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<br /> � TOaETI#ER W1TH all the improvementa naw or hereafter erected on the property,and nll easemeuts.appunenances,tutd
<br /> " fixturea now or hereAiter a part of the property. All replacements and ndditiona ahall ulso be cover�d by this Securiry __
<br /> ' Inatrument.A11 of the foregoing is referred to in this�ecudty Instrument os the"Property."
<br /> � BORROWER COVBNANTS tbat Bonower is luwtlilly seised of the estate her�by conveyed w►d has the right to grunt and R,O :;,
<br /> � canvey the Property and that ebe Properry ia unencumbered, except for encumbrancea of record. Bonower wArrunte nnd wlll �
<br /> defend generally the title to the Property u8nlnst all clai�s uad demaads,subject to any encumbrances of record.
<br /> THIS SEGURITY INSTRUMBNT combinea unjform cavenants for nationul use and non-uniform covenanta wS�h limita� � ��
<br /> � variationa by jurisdiction to constitute a uniform security inscrument covedng real propertyr. =
<br /> ' UNIPORM COVENANTS.8orrower and Leader covenant and agree as follows: E,
<br /> °"'��� 1. Poyiuent of Principul s�nd Iaterest; Prcpayment and Late Chnrges. Borrower shall prompdy pay when duo the �,_..
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<br /> I'"�m� principal of and iaterest on the debt evidenced by thc Note and any prepayment and late cher�ea due under tlio Noto. -�_-
<br /> � � 2. Funds for Taxes and L�surance.Subject to applicuble Iaw or to a wdtten waiver by l.ender, Sartowor shnll pay tn ��„_.
<br /> l.ender on the day monthly payments arc due uader the Note,uatil the Note is paid in full,a sum("Funds"D for:(a)yearly tuxes c
<br /> � and assessments which may attain prlority over this Securiry Instcwnent as a lten on the Property;(b)yearly leasehald paymentr. _
<br /> -_ _..k or gmund rents on the Propecty,lf any;(c)yearly hazard or property insutance Prem�u���d�Y��Y flood iasuraaoe prem9ums. G
<br /> . � if any: (e)y_eazly mort�age insurance promiums. if tury;aad(�any sums puynble by Borrower to Lender,ia accoMaaoe with -
<br /> , f the provisions of paragraph 8.!n lieu of the payment of mortgago insurance Premlums•These items are called "Escrow Itama." -
<br /> � Leader may.at any time,colle�t and hold Fuads ln an amount not to exceed the maximum amount a leader for a fadernlly _.
<br /> •�• related mortgage loan may require for Bonower's escmw account under the federal Retil Estate SettlQment Arooedums Act of
<br /> �" ' 1974 as amendcd fram time to time, 12 U.S.C. �ection 2601 er seq. ("RESPA').unless az►other IAw that applles to the Fuada
<br /> ' sets a lesser aoaouat. If so, Lender may. at any tia►a. coAect aad hold Funds in an amonnt not to eace��tue lesser amount.
<br /> .� Lender may estimate the amount of Eunds due on tbe b�vis of current data and reasonsble esti�es of eApoaditures of future _
<br /> ��''�< Bscrow Items or otherwIse in sccordunm with applicable law. '�
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<br /> � •��; Thc �nda shall be held In an instltution whose deposits are ineured by a federal ageacy, inscrun►entality, ar entity
<br /> . '�i%�;'i i�` _
<br /> r�, (including Leader,if L,ender ls auch an instiartion)ur in any Federal Home L.oun�unk•1.ebder shal�apply�he Funds to puy the
<br /> Escrow lteras. L.ender may not charge Borrower for holciing and applying the Fu�ds,enauaUY�Y�B�e���'"account,or
<br /> � verifying the Fscrow Itema.unless T.ender paya Borrower iutcrest on the Funds aad applicable law permits Lender to make sucb
<br /> �`,: a charge.Y3owever. Lender may rcguire Borrower to pay a one-time chargcs for an independent teal estate tex mPorting service _
<br />- used by L�ender in conuection with this 1oan. ualess applicabla !nw provIdes othenvise. Unloss an agreem�t is madB or
<br /> . ' applicable law requires interest to be�t�d,Lend�r shall not be reqalred to pay B orrower any i n t e r e s t o r e�u n i n g s on t�e Funds.
