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<br /> '�'13ti�7'H�R�,V�TH all thn lm��ovrnne�ce now or hereaRer ereated on the property,nnd all easements,uppurtenurtces,und --
<br /> fintun::� no�,v ar here�tter a gan at ttze praperty. All replacements and additions shnil uisa be caveced by thta Se�vrity � _
<br /> Irtstn►mcnt. All nf Uic fopeBofn}�Is refcrnA eo in thie Security instrument as the"Pmp�rty."
<br /> IEt�itEtOW�iR C:UV�NAN'fS that 8orrower is IawPolly selsed af the estnte hereby canveyed und has thc right to geruit nnd
<br /> canvey Ihe Pra�eny und ehnt d�o l�ropeny ix urtencumtsered, except for encumbrancee of rc�►rd. Borrower wamtnts and wlll �
<br /> ds:fcnd gettcraUy tho title tu th�Praperty againat all clalms nttd demunds,subjcct ta any encuinbrnnc�s af record.
<br /> TNI�I SL�CURITY Il�l3'f1tUMieNT combines uniform covennnta for national use and non•uniform covenanta with limitcd �
<br /> vtttiatiuns(�y juiindfctlon tuwiis�ltutc o uniform sccurlty instmment covedn�re.c►1 property. ,
<br /> UNI�ORM COV�NANT3.0orrowcr and Lender coven�tsit and agrec us follaws: �
<br /> �, 6�aypt�nt cit PQ'�rtcl�tsil er�d intc��t Pe^epaymeut and Lnte Ci�ntuge.s. Banower shNl prom�tly psty when duo tha
<br /> princtpnl i�f nnd(ntorcut on tha debi evidertcc�d by the Note and nny prepuyment artd lato chargcs due under Phe Note.
<br /> 2.F�[.(ld9�OT TAYC9 fiRl�IIi5117IITiC2� Subject to uppliu�ble luw ar ta u ovdtten walver by Lender. �onower ehnll pay to
<br /> la:mier on tho dny manthly pnynxists are du�under the Note.until the Note is paid in full. a su�n("Funda")for:(a)yenrly wxa _
<br /> urid n�sc�sn�ante whioh mc�y attnin prlority avF7 this Security Inatniment as a lien on the Propony;(b)yearly lecuthold puymenta _
<br /> nr ga�und rentn an thu Pcroperty,lf any:(c)y�rarly hazurd or property insurance pmmiums; (J)yenrly�lood insurance premiums,
<br /> if anj�;(c)ycarly�mngo}�o i�surance pmmit���s, if any:end(�any sums puyuble by Borrowvr to Lrndar, in accordartce with
<br /> Iko prvvlelanr af pnrsQroph 8, in lieu of tha payment of mortgage lnsurance premtums.These items are c�l(cd "Escrow Iteina.°
<br /> LcnAor mny, at nny ti�no� m9lect and holcl �unds in nn[tmount not to exceect thc maximum amount a lender for a fedemUy
<br /> rwtate�i mai�tgnBo lonn muy requtre for Bort�wer's escraw account under the federal Reat Fstate Settlement Procodums Act of
<br /> t�74 as nmendad feam ti�no to tirrze,l2 U.�.�C,'S�ction 2601 et seg. ("RBSpp"),unless another law tt!at applies to the Funds
<br /> Ks:te�� Iess�.r cunaunt. IY�a,Lender mAy,c3t�:,�r �turnm. cuiteet and ho�d r�inda in an amaunt nat to exc�d the lesser atnou�qt. -
<br /> L�a�dor may estimntc ths� urrcaunt af Funds duo c�n�he ba�js of current daYa and reus,onsblu estirautea of expc3ndltures�f future
<br /> !?•acrc►w itcmp ur uthunvBE;�in�ccQStiancc w�sh u}�plicsble tnw.
<br /> 'I'hu Nunde chnll h�held 1n un instiautioa whaso deposits are insured by a fedoral aBency, lastrumentality, or entiry
<br /> (lncluding l.,cndar,if Lcndcr ia suCh an lnstitutian)or in nny Federnl Home I.oan Hank.Lendor shntl nppIy the Funds to pay tha
<br /> E?scruw Itemx. l.crtdor inuy not chnrgo Horro���er fnr•halding und applying the Funds. annually enulyzing the escmw account.or
<br /> vurifying tho�scmw(temn,unlcss Lcnder puya A�rrower interest an the Funds nnd npplicablc law permits Lender to maka such
<br /> t�chnrgo.Howuver. l.ender�nny require Borro�ves to.pny a ane-time chnrge for�independent reut esuste tnx repordn�servico
<br /> usul by I..cndar fn conncction�viU� this lo�n, unlu�s upplicuble Ipw prov[des othenvise. Unless an agreement la mude or
<br /> a4pplt��ublo Inw�eyuisca intcrest�o be paid, Lendop shpll•not be require�l to pay Borrower any interest or eamings on the Funds.
