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<br /> -- — periad��1wt t.erider ra�uinea. Thc insunnca carrkr pravidin��he insut�ca�hdl ho chocen hy B�x�+owcr�ubject lo t.cnde�a
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<br /> �pprov�l which shail not bo unneawn�bly witbhtW. If Banuwer fiila lo m�iM�in cove�ge described�bovo.l,p�dor m�y�+�t
<br /> . 1,pKleiti optioq.abpdn ooret�ge lo podect Lerder's ri�hts in�he Pr p�e�o ty in aaondw�wiW�w� .
<br /> ' All inwranoe poUdes�nd renowal��hall be aoceplabla�o l.rnder und shall lnclude e s�uWard matQap,e cl�use. l.andc�
<br /> sh�ll luive Ihe riQlri w hoid Ihe policies and�enewds. If L�der roquiros.Borrower shall promptly 8ive te Lenrkr all rccaiptc
<br /> ___ =_--_ of p�id pemiwas ami anawd�atkes. In�he evcnt of lasr�,Bart�nwer.r•hull give prompt ndfre ta�he iruurmce carrier�utd
<br /> Lendcr. La�der may m�icc proof of lacs if nM mrde{xomptly by Bornnwer.
<br /> - Uabcs Lrendrr�nd&xrower ahenvlse agm in writing,insu�ance pmcoedR shull be applied to nestora�ion or repAi�of
<br /> .°� - - the Pro�ty d�ad, !f t6e rcstoration or rcpair is economically feasible nnd Lendcrk �ccurity i� not lessened. If the
<br /> ,___ �asto�ak�a ia nat erwromically feasibla�►r I.enderlc securi�y would be Icsr.cned.thc inwrance praccods shall bc
<br /> •.����5, appliod to the sums securod by�his Secu�ity Incuume�u.whetUer or na U�en due.wUh uny excess paid lo Borrower. If
<br /> s''� • Aorrower+�b�uWns the Property.or daeg not answer witlun 3a daXs sa notice firom Ixnder ttiW the insuronce caRier fw�
<br /> offercd lo settk A cl�im.tbrn L.ender may collect�he insuranc�e proceeds. Lender rtwg use�he procads to rcpair or res[om
<br /> _ �he ProFe�ty or to p�y suo�s secuuod by�his Securily In�rumew.wliether a na�hen dwe. The 30�ay period will be$in v�4ea
<br /> - Wo a�oR�c�a is givea.
<br /> - : — lln�¢ss Lrnder and Borrower otl�erwise u�e+e in writang,any applecatian of prooeeds to principal sball not extend ar
<br /> postpone�he due d�te oi�Ne mo�uNY paymems�eferred w in p�aragraphs 1 wd 2 or chunge�he amount of tAc payments. If .
<br /> uader p�ragrnph 21 the Phopenty is a�cqui�od by Leader,Bonower�riglu�o any insurance policle�and pioceeds resuituig
<br />• __ fi►o�m damage to the Propeny prior w tM acquisitian shaN pcw to L.erder to the extent of the sums secured by this Security
<br />,;:;: Inanuna�t immediately ptiorw theacquis�tion.
<br /> :,:��;' 6. Oocnpaoc� Pnservatlo�. Mainterwnce a4d PrWecfbn af the Property: Borrower•s I.oaa Applkalloa;
<br />_ I.a�stholds. Bomnwer sh�ll occupy.esablish.And use Ihe Propeny sis Borrower!s principal rcsidence wilhin�xt�days after
<br /> " the exeeutk�of lhis Secwity Inslromen�wid shall caruimae ta occupy the Propeny�s Bomowerk principaS er�p:it.rk`e fw at
<br />;��-- ° -- ieast arc year after the d�e of' a.-cup•�u�cy, wiicya Lrn�kr uii�rvvix ��rce� in wrning. wiiicL cu�i�,�o �;�.,: pot b: .
<br /> � unrcaw�bly vriYiheld,or unless extenwlin�e cireumstwN.�es exist which wr beyond Borrower's cantml. Borraa�cs yball nw
<br />-:';��`� destro . e or im r the
<br />--r ,: � y d�nyg pai Property.t►Iluw the Prapehy to deteriorate,or commi�wuste an the 1'r�perty. Bc►t��wer s3�a16
<br /> :;��;�;: be ln detauU it'any forf'aitu�e nction or proceeding,whether cfvil or criminal.is begun�hat in Leniter�good fadth dudpment
<br />�tir'�'� c�auld nwk ia fafeitune of�he P�openy or atherwise matedolly impair the lien cre�ted by this Security�Oo+sua��m�nc or
<br />,:s.�:, I.a�der's security interrst. Bortower m�y cure such o defaule and reinswte,n.ti provided in pars►gcaph IS,by c�usiu�t ahe actlon
<br />���,�,;:. or procceding to be dismissed with n ruling�ha,in l.ender�good fai�h de�erminntion,precludes forfeiture of�ite�3arower's
<br /> ���'ti'� imerest in!he Property or other material impairment of tl�e lien cre�c43 by this Securiry Insuurnent or Lender�secudty
<br />-�=��`� , interest. Bormwer shall atso 6e in default if Bormwer. during tFe� i.�an upplicution procese, �,:,�ve mAterially felse or
<br /> ='-ar-_ `' . Inaccurate iniwmation or statements tu Le�der(or fiuled ta provide L�ender wi�h uny material infotina�ion)in rn�tiecGon with
<br />_'�`,;': the loan evidenced by the Note, including. but not limited to. �epresemations conceming Borrower!� occwpancy of the
<br /> PrapeRy as a prUtcipal�esidence. If tMis Security Instrumeoxt is an a leusehold,Bortawer shAll comply with a1119ce p�rovisions
<br /> ^°�'i' --- - -- of ihc Icose. If&►rrower acquircs fee�ide to the Prnperty.t0�e Icaschold and the fee tiUe shall not merge unless Lencier agr�
<br /> w tFie me►ger in writing.
