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<br /> TOQETHBEt WITH all tbe improvements now or heru►fter erected on the properry,tutd nll et�emente,Appuctenances,und� ___
<br /> � t7xtutes now or h�reufter n part of the property. All repluce�ents and udditiann shall also be covered by this Security : _
<br /> ;, Inatrument.All of the foregoing is refeeeed to ia chis Securtry lnatrument as the "Prap�rty.' � �
<br /> BORROWER COVENANTS Qmt Borrowcr ia lawfully seleed of the estate homby conveye�nnd has ihe right to gtant and .sr-
<br /> �� convey the PropErty and thac t�e Property la unencumbered. eacep�for encumbrances of record. Barrower warrnnts and wiil � `v�F'-
<br /> � . defend generally tb:e dtle to the P,raperty against nll claims and demAnQs.subject to su►y encumbrances of record. __
<br /> THIS SECURITY INSTRUMBNT combin�:s unlform eovenanta for national use aad non-unlform covennnts with limited - -
<br /> variatlons by juriediction to constitute a uniform securlty instrume�t wveru�g real proparty.
<br /> �; `�3� UNIFORM COVENANTS. Borrower and Lender covenant aad agree as followe: �
<br /> ��-;�� 1. Payment of Princlp�l and Iaterest; 1're�ayment and Lnte Charges. Bozrawer ahall promptly pay when due the --_
<br /> �� prfncipal of aad interest on the debt evidenced by the Note and;,ny prepayment and late chergea dua under the Note. _
<br /> �, 2. Fun�Os for'Taxes and Iasurnnce. Subject to applicable law or to a wrltten wuiver by Lender, Borrower shap pay ta .-
<br /> " • Lendet on the day montlily payments are due w�der the Note,uadl the Nate is pafd�n full,a sum("Funds")for:(a)ycarly taxes
<br /> � + and assessments which may n.ctain priorlty over this Securlty Ir��atrtnment as a lien on th�Praperty;(b)ycarly Icaschold payments
<br />";?,;;�;�S'��'�:�.".i� or gcound renta o�s the Property�if aay:(c)Ye�rly batatd or�rop�rty insurance pmmiutmc:(d)yearly flood iasurance premiw�ns, _ -
<br /> . if any; (a)yearly martgage insurance premiums, if aay; ond (fl any sums prSyable by Borrower to I.ender. in uccordance with _
<br /> :;,. the pratidsions of paragraph 8,in lieu of the payment of aortgage insurance preminnoa. These lteias are called"Es�row Items." °
<br /> �, Lender may. at any time,collect aad hold Funds in aa amount not to exceed tha mnximum amount a lender for a federnlly =
<br /> � rclated mortgage loan may reyulre for Borrower's escrow accouat under tho fedoral Real Estate Settlement Ntocedures Act of =
<br /> y 1974 as amended from time to titYea, 12 U.S.C. Secdon 2601 et seq.("RFSPA"). uN�es tu►other law thtu appliea to the Fiueds -
<br /> � sets a lesser nmount. If so, i.end�r muy. nc nny Nme.cotlece end hold Funda in pn nmaunt not to oxceed the isaser umount. ;
<br />`„ Lender raoy estiraate tho nmount ot Punda due on the basis of cumnt datn nnd reaso�ablo catimnte�of oxpenditures of Nnuo
<br /> Bscrow Itc�na or othenviso in nscordnrtco wlth applicable law. r;`.=..
<br /> ,,� ,•• ,�. Tho Funds ahall bo hcld In nn institutlon whoso depoaits nro inaured by n f�deral ogancy, Inetrumentulity. or entity
<br /> ' (lrtcludtng Lendor,lt L,cndsr in euch nn Institutl�n)or tn nny Fede�nl Home l.ot►tt Banlc.l.endor Ahali apply tho Funda to pay the
<br /> , ' Bacmw[ten�s.l.endcr may not chnrgo Hor�owce for holding and c�plyi�g tho Fundn,wmuaUy nnalyzing�ho escmw account.or -
<br /> �, vorifying tho Secrow Item�,unicas I.cnder paye Barrower lntercat on tho Funde and a�plicnbte luw pecmits[,ender to maka s�ech
<br /> � .. a churgo.Howover.Lender mny eequira Borrower to pny n one�tima chnrgo for nn iadependent retill estate tea reporting service _
<br /> � used by Lender iti conneciion with this toan, uNeas applicable Inw provldes othatwise. Unless on ugreement is mede or
<br />�:-: .�.:��,'�" applicnble law tequlres Intcrest to ba pnid. Lende�shatl not be required to pay Eorrov�er any interest or earnings on the Funda. _
<br />"��::�. ��', Borrower aad Lender mny ngcae ia wdting, havever�tbat lnterest shall be paid on the Funds. Lender s4a11 gtve to Borrower.