<br /> - ' " ��•�.���r�;roo�ee in writing, however.that interest shall be paid on the Fuads. Irender st�all glve w Sonower, i
<br /> ' � " without ebtn$e. an annual accuuncla$of tha Funds. showin�eredits aad debits co the Funda end ciie pw'Pose for wnicL cuch
<br /> debit to tbe Funda was made.The Fu.nda tue pledged as addidonal securlry for all aums se�ured by tbis Security Instnuaent.
<br /> ` „. If thc iFuade held by Lender ezcecd the amounts permitted to be held by applicable law,Usnder shall accouat to Bo�awer
<br />'� ",�"'�• for the e�oESS Funds la ac�atdaace witt+the requirements of appHcable latv. If the amouat of the Fw►da hald by I.ender at nny
<br /> snf�'�N;�:��a'
<br />_;��t�;„_ time is not sufflcient w pay the Escrow Items when due,Lender may so aotify Borrower in wdtin8.and, in such case gorfower
<br /> .,_ .,..', shaU pay to Lender the umouat necessary to make up tho deficlency. Sorrower shaU malce up the deficiency�n no more than
<br /> '-•��"�"-'��• twelve manthly paymeats,at Leader's sole discretton.
<br />�,`"„•'"" Upat�payment in t1�11 ot all sums secured by tbis Securiry Insm�ment. 1.ender shell prompdy refiwd w Borrower aay -
<br />'��,:.,,�. Funds held by Le►►der. If.'un�der FarxB he d b Lender a�t the tim of acquisidon or sa�1Q�us a e rredit�agninnl�ihe s�mai s�ec�ued bY
<br />;:�;;,� .�' of tha Pcoperty.shsill aP?A Y Y y
<br />�•`?��� �ia Securlry Insuum�.
<br /> -'w""`���'��' Iicuttdn ni Peymen4s.Unless applicable 1ew provides othenvise.all paymente received by I.�dcr uader paragrapha
<br /> ���•.�,-.��� 3.A�3�
<br /> �-��'•�!� 1 t+n8 2 sbn11 be applled:first,to Any prepayment chacges due nnder tha Note;second,ta amounta payable wnder par�geaph 2;
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<br /> �'^4�"°1� tb3rd,ta int�est due;fourth.to prinapal due;andlast,to any late charges due under the Note.
<br /> _..,F.�-�.� �.Ci�aigess Lia�.�orrower slwll pay all truces�assessmente.charges.fines and impositloas atui�utableto the I�ropertY
<br />"�'�"���� whic?a mt�y_attain prioris;r over this Security Insuunaent� end leaseholfl pAyments or gound renta. if any.Borrower shaU pay
<br />'-`�'���'�� these ob6dvations in the manner pmvided in paragraph Z,or if not paid in tlaat manner.Borrower shatl pay them on ttme directly
<br />��°`'''_� to the ps3as�n o�ved payment.Borrower shall promptly fl�mish to Ixuder all notices of amounta to be patd under this pn�ragraph.
<br />-:_��=*���i If Bomonc�r m�tcos these pay�nent�dlre.cdy.Bomower sholl prompily fum9ab to Lender rece[pts evidensing the paymema.
<br /> °'�'"��'-' Hbaowo�shr�l profnptTydi�harge aay lten�vhich has priorlry over thiaSecurlry Instcumes►t twles�1E3orrower:(a)agrees in
<br />�"�"��en�,:��� y�rddng to th�paym�s of tho obligatloa se�ured by Eba lten ia n manner accxptabie to Lender;(b)wnteat�in good feith the lien
<br />��"�''�s' � by. ordefeada�sinst enforsement of the 1{rn in. legel pmce�dinBs wb�e1► in the 1.endeT�s opWon aporate co prevent the _
<br />�-�-:�a;.v , enfok�o:.c�a of the lien;or(c)secures from the holder of the tien an ageement satiafuctory to 1.ender auUo�diaating the 11en to
<br />�_=-•,;,m-: - , y is aub ea to a liea which anay attdn pr�ority over
<br /> ;,. ••s,'BY . �IIS S��EnZ� IQSINIDCIII.If Lender detem�ines that an part of the ProPertY j
<br />-;,:-;:j:��-:' � ' tl�is S�uriry Ininumeat,L,ender may give Horrower a noticc tdentlt�+ln8 thc lica. Borrower shaU eatisfy the lien or teke one or _
<br /> ��- • �°� pwre of the astions seL forth above within 10 days of tha aiving of aotice. -
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