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70 <br />rn <br />c <br />=nv <br />ny'.. <br />N � 2 <br />c I <br />unimiimmo <br />ci <br />1OV211S9Y • <br />Prepared By: Mutual of Omaha Mortgage, Inc. <br />3131 Camino del Rio North, Suite 1100 <br />San Diego, CA 92108 <br />Record and Return to: Mutual of Omaha Mortgage <br />3131 Camino Del Rio N Suite 1100 <br />San Diego, CA 92108 <br />State of NEBRASKA <br />W Cr) <br />CO Cr) <br />Cr) <br />1 <br />Inn <br />Nq0 <br />r• Lei <br />O <br />co c <br />cry <br />CD <br />[Space Above This Line For Recording Data] <br />FHA Case No. 321-3937811-962 <br />Loan No. 4496583 <br />MIN: 1012096-0005023028-5 <br />ADJUSTABLE RATE <br />HOME EQUITY CONVERSION SECOND DEED OF TRUST <br />AND ASSINGMENT OF RENTS <br />THIS INSTRUMENT IS A DEED OF TRUST WHICH SECURES FUTURE ADVANCES <br />THIS DEED OF TRUST ("Security Instrument" or "Second Security Instrument") is made on <br />November 16, 2022. The trustor is GLENN E. PALENSKY AND LORETTA M. PALENSKY, <br />whose address is 4340 ASTER DRIVE, GRAND ISLAND, Nebraska 68803 ("Borrower"). <br />Borrower is a trustor who is an original borrower under the Loan Agreement and Note. The term <br />"Borrower" does not include the Borrower's successors and assigns. Trustor is an original trustor under <br />this Security Instrument. The term "Trustor" includes Trustor's heirs, executors, administrators, and <br />assigns. The trustee is the SENIOR OFFICIAL WITH RESPONSIBILITY FOR SINGLE FAMILY <br />MORTGAGE INSURANCE PROGRAMS IN THE DEPARTMENT OF HOUSING AND URBAN <br />DEVELOPMENT FIELD OFFICE WITH JURISDICTION OVER THE PROPERTY DESCRIBED <br />BELOW, OR A DESIGNEE OF THAT OFFICIAL ("Trustee"). The beneficiary is the Federal Housing <br />Commissioner, whose address is 451 Seventh Street, SW, Washington, DC 20410 ("Lender" or <br />"Commissioner"). Borrower has agreed to repay to Lender amounts which Lender is obligated to <br />advance, including future advances, under the terms of a Home Equity Conversion Loan Agreement <br />dated the same date as this Security Instrument ("Loan Agreement"). The agreement to repay is <br />evidenced by Borrower's Adjustable -Rate Note dated the same date as this Security Instrument ("Second <br />Note"). This Security Instrument secures to Lender: (a) the repayment of the debt evidenced by the <br />Page 1 of 15 HECM Second Deed Of Trust --2017 <br />