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.. . . .. .._, , .. � . .. ii . � �� . , .,rw,.�.� " <br /> . , � . . . . • . .. ... ....,_. .. . .. ..-'-----... ."--' t. <br /> .. � ..._ . .. . .._ . . � .. <br /> .. .. ... . . . . ��.���o��� gg. ���1�a��� en��l+�nte a�u�te��'�i� F <br /> _. ...... . � T�3fi�1fH6R WITN all the improvementa no�v ar hemafter crccted on tho propcny.and oll . PP <br /> � fixturea now or herenf�er a p.'►rt o� th� peoperry. Ali repincen�ents and �.ddlelo�u shel! �lec+ de covered by this Securiiy <br /> �� dnstrument.All of ti�e foreBoing ie referrcd to in thin Secudty 1nstrument c►s the'Propeny.` ��' <br /> BORItOWP.R�OVBNANTS thnt�3orrower ie lawtLily aelaed of the estntehereby convcycd ond has the right to grnnt and .�y <br /> soavey the Proper►y nnd thot the Praperty ia unencumbered. eacept for eneumbrnnces ot record.9arrower warrnnts and witl <br /> , defend Qeners�lly the title to thr Aroperty nguinst nq cluims und demands. Aubjec�to nny encumbrances of record. . <br /> THIS SECURI'PY INSTRUMBN'1'wrnbines uniform cavenunte f�r nntional use und nnmuniform covenants with limited -n' � <br /> � vuriotlons by�urisdiction to consticute a uniform sccurkY iustntmeat coverin� reai propeny. �_ <br /> ' UNIFORM COVENANTS.Bonower and Lender covenunt und agree as foilowa: <br /> '� •°•' 1, poyment of Peinctpal und Interesti �pAY���t and I.ute Chorges. Horrower shall promptly pay �vhen due the �� _ <br /> �M �►+ '- prtacipnl of attd lnterest on the debt evidenced by ttte Note and any prepayment and late charges due under the Note. �t.'-= <br /> Z. Funde for Tnxes and lnsurance.Subject to applicable Iaw or to a wrttten w�iver by Lender, Horrower shall pay to { <br /> � Lender on tke day monthly payments are due under the Noce,until che Noce is patd in full,ps�.(ro y�ly�°easehol paymeats <br /> � and assessments which may attain priarlty over this Security lastrumeni tn as�a lCen o�n���d)y�ly flood inaurance pmmiums. :I�^ <br /> °i or groun d mnta on t he Pro pe n y.if any:(c)Yeady hazard or properry P - <br /> . � if aay; Fe)Yearly mortgage insurance premiums, if any: aud<fl any suma payable by Borrower to Lender, in acco n l a uce w t t h - - <br /> �► the provlsioris of pazagraph 8,in lieu of the payment of mongage lasuraace premiwns• 'il►ese items are called "Bscrow Items." `_ti <br /> Lender may. at any time, collect and hold Fuads in an amount not to exceed the maximum arnount a lender for a tederaUy �_ <br /> �•� related mortgage loan may require for Borrower's escmw account under the tederal Real Fstace Settlement Procedures Act of � <br /> �n 1974�-s nmended fre�►dme to time, 12 U.S.C.Secdon 2601 et seq. ("RF.SPA7.���other law that applies to the Funds <br /> sets a lesser araoun�. If so, Lender may.at any time. colleci and boid�unds in en amowa�not to exceed the leascr amauac. �_ <br /> "���� Iander may estimate che ats►ount of Funds due on the basis of currenc data aad �easoaable estima�es of expenditures of fucure <br /> ..� Escrow ltems or otherwise in acxordeace wlth applicable law. _ <br /> The Fuads shell be held in an insdrudon whose deposits are insured by a federal agency. inasrumentaliry. or eatity <br /> ,, rr� (��1�[.ender. if Lender is suc$an iasdtudoa)or in uny�ederal Home I.oan Benlc.Lender shell apply ths Funds to pay tite - <br /> Escrow Iteuas.Lender may not charge Borrower for holding and applying the Fuads,annually analYzinB ihe esemw acoount,or <br /> verifyinB th�Escr°w Icems,unless 1.ender pays Borrower interest oA the Funds and applicuble law pesm�zs Lender to make such <br /> a charge.However.I.ender may require Horrower to pay a one-time chtuge for si►iadependent real estate�reportia8 servlc� <br />- ;, �� bY Le�der ia conaectten with this loan, unless applicable law provides othenvise. Unless an agreement is made or <br /> .. ... .,. ., <br />- .�,,;•. <br />. ��:�`f l;� applicable law requims intcnes[to�e Faid,Lxnder shall not be requlred to pay Borrower assy latereat or earaings on the Fua . <br /> ' ';';.ti;?i _ _• Borrower and Lender may agree in wri�g+ however,tttat fntemst shall be paid on the Fu,s��s. Lender shall give to Borrower. <br />� .. -- � wtthout charge, aa annual ecxeunting of the Nunds. showiug ci�ttts aud�l:.�lts ta she F�nds�n�l ihe rucpose for whieh Qach r <br /> � • debit to the Fuads nn►s made.The Fuads are ple.dged as addicional securtry for all swbs secured b�Y a r�5������We! <br />-� I f t h e Funds held b y Lender exc,eed the amounta germitted to be held by applicat+le iaw, <br />=:�;'�,�::�:��}�� for the e�cese Funds iu e�c°r�ce Wjt1�the mquirements o f apF 1ica b le 1aw. l t t h e a m o u a t o f t h e F u n d s b e t d b y L e n d e r a t e a y <br /> " �'{''�%�� time is not sufficient to pay�e Escrow Items when due, Lender may so aotity Borcower in writing.and.in suc�►cas�Borrower <br /> . .�i�4 f�; <br /> _�"�°' �+• � shall pay to Lender the amount aecessary co a�lce up the deficieucy. Bon'owor shall meke up �ho defir.�enay in ne mare then <br />�;. <br />�r1" •'��� �� twelve moatWy payments.at I.cnder's sole discret�on• ��ent,Lender shall prompuy refuad to Borrower aay — <br />- ;v U A payment ia full of all sums secured by this SecudcY <br />