<br /> `�-"� ':..�J� - wIthout charge.an annual ae.counUng oT tha e+uud�s,showing credits and debits to tbe Fuads and the purposc for wiuc:h cucn °-
<br />'� . ` debit to the Fuads wan made. The Funds are pledged os additional security for sU surnn secured by this Securlty Instmment.
<br /> c:�::.i:;,a....`.
<br />��L;�;�.;�•���; If the Funda held by Lender exceed the amouata permitted to be held by appl�cnb�e]aw,Lender sh�ll accovnt to Bflrcower
<br />�:��rb�,,,s for the excess Fuads in ecenrdaace wlth the requlrementa of applicable law. If the amaunt of the Funda held by Lender at any
<br /> =-�=_-=-��� time is uot aufRcient to pay the�scrow Items when due.Lender may so notify Sorrower in wrlting�nnd,in suoh case Bonower
<br />-- ��`""°� shall pay to Lender the au►ount necessary to malce up the defictency. �orrower sheli make up the deflctency in ao more than
<br /> r''f��=!�tt�-, twelve monthly payments,at Lender's sole dlscretion.
<br /> -=���s���' UpOA p8jniteAt Iil frill Ot£L'IE SUlI1S SCCLLICd bY WIS SCCiUIi�/ IAStNII18At. Lendat shall prnmpdy rcfun�to Bormwxr any
<br />�'�' �''--'�='�� kYuada held by Lender.If.under paragrnph 21,Lender shall uc�uire or sell the Pcoporty,Lender.pr[or to the acquistt9on or sulo –
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<br /> ��..:�����; of tho Pmperty.s'�aU apply�ny Fuads held by i.ender at We tUne of acc�utsition ou sale as a ecedit aIIainst the sums seeured by �
<br />'`"'°""����' this SecurIty Iustrument.
<br /> .� 3.AppUcatton of Peyments.UN�as appiicable law provides otherwise�all pay�nts received by Lender under paragraphs
<br /> ------__-- I and 2 shall be applied:flrst,to aay prepayment churges due uuder tho Nate; secoiir3.to amounta paynble under paragraph 2; ---
<br />�'L��""'�'� thlyd,to lnterest due;fowth. to princigal due;and last,to aqy late charges due�utdrsr the Noto. �°�
<br />– - — 4.Charge.y; �.lens.Bormwair ehell pay all taaes,assessmenta,charges, finoe and imposittons attributable to the Property —
<br />_—_----- which may attaln priorlty�ovR tt�ia Securlty Instrument� end leasehold paymenta or ground rsnts.if any. Borrower shall pay.,
<br /> W s:�,�'. these obligations in the manaerprovided ia paragraph 2.or if not paid in thnt inanaor� Borrower ahaU puy them on ti�ne dlre�tly
<br />��
<br />_�_��� to the persoa owed payment. Borrower shall pmmptly tLrnisln ro Leader all notic�:t of amounts to be paid under Wis paregraph. --
<br /> ..��:-� If Bornower makes these payments directly.Borrower shall promptly fumish to�.end�tr recclpts�evidenaing the paywEnts.
<br /> --�„Y�-���.: Borrower shaU promptly dlscharge any lien w�ich hes priodty over thts Securlty Insmtment wiless Borrower:(A)s�gmes in -
<br /> --__—'_=- writi�g to 3he pttymeaE uP tise ubligatiuu sc�:tued Ly tf�e Ifce��e�itat'iuei atte�itrbic t�I.�Ettder:f�)us�t�ts;n gr�.�f�i�ths licn =:.
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<br /> - by. or defends ugaiast eaforcetneat of tIte iien in, te�ai prooe�Iwgs which ut dzu Ixndct a upiuivn uperala iu pibveut tLe ; r
<br />�`''� : enfonement of the iien;or(c)secures fmm the holder of the 1len en agrcemont aatisfectory to Ixnder subordinating the li�n ta ����:
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<br /> 1-�'�- ��:s. ' this Sccurity Insuument.If L,ender determines that eny part of the Pcop�+rty ia sub,act to a lien wLich may attain prlarity over
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<br />�;;;,_':�_.�,_a;. ; tt�iis Se�urity Instruraent�Lender mey give Borrower a aotIcs idend�riug the lien. $arrower shall satisijr tt►e lien ar Uilce oae or =
<br /> , more of the acdona set forth above within 10 days of the giving of nodce.
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