�an thc dcbt avidenced by the No1e and any prcpAyment wid Iwe chu�es duc uncier tho Note.
<br />--�;..._.. �. F�unda tar Tatce.v And Insurnnce. Subject �o applicaMc luw or to a wri�ten w�iver by l.ender, Burmwer shwll pay to
<br /> — -- I.endc�on the day mamhly payments Are due uoder tha Note.umil the Nae is paid in full.�sum 1'Funds")for:(A)ycarly wxcs
<br /> -� and agsessments which may AttAin priorfly over this Socu�ity Ins�rument ns a lien on the Propeny:(b►ye�riy Iea�ehold pnyment�
<br /> .-- or grouod rcnts on the Propeny,if eny:lc1 ye�uly hazaM ar property insumnce pre�niums:(d)yearly fload inRUrance prcmiums.
<br /> `;h if any: (e1 yearly moRgage incurance prcrniums.if ony:and(Q any sums puyable by &►rrawer to l.ender, in acrnrdamx with
<br /> ' �he provisions ai paragraph 8.in lieu ol'the paymeo[of mongage insurance pr�emiums. These itemfi are cullod "Escrow Items."
<br />�'�'�� '� I.ender may, at ony time, cdl�t uaJ ho1J Funds in an amount nat to exceed the m�ucimum amaum a le�der for a fodernlly
<br />�:,` ..,;,<< rtiatod mortgage loun may wyu's�e Por BoRawer's escrow acrnunt unde�the federrl Real Estate Settkment Procedures Act of
<br /> " ;r� ' 197d as amnxled from tim�ta time. 12 U.S.C. Sectian 2601 er seq. ("RFSPA'1, unless another law that applies�01he Funds
<br />_ ,'�::':�; ' se�.s a lesser r�m;wat. If so. I..ender m;��. ac any time. collert w�d hold Funds ia Ln anwunt nnt to excead�he les�er�mount.
<br /> "��` ILer►�ter nxi}'��sW:��ate thc anwunt of Fuz+d:.due on the basis of currcnt date and re��onable eslirt�wtcs at expe�ditures of iWUre
<br /> '��. � i "u`����'� I F.x�ow Itema.a�r wherwise in accardan��e wit6 appiicabie i�w.
<br /> ^k� � %"�'�' } The Funds siwll be tralc4 in an insUtWion whose deposits are iasurod by a federal ugency, inuruaientulit��, or eMity
<br /> ' r� � R •���`''►�,�: ; (i�cluding l.eM�r.if l.ender is such an institution)or in any Federal Horne Loan Bank. Lender shall apply the aunds lo pay 1he
<br />_,� o,�,� � Escrow Items. i.ande�may not charge Bvcrower for holding and apph�ing the Funds,annucdly anulyiing the escrow account,or
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<br /> �;1:�; .�!,�� '• �• `±`�'����` verifying the Escrow Items,unless Lender pays Borrower interest on t'�e Funds and applicuble law q9etmits Lender to malce sai�
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<br /> ,;,tl� ;.. � ` ' a chuge.However, lxnder may require&+nower to pay a one-time charge for an independent real estate tme reporting service
<br />,.��;t,, used by l.eider in rnnncction with �fiis �oan, unless ap�liceble law provides othenvise. Unless an agreement is made or ;
<br /> ���' ,z'•'1�+%� applicable law requires interrst to be paid, �.cnder shull �ut bc required to pay Borrower eny intcrest or earnings on the Funds.
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<br /> ;���.:j„e +h�•��; Borrower and Lender may ngree in w�te�g, howevBr,that interiest shall be paid on Ihe Funds. l.endcr shall give to Borrowe�.
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<br />::-: , • �. �'a���: without chargc. :m annual eccaunting o9 tfie Funds, ehowing creditc and debils to Ihe Funds� the purpose or w ic earh
<br /> "�i' -- "�" dtblt!o she Fu�taas madr.'!7te Fu�.g are pltdged�p!i�ltional�urity fo�all�umc�er.ured by this Security#nctrument.