<br /> �ie�rn�v�er and lr:nder muy aIIreo in�vriting.ho�vovor� dtnt interest shall be paid on tha Funds. I.ender shall give to Ao�rrower,
<br /> witi�s�it cfiurgc. an nnnuni acconr�ii��� �t t:ts I'u�s�&l:.tfi'�:ig Ci'C$�!3 � �k'tts i4 f4SC F�lds End thn���nrr_.f�r whlch each ,
<br /> �tabit to thu[�unds wae rmtde. The Furtde acn pledgc�d u5�ncltlittonul secudty fnr all sums se�cured by this Secudty Iast•nun�en�
<br /> 1Y thn�unQs h�ld by I�endcr cxcccd the dmnuntn permitted to be hcid by app8cuble lsa,Lender ahall accouriti�to 13orrower
<br /> Pitt dau ex�es9 Fmtdc�lu ucrnrd�nc�w14h the requiremu�t�of upplicuhle law.lf the amount of tha Funds heid by Lender at nny
<br /> t9tno ix not Ku6tictent to puy tho Bscrow Items whas�du�,l.En�ler may so notify Borrower in wrltin$,and,in such case�artower
<br /> c�itnll pny tn l+ender tlxs uirxsant necessury tu mal�o up cloe deflciency. Borrower ehull make up the deflciency in no more tilnn
<br /> twclvc nu�nthly payn:cn�H.nt Lcndlcr's sole discn.t�an,
<br /> Upun{x+yc�xnt In f1+li c�f nl���ums securcd by tt�ie Security Inntrument, Leader sh�ll prompily refl►nd to Bomawer any
<br /> E�w�9H t�l�l by l.endar.if.urr�t:r paragruph 21,Lender�hall ucquire or se1l dte Property,Lender.prlor to ttic ncqulsidon or sule
<br /> erllLe Prcepeny�shnt!o�sply any Fu��ds helc��by I..endor r�t tho time of ucquisltIo»or snle as n cmdlt against d�e sums securPd Gy
<br /> thl�Secartty I�tstruntent. ,
<br /> 3.A�{►pl[e�tbn at P��m.�sats.Unless c+pplicablo lu�v.��ovides ath�arwise,ali pnynients ecceived by L.ender undr,�Quragraphs
<br /> 1 aiu17 aNull bo n�spll�d: fics[,to nny prcpnymens cl�ae�as�u0 uuder tha Note; secoad;,to umoun�4 paynble under�paregraph 2;
<br /> ltdrJ.to laterc�t duo;l'oaeih, top:rittcip�l duo;un�!lnsL�ta r�ny lute chnrges due under thc Notc. �° -
<br /> a.Ctwr�ee; l.IeixH. liosrowcr sh�ll pny all uucas.asc�sments.charges, fines nnd irYSpositions uttrtbutuble to the Propeny
<br /> vYidci�n►uy ult�in a�riorlty ovct thie Scc�urity Tnst�umfmt, nnd lensehold pnyments or groand renu,:if��aay. Borrower shall pay
<br /> tl�ae nhllqnttnnx!n Qte rr.:tnrr�r praivided in p�mgrupt�.�;or 3f noi paid in that munnes.Borrower ahull pny them on tlme direcily
<br /> to�Ito pcnaun uw��i uay�titent. EWrt-ower shatl promptly fun�tsh to Lender all notice�of emoUnt�to bc paid under this pnrngrciph.
<br /> �f&�rr��wrr nutl�ca thctin pay��untr:dircrtly.Darrower shnlDpromptly�umish to Lender Cecelpta evidcncing die Qnymenta.
<br /> ikmuw��e hiwll pruanptly dischnr�c cny lien whieh hus priority over this Sc�cudty Instrument untess Iiarnowcr:(n)ugroes in
<br /> �dti:�g t��titc��ayn�.nt af tha o91E$nti�n s�ur��i by Ute!!Nn in e mennr.r nra�tnbic ta L�seder:iG)+,x,i,t�i�i,s Su�3 f�tih d;- lic�i �,
<br /> t�y, acr d�fcixlv n�uirist eaFor�rnt�nt uP tho licn in, 1��:,�1 p�'�eedin}�s which in tho Lcnder's apinion operatc to preveat the
<br /> a;n6��xenx u�uP tl�Nen: or(c)ce�ures from tho holdr�r.nf thc lien un ugreement satisfnctory to Ler►det:cubardinnKnn the lien to
<br /> ahl� Sc►utlly U�s�rtt»�cut. It��sid�r ilctennfnts thr.tuny part of the Property is subjcct ta u lien whtch may actain prior�ry over
<br /> Rhl�!icau hy In��rer���ciu. l,cndcr n�ay �Ive Be�rrower u nntice identifying the lien,Borrower ohull satlafy the licn or take ons or
<br /> iiN�rw iiP Iho�utinmi nct fR9rih ubuvc wit0fn IU dt�ys of the aiving af notix.
<br /> Gorm 3028 9180
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