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<br /> �� If the amnunts held by l.ender for Escrow Items exceed the nmounts permitted to be hvld by RESPA, l,ender �
<br /> sh�ll r.cec►unt to Eorrower for the eRC�ss funds as required by RESPA. If the a�nounts of tiuids held'by l.ender at nny R-
<br /> ..�t �� time are not sufficieat[o pay the Escrow Items whea due. Leader may notifjr the Eorrower und requtre Boaower to _
<br /> . • .. make up the shoctsigeas peraaitted by RESPA. '-
<br /> ,,.;.;�' The Escmw Funds er�s pledged as additioaai sesudty for all aums Ee�ured by thta Securlty lnswment. Yf 0�_:�
<br /> ` ^'""�`� �oreawer tenders to Lender the fbll payment of all such sums,Borrower's account shaU be credited with the balance �.
<br /> ; � remaininB for all installment items(n),(b).and (c)and auy martgu�e insurauce premInm 1ns1a11ment thut L.enden c�ts R:
<br /> , � not become abli�at�l to pay to the Se�retary. and ixnder shall pmmptly refund any excess fluids to Bosower.
<br /> '. �,�. Imme�liately pdor to a foreclosure sale of the Property or Its acguisItton by I.ender. Sorrower's account ehall be __
<br /> credited wIth nny balance remaWng for ull iasuillments for items(n).(b).and(c). -
<br /> � 3.ApplicatEan oS Puyments.AU payments undes paragrnpha 1 and 2 shall be applied by ieader as foltows: -
<br /> �a,to the mortga�e insurnuce premium to be pnid by L.ender to the Secretary or to the monthly chnrge by tha _
<br /> Secretery instead of the acontl�ly mortgage insurance precatum;
<br /> -• • ��n�� to any ta�ces, spectul assessments� leasehold payments or geound rents.and fire.ftood and oiher hazar+d
<br /> "� �-` , insuran�preuQu��s,as reqnircd� .
<br /> ° �i .to interest due under the Note;
<br /> ' `' ':,� � o+ . to amottizat[on of the principal of the Note;and �
<br /> " �j$1s,to late charges du�uuder We Note.
<br /> ';T�.}����r� 4.F9re.Flood and Other H�zard L�svr�ace.Borrower sball insure all improvements on We Property.whethet
<br /> � �'' novsr ia��lEtance or subsequently erected,ageinst any hazards,casuAlties.and conttagenclea,a�.r8uding tIc+e.for vfifch
<br /> Y�''��•�`�' I.ender requires insurance. This insurance shall be maintaiaed is► the amounts omd for cfis periods tluu Lender
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<br /> •�,:�.a'v requices. Borrower shall also insure all improvements on the Property� whctC�6r now in�xjatence or subsequendy
<br />"-^�p���.. erected.ogninst loss b�r iiooda to the eatent required by the Secretary.All ina��nnce shall b�oarried with campanies
<br /> .::;�:i�; appmvezl by Lender.l'hb iusurauoe policies aud any i+enewals shall be h�ld by Lender anQ af�all include loss payuble
<br /> �-ui��,;��� clauses in fctvor of,and ia a form aaceptable to. Leader. '
<br /> ''�- Ist i3��:i�ssL�f ltsw..s.��:�+�'Stt�11 glvn Lp�lrr imtnedlate noticz by mail. [.ender m�Y make Droof nf loss if not
<br /> ,yU�iS� mnde promptiy by Bonroiver.Each iasurance cum�any concerned is hereby uultaorized and dlrected to muke payment
<br /> -___=_���� for such loss di�+ectly to Lender. instead of to Bormwer and to Lender joinnty. All or any part of tho inaurancg
<br /> ____-�_ p�s may be applicd by irender.at its option.eiWer(a)to the reductfon of the indebtedness under tho Note and
<br /> th;s Se�:x;�+,�instenment,first co any�{el�nquent amounts applied br►the order in paragaph 3,aqd Wen to pnpayment
<br /> �-`'".""'-°�"�°' � � of pri���nl,�vr (b)to the� nstorstI��or repair of ehe dam�ed�roperty. My applicat�m�as'C the proc�eds to the
<br /> =__�;� � • � priacigal ahail not ext�nd or postpone the due date of the monthly pay►nents whicd are refeixed ta in paragraph 2.or
<br /> �.-_.-;;�„�o change ths amount of svch payraents. My axc�ss insurnnce proc�eds over an azao�t required to pay a!1 outstanding
<br /> -_��=-� indebtedaess under the Noce and this Secueicy Insaument shall be paid to the entlry legally entided thereto.
<br /> --��"''�m"'� � Tu the event of famclosure of this Sr�urlty Insm�ment or other transfer of tlde to the Prapeny diat axtinguishes
<br />- -°��-_---- the iadebte�ess. a11 rigbt. titte and interest of Borrower in and tar insurance peliciea in �orce sh�ll pass to tbo
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<br />-.-,;,v�_;,�,� , S.Occnpancy,Ptese�vat[c►n,Matnteaanze�nd Protection o!t6e Propxrtyi Bormwe�'s I.oan Appltr.�tbnt
<br /> _�;:��''J�� I.cuseholds. Barrower shall ocrupy,establish. an� use the Property ns 8orrawar's prIncipal cesIdenoe wIt1�G►si�ry
<br /> --_- � days aftcr tke eatcutEon of thia Securtry Inswment (or�vithW skry days of a later sale ar uansfer of the R^operty)
<br />�__�,_.::, � and shall continu�to oocupy the Property as Borrower's principai ns,(dence for at least one year after the dau of
<br /> _ .- - ooc�epanCy.euiless Leader dstemlines that roquf�ement wUl causs undue hardship for Bom�wer.or unless extenuating
<br /> Y;�r� circumstanoss e�t wUich are beyond Borcower's conuol. Borrower shall aont;V Len�er of any exteauatiag
<br /> t eircwn,tances.Botcower shall not commit waste or destroy.dsunage or substantiully change the Property or ollow thc
<br /> ------- - Property to deter"sorate.�easonable wear s�n+1 tear exoeptod.Leader may insPcct the Fcoperty If the Fraperty is vsicant
<br /> ..�,:;;n or abanduned or the Aoan is in deiault. Lender may take reasonable acaon to pmtect and pre,sen+e such vacant or
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