<br /> }�' ?� "�� If the Funds held by LeQ►�e�eaceed 1he amounta E<<rmitted to be held by applicable law,I.ender shall ancaunt�a Borrower
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<br /> � i. •,.-.�,�'u for the excess Funds in accoTa.uice wilh Ifie requiremenr�of upplicable IAw. If the am��unt of Ihe Funds held t+y txnder at any
<br /> : , '��, ':� ;'.';�• so notif &►rrower in writin ,and.in wch casc Borrower
<br /> • �' ,,. ;t•+r, timc is not suf'ficient ro pay the�rr��c Iterns when due, Lender may y g
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<br /> -�. ��� s+��,}�;`r shall pay to L.ender the amount nece�xary co muke up the deficiency. Rorrower shall muke up tl+c deficiency in no more thara
<br /> _ ���'�f twelve monthly payments.at L.endec's u�fa J�scretion. '
<br />— �r�;,'.°";;. ' . Upon payment in full of a11 sumti secured by thi, Security Instrument, I.encl:e whull prump�iy refund to Borrower any
<br /> '�''���:if�: �'�j ? Funds held by L.endcr.If, untJcr puraFtaph 21, l.endcr+hall arquire or sell the Pmp�ny,Lcnder,prior to thc acquisition or sele �
<br /> .�r'Y `f`':�i�{�'� '�;'.• of the Pro rt , shall o I nn Fundti iva�ci h l.eruler at thc�imc c�f uc ulsition or 9ale as a cr4aa� a ainst the sums secured b
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<br /> '!?n', ,�ri`�R.,,1,!'.•..,i t• 'i: thi�Sccuri�y Ins2rument.
<br /> ��-'���� .: "�<<' .;�':•:' `���' 3.Appi�ataon ot Pavonentc.Unless applicable luw pmvideti nthcrwi�e. ull paymems received by l.ender under pars�g�aphs
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<br />=M; ,. .xeti�� 'r��� + l aarf 2 shall be applied: farst. to any prep�ymen�r6e.+rg�:due under the Notc:kr���+rl. to umounts payable un�:�Par�grnph 2:
<br />�`,�� �;�v �� '�>;�,q, ,: � tk�ard,to interest due:founh,to principnl due;And laa�,to any latc rhurge+duc und�r the Note.
<br /> � �;�'��"'° t 4.Clwrges;Llens. Borrow�er sh�19 pay all toxcs,a+se�tin�m+,charges, fines unrl impositi�ns attribuwble to the Propeny
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<br /> ,, " tf�+�!'�`� .':'�:;�':r which ma attuin riorit over thic Secu�ity Instrument, anJ Ieuxhuld ntents ��r rounJ rems, if an Borrower shs�ll
<br /> �. Y P Y P�Y !� Y• PaY
<br />_•• '�,:,� ��_ ;��.��'�".` thesc obligutions in the manner pro��idrel in parugraph 2,ur if not paid in�hat m•rnner, Borrnw•er>hatl pay them on time direrdy
<br /> ,, ^ „►n!��t. .,;;J�,, r to the person owed paymen�. Burrower shall prompUy furnitih�n Lcixicr all noti�c�of amounta N�t�e paid under this parngruph.
<br />� '-�c L?3 t9r;�j ' :Y.��'� I!Borrower mukes these puyn�ents directl}•,&�rrowcr,hull prompUy furni�h ta l.er,�'.er reccipts evidencing the payments.
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<br />.'�y�° �' ; �• Bormwer shall pmmpUy dischurge Any lien which hu,priorily over thi�Security Imtrument unless Borrower:(n)usrees in
<br /> '�.-;�s• � �;`'�.�'.� writing tu thc Qa}�ment of the obligutiun�c�i+reJ by the lien in u manacr acceptuble to Lendcr,(b►conte+ts in gcwd fs�ith the lieo
<br /> '�'�,,, ''�Y by, or �efend: aguimt enforrement ot'tC�� lien in. I��ul prixe��clin=:. �vhirh in the I.xndcr'a apinion operate to prevent tt�
<br />:�;r��•" . °•:w+w eoforcenxnt of the lien:or(rl+ecurc�fmm thc hnldcr.�t thc licn un ugr«ment wti�fuctory to Lendcr suho�denating the lien to
<br /> '� ° � Security Instrument. If I.enJer determines that an� part of Ihe Pro�xrty i�w�+,;ce� to a licn which mo� nttair.priiirity over
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<br /> `•r• •. �:'"i� �r� § this Security Inslrument. l.�nJcr muy�ivc H�,rr��u•cr u�:r�irr iJrntilj•in� thc licn. �lurruWrr�liall ;;iiiaty thr lien i�r takc onc or
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<br /> ��,,�• , ., ��,.,, more oi Uie artions set forth ubove within le)duyx of�I�giving of r�xirr.
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<br /> ".�:` Form 3026 9190
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