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<br /> • . 3. Hn�nrd or Propc�rty Insurncl.l. Bonower ehall keep the improvements AdM/existin�or hem.ufter erecced on �he --
<br /> �n
<br /> ., . � I�rop$rty inaured aIIulnst loss by flre. ha�ards included wtthin the tera► "extended covera�e" and aay other hazarda. including ��--�-
<br /> ' tlooda ar floodinB. for whicls Lender requlres Insurance. Thia inaurancc aha11 be maintniued In the amouats aad for the perlods ��-��
<br /> �� � that I.ender requires.The insuraracc carrler pmviding the insuraace sbali be chosen by Burrower subject to Lender's approval _
<br /> � which ahall aot be unreasoaably wlthheld. If Borrower fails to mainteiu coverage described abovs. Lender may,at L,ender's �"�_
<br /> � , � option,obtain coverage to protect Leader's rights in the Property in accordance with pazuBcaph 7.
<br /> ., All inauraace policies and r�newats shall ba acceptable to i.ender and ahall include a stcutderd martgage clause. Lender �_�
<br /> shall have the right to hold tbe polides and reaew a is. I f L en der requlres.Borrowcr ahall prom pd y give to Lender all recetpts of ��f,.
<br /> ;?�� paid ptemiums and renewa] ao�ces.Ia tha event ot lasa,Borrower shall give prompt notice to the insurauce carrict and l.ender. _,___.
<br /> !,f__� , L,ender m�y mek.e proof of loss iF nat made pramptly by Botto�ver. i�,=�
<br /> ,q:��� Unloss Lender and Borro�vep othcsnvise ogrce in wtlting.insurance proceeds shall be applied to restoration or repair of the ��
<br /> • Proge+rty damaged�if th�rostaatian ar repair Is ecc�nomically feasible aad L,euder's security ia nat lessened. If the resiarntion or
<br /> _ ti �',
<br /> repair Is aat ecanoa�ieally featiible or Lender's security wou]d be lessenad. the insurance proceeds shall be Applied to tha swns ��T_
<br /> ; � secut+ed by this Securlty Iastnuneent. whettter or not thett due, with any excesa paid to Borrower. If Borrower abandons the
<br /> t. � Property.or da�s aot answer within 30 days a nodce from Lender that the insurance carrier has offered to settle a claim, then
<br /> ' �� Lender may collect the insurenae proceeds• L.ender may use the proceeds to repair or testore the Property or to pay sums
<br /> ��� secured by this Secudty Instrument,wkether or not then due.The 30-day perlod will begin when the notice is given. _
<br /> � �' UNess L.esnder and Barrower otherwlse agree ln writing, any eppllcation of proceada to princlpal ahAli not extond or �
<br /> . postpone the duo duto of the montbly paymonts refemed to in paragrapha 1 and 2 or change tho umouat of the pAyments. If
<br /> , �� undar parAacaph 21 the Propecry ie ncquired by Lencter, Horrower's dght to any inaurunce policlea�und proceeds resulting from
<br /> dwiu►ge to the Fraperty priar to t91e acquisitton ahel!pasa to Len�ler t�the exteac of the sum�secuccd by this Secwlry Ineuument `_
<br /> �. immediutoiy pdor ro�ho ucquldtion.
