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<br /> TOUETHEEt WITH utl the Improvementa now on c�rcuttei crztc�t on thE FrQt�e«Y��d a11 ensementa,appurtennnces,nnA ~'-^.
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<br /> � fiatures now on c�reaRcr n p:ut of thc propcny. All rcplucemcnts and nddittons shnll nlso bc oavered by this Sccudty �
<br /> thc forc oin ie rcfcrrcd ta in thi�S:curity Instrum�nt as the"PraAer�Y•" �`-__��-
<br /> ., , Instrument.Atl at II Ei �„�
<br /> , IiOItROWl3R COVENANTS that Buprowcr is ImvNily eetsed of the estate hereby conveged und hus ihe dBht ta�runt an �,"v:`
<br /> convey the Pmpenv and that the Propeny ie unencumbered,except for encumbr•uices of record. Borroever wnrennta nnd�vilt _� _
<br /> defend�ensr.Jly the title to the Propeny n�tainst nil cluims and demondA,subJect to any encumbmnces of cecord. t_
<br /> � f� THIS SECURITY INSTRUMBNT combincs uniform covenunts for nncionni uas c►►J non•uaiform covennnt4 wiih limlted �`-`_''-�
<br /> �• -•--��t:; vnrintions by Jurisdtction to constituto u uniform s�curity instnunent wveri��II real proPeny. �,
<br /> %�"'"'� UNIFORM COVENANTS.Bormwer and l.e�der covencuu uma a8ree as followa: A wben dua the -
<br /> � �"'"''�` 1, puyment of Peinctpal aRd Iatcsest; PcQ4s�Yment attd Lato Chnrges. Borro�ver shnll pmmPtlY P Y
<br /> � prtnctpul of nnd Interest oa the debt evidenced by tt�e Noce and any prepnYment nnd late chtuges due under the Noto.
<br /> .. • 2. �nd3 for Tnxe9 nntl Yusasrance.S1�bJ B���te�untit the No o is p d in�fuil.u sam("Fundse)fc�(a)Y��Y��� ._
<br /> i,ender on the duy monthly pAymento�duo und earl teasehoid payments _
<br /> fi.. a,nd ussessmentc tivhich may uctain pdorlry over thls Securlty lnatruraent as a lien on the Prop�,rty�uliy)flood iasurartce ptam�urt�v�
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<br /> �. ��-� or gmund rents on the Property,If any;���i�Y;f�����E y'��p y�e by fl�wer to lander. in accordnnce�y1th
<br /> . jf any:(e)Ye�Tly mortg�+ge insurnnce P ��t of mortQage i�►surance premlums.'�ese itcros ure cA11ed'Hscr°w Items."
<br /> � the pmvisions oi parn8*aPh 8. ia lten of the pay
<br /> ,.� � : Leuder may� ut eay dcae��oollec� for Barro�+reru's�escmw�osoount under the�federal ltenl Estut�etUemeatdProcedums Aclof
<br /> . related mortgage topn ruuy � 12 U.S.C.Section 2601 et seq.("R&SPA").unlc..`S tu►other law that applies so ttie Fundlg �
<br /> � . - �� 1974 as ameaded from time to time.
<br /> sets a lesser amount.If so. Lender m�Y• a� e on the�b,is�of curre tadata d reasfl�ble�ecnt��°f�ndltures of t�tore
<br /> ;�.� � Lender may estimate the am°uat of Fun�s du
<br /> Essrow[tems orotherwise ia accardance wlth aPPlicable law.
<br /> irismuuentaliry� or endty
<br /> 'I;�::;�`���_;'.1 . 'd'he Funds ahalt be hetd in aa iasdtutloa wbose degosits are insured by n fet.+eral aBea�Y• c6e Funds to pay tho
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<br /> ,,,�-i;,,,,, ,. (includiug 1�ender.if Leader is such au insdtntion)or ln fu►y Federal Homa l.osa @aak.l.�nder shall nPIY�e escmw t�ccount.or
<br /> �;`' ,, Escrow Items. Le�eder may aot cdarge Borrower for holdtng and apptying the Fund.g,��le la�w petmits Leader to m�lce such
<br /> �F. �' :� , verityiag the F-scrow Items.unless Lender paya Borrower interest oa the Funds a�►d app rtin service
<br /> ' � "` �' a chnr�e.Mowever.Lender may reQuire Borcower to pay t►oae-ttme chatge for an indegendQnt m.a1 estate��� ��Q oT
<br />'�,�;;�;�,:��y usad by I.endet in ceune�don w l t h t l a i s lo�n, unless applicable law provid Bo�,��y��t o ��oa the Funds.
<br /> � ad,Lender shall aot be required t�pay Q ,�vQ co gorrower.
<br /> �„ :t�n` appiicabio t��r��iuir�fntes�si i4 L+�� .
<br /> �r ' � $orrower and Leader may agree in wdling. dowever.ehat iaterest shaU be Paid on ei�c Fu+zds• �'�se for which eaclti
<br /> ��..�.;�::r fin wtthout charge�an annual uscounting of�h�Flinds.showing ecedits aad debits to the Funda umd��S uttty Instrument. -
<br />-,.�i�.�;q�±�;' debit co the Funds was made.The Funds are pledged as additional securiry for all lt�le l�aw�.Lender shell a000unt to Bosrawer
<br />—_.:J�G'.��..
<br /> , �f the Fuads held by Lender cxceed the amounts Pern�itted to ba held by app'
<br /> --'�i��- for the axcess Funda in a�cordl4�$w1��g�9��ents of agplieable taw.If the nmount of the Ft�nds held by ixn er at a�►Y
<br />---r`�����'1 time is not sufficient to pay the Escmw Itemsahea due,Y�ender may so aotify Boma�t=in wri�g��a��i����� ote thar+
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