<br /> �'�, ��'��• 7. Pratection of I.ender'a Rights in the Propertv !f ��rnowrr fails to perform the co�enams w�d ugreemen�
<br /> • ��;,; f contained in this Security Instrument,or theR is u I�FaI exoceeding that may xignificanNy Affect Lenders r�gh�x in thr ,
<br /> f " PropeRy(such as a proceedi►nt in bankruptcy,probme,fcr ti on�ernnuiion or fodei�um or to enforce Is�ws or regu0zuic�n.s1,lhen
<br /> ��,_. �.,�, �,ender may do and pay fa�r whutever is necessury to pr�nec►the vulur af�he Propeny and Lender's rights in a��Pr�+,perty.
<br /> -�;r'�;�-`•:%?� � Lender4 uctlona muy inr�a��:Q:pnying uny+ums secured by u lien K�t+irh ha..priority over th�s 5ecuriry Instrument.upFeanng
<br />: �'i�( ...y 4�'1..'� �;% in court,payiR,reaconable aitomeys'fees�nd entering on the Nri�er�}• �n make repairs.Al�hough Lender muy take action
<br /> ���,;,. � • utd�r this pav.nrmph 7.Letlder docs not have la do w.
<br /> �°" 'y�y Any amounts disbur�ed by Lender under this pnragraph 7 shall becorne ndditianol debt of Borrower secured by this
<br /> "'�"''�• �t?' ���:�;. Secwity Inswmcnt. Unless Barrower and Lender agrce a�c�ther terms of payment.�hesc amoums shall beu intercst from the
<br />�-•� � �'rF Jat2 of disbursement ut the tiote rnte and shall be payahte, wfth intercsl,upon notice from L.ender to Borrower req��esting
<br /> - .. paymenG
<br />���';°. 8. Mn1�t�age Insurt�nce. If Lander reyuired mnnguge insurunc�u, •r cundi�ion uf malcing the loan securcd by this
<br />='=-:.�' Serurity Instrument, Borrower shall pn� ihe premiums royuircd tn mairnuin ihr nx�rtgage insurnnce in effect. If,for any
<br /> ��%� reason. the mortgnge insurance coverage required by l.ender lupses ur cca+e, �o bc in effecl, Bomawer shall pay the
<br />'�� rcmiums uired to oMa3n covera e subs�untiull e<uivrlent to the mort a � inxur.mce r�eviousl in effecl, at a cost
<br />-= P �1 8 Y l � ' S'R' P Y -
<br /> --- substantinlly equivalent to�fie cost lo Bormwer of'the mnrtguge in+urance prcviou+ly in effect,fmm an altemate mortguge
<br /> - - �1 insurer approved by Lender. If�ulntnnti�lly eyuivalem�m►ngogc in.uwue covcrage ix not avuiluble.Borrowcr shall pay�o
<br /> r• -"�{� -�� ° L.ender each tt�Unth a sum eyuul �u one-�welfth of�he ye:�rly mongagr in,uruncc premium being puid by Borrower when the
<br /> �, ;,,;�-y*;; insurance ceverage Inpsed or ceatied to 6e in effect. l..cnder will ucrrpt,u,e and retuin theze payments ac u loss reserve in lieu
<br />_ of mortgege insurance. Loss reserve puyments muy no langer Ix r�yuired, a�the option of Lender,if mortgage insurance
<br /> � '- ' •covemge(in the nmount and for the perial that Lender requirrs)pmvided by an in�urer upproved Ny Lende�ugain becomes
<br />'��.' . �h r,_���� availublc und is obtained,Borrower xhull puy�he pnmium,nyuir�d ta maintuin murtguge�osuronce in effcct,or ia provide a
<br /> ,-rr _ �.�. lacs resen•e,�+ntil the neyuirement for morlgoge inwrunre end.in ucco�d:uice with uny written ugreement betwe�n Borrower
<br /> - - — y-`� wid Lender nr a hcuble law.
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<br /> - . �_ ,. . . ,•�, ,,� ,��`�:� 9. laspecSon. Lender or it�agent ma�• make reu+�mable rntri�.upon;u�J in.pectiom of��he Pmpeny. Lender shall
<br /> }�` t¢ �;��'1'�, ;��i�, ttive Barrower notice at the time of ur prior to;m inspectian��xrilj•ing rra.onvble cvu�e li�r the inspec�ion. -
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