<br /> � 6. pccupaetsy� PP4SCTPYtIOA� Malatratance snd Pratectton of the Pmpertyi ��wer's Loan Appltcationi ----
<br /> Lezseholda.Borrower shull aaupy,eatablish,nnd use the Property os 8oaower's principal residence within sixty dnys after the
<br /> � execution of thts Security Instmu:ent und shall aontiaue to occupy the Propeny av Bormwer's principnl r�idence for at least oae
<br /> � � ' yetu atter the date of occupancy. unless I.ender otherwise agrees in wr�ting.which wnsent shail not be uareasonably wtthheld� _
<br /> ��"�° '� or wilesa extenuating clrcum�tanc,es exiet which ete beyond Borrower's conuol. Borrower ehatl not destroy,damage or impair
<br /> �; �;,,- tha Property�altow the Pcopetty to deteriornte. or commit waste oa the Fmperty.Borcower shall be in default if any fodeitu�e �
<br /> ; �,..,,,;' uction or pmceeding,whethec�ivil or cdm3nal. fe begun that in L,ender's good feith judgment could result in farfeitum of the =_
<br /> Praperty or olherwlse cnateri�ly impuir tha liea ereuted by thia Seeurlty Insuument or Leader's se�curlty interest.Borrower may
<br />'''.'• • '� cure such o dofaWt and reinstete. ae provided ia paragraph 18,by Gausing the action or grooeEdiag to be dismissed witb a iulinB
<br />`W�`?'�` tHat� }a i,endcr's � fa!Lh�?rp�nina�fon, preciudes forfeiture of the Borrower's 3nterest iu the Propsrty or other materfcjl
<br /> IM�I�y ztY..��
<br />-= �_ impaimaeat of the Ifen created by this SecurIry lastrument or I.ender's secudty interest. Borrower shall alsa be in default if
<br />-:.:-;;;r�;°'"'' Bartower,ducing tho loan applieadon process.gave mnsoriaily false or�naccurate information or staiements to Lender(or failed ,
<br />-_.`-.,;;��Fs, to provlde Ixnder wlth any �cer�al lnformation)ln conaection wlth the loan evidenced by the Notc.includS»g.but not liratted
<br /> .��.:�. -
<br /> __- to.represeatations coacemiug Borrower's occupaney of the Properry as a principal reaideace.If this Securlty Iusm�mont s oa a
<br /> °==w�=��� leasehold� Borrower aball cowply with al! the provlaion» of the lease. If Barrower acQuires fe8 title to the Property, the
<br />.� --���:;::°„_°_�� leasehold und tha fee dde shall not merge�uiless Lendor agrees to the merger fn writing.
<br /> =--=.u=��� 7.A»tedion of LendQr's ltiglnta in the Property.If Bornower fails to perform the covenapts and ageeaaen�s contained in
<br /> _ `�":"�'� �hta Se�urlty Iastrument,or t�ere ia u legal proceeding that may aigaificai►tly affect Leader's righta in the PropErty (auch as a
<br /> �-...�-����� proceeding in banlccuptcy,probate,for condemnatian or forfoiture or to enforce lawa or regulntions),then l.ender may do aud
<br /> ::;;;��`�r•lf?. pay for wnausver is neeessary ta protert We value of the Ptopercy and Lender's rlghts in the Property. Les�der's actiona m�{y
<br /> -- �=_� •�uclude paying any sum3 seared by a lien which hos prlortry over this Secur�ty Iastcument, appearl�ag in court, paying
<br /> -_._�,.__� reasonable attorneys'fees e�ndeatering on We Pmpercy w meke repaire•E1lthough Lender may take action under thls parngcaph
<br />---.�•;_;�� 9.I.c+nder deea not havo to doso.
<br /> _ �_�.,t.�� Any amounts disbursed by Lender uader this paragaph 7 ahail beoome addidonat debt of Bon+flwer sa�red by this
<br />__._T;;��;�,� Security Instrument.Uulxss Boreower end Lender agree to other temis af paymcnt,thCSB 8fA011At8 BI1WI 11C8t 111t8i88t ft�OID tI18
<br /> _,_���'�'��� cicit�of di�buisemCUt at rhe hote rate and eha11 be payable, with interest. upon noticc fcom I.ender w Bon+ower requesdng ____
<br /> ,-�. payment.
<br /> �'�,:�.'�� 8.Mortgage Insw�ance.If Lender required mortgage insuraacz as a conditIon of making the loan secured by thia Security
<br />�- M�=��~�= Iastniment, Borrower ahalt pay the premiums reQulred to malniain the mortgage insuraace In effect. If. for eny retison,the
<br /> ___-=_� �tto�op i�c�,�canrp cnvernoetenuired by Lendet lapses or ceases to be In effect.Borrower ehaU pay the premiums requi�d to 4�,
<br /> — _= obl�la co�tesane substentlsl'y tqt�lvnleat to the mortgage inaurence previously in effect, at a coat subsumtiaily equivalent to the ., _
<br /> - - - cost to Borrower of tlte mo�age fnsurance prevrousIy in effect, from an attemate mortgage inaursr approved by Lendor. If
<br />'-"'�'"'��='- substantiaUy equlvaleat mortgage lnaurence covernge is not available,Borrov�er sh�li pay to Lender each manth a sum equai to : __
<br /> __��-;�;:i'� one•hvelftb of t6c yearly raangqge lnsurnace premium being pafd by Borrower when the insuraace covernge lapsed or ceased to �'
<br />= � ±"��_.-: be ja effest.I,ender will aec,ept, usc und rewia these payments as a locs reserve in licu of mortgage inaurance. Loss reserve �
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