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202208198 any sale. Upon receipt of payment of the price bid, Trustee shall deliver to the purchaser Trustee's deed conveying the Property. The recitals in the Trustee's deed shall be prima facie evidence of the truth of the statements made therein. Trustee shall apply the proceeds subject to the provisions of applicable Nebraska law i.e. Nebraska Rev. Stat § 76-1011, as amended or replaced. 25. Lien Priority. The full amount secured by this Security Instrument shall have the same priority over any other liens on the Property as if the full amount had been disbursed on the date the initial disbursement was made, regardless of the actual date of any disbursement. The amount secured by this Security Instrument shall include all direct payments by Lender to Borrower and all other loan advances permitted by this Security Instrument for any purpose. This lien priority shall apply notwithstanding any State constitution, law or regulation, except that this lien priority shall not affect the priority of any liens for unpaid State or local governmental unit special assessments or taxes. Pursuant to Neb. Rev. Stat. § 45-702.01(2), Borrower waives its right to limit "optional future advances" under Neb. Rev. Stat. § 76-1002(b). 26. Adjustable -Rate Feature. Under the Note, the initial stated interest rate of 7.980% which accrues on the unpaid principal balance ("Initial Interest Rate") is subject to change, as described below. When the interest rate changes, the new adjusted interest rate will be applied to the total outstanding principal balance. Each adjustment to the interest rate will be based upon the weekly average yield on United States Treasury Securities adjusted to a constant maturity of one year ("Index") plus a margin. The Index is published in the Federal Reserve Bulletin and made available by the United States Treasury Department in Statistical Release H.15 (519). If the Index is no longer available, Lender will be required to use any index prescribed by the Commissioner. Lender will give Borrower written notice of new index.a change in interest rate or new index at least twenty-five (25) days prior to the effective date of such change. Notwithstanding any provision in this Security Instrument to the contrary, any loan advances required under this Security Instrument or the Loan Agreement shall not be reduced in amount or number due to an adjustment to the rate of interest on the Note. Lender will perform the calculations described below to determine the new adjusted interest rate. The interest rate may change on January 1, 2023 and on the first day of each succeeding month. "Change Date" means each date in which the interest rate could change. The value of the Index will be determined, using the most recent Index figure available thirty (30) days before the Change Date ("Current Index"). Before each Change Date, the new interest rate will be calculated by adding a margin to the Current Index, then rounded to the nearest -one eighth of one percentage point (0.125%). This rounded sum of the margin plus the Current Index will be called the "Calculated Interest Rate" for each Change Date. The Calculated Interest Rate will be compared to the interest rate in effect immediately prior to the current Change Date (the "Existing Interest Rate"). The Calculated Interest Rate will never increase above 12.980% The Calculated Interest Rate will be adjusted if necessary to comply with the rate limitation(s) described above and will be in effect until the next Change Date. At any change date, if the Calculated Interest Page 12 of 16 HECM First Deed Of Trust -2017