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<br />,..,;,�,.':',:� payments may na lon�er be required,at the option af L.ender,if mortgage in�+ueuncr cuvurage(!n tl�e amaunt and far the pedod
<br /> ,,..,,�, .,�, tl�ut L,ender requires)provided by an insurer apptavcd hy [..ender ngnin becomes uvuilable nnd iR obtained. Borcower shall pny
<br /> the premiums required to mnlntain mort�uge insurance in effect,ar ta pr�vfde a loss reserve,until the requirement for martguge
<br /> ��` �� insurance ends in ucwrdunce with any written agreement betwc:sn Horrdwer and Lertderor upplicnblc law.
<br /> ' `v ` 9. Inspecttoa.Lender ar ita agent may mnkc reasonable entrtes upon an�1 inspadons of the Property. I.endcr Rhull give
<br /> .' '`�� Bonower notice ut the timc of or prior to an inspection speclfying reusonable cssu�c forthe insptction.
<br /> _-:... '�� 10. Condemnutlon. The procceds of nny award or claim for damages. direct or canseyuertdnl. in cannectian with any
<br /> �'`�r''Rfi�� condemnadon or ather taking of uny part of the Property,ar for conveyance in Iicu af condemnutton. are hereby nssigned and
<br />,_:�•,�:.'::; � shall be pnid ta Lender.
<br />�`--�' -�e°"!��- In the event of a totnl taking of the Property,the proceeda shall be applied ro the cums secured by ehis Security Irtstrument,
<br />`:E�.��
<br />�rr��� whether or nat then due, with any excess paid to Boerower. in the event of a purti�l taking of the Property in which the fair
<br />,:���- marhet value of the Property immediat�ly before the taking is equal ta or gres�tcr than the amount of the sums Faural by this
<br />-�-. • :•-��, Secudry Instrument immediately before the taking, unless Borrower and Lender oth�rwise agree in writing,the sums secured by
<br /> ,_:,.,.��� thls Security Instrument sh�ll be reduced by the amount of the proceeda multiplled by the followinII fruction: (a) the total
<br /> �;;�; nmaunt of the sums secured immedistely beforc the talcing, dlvIded by(b)the falr mnrket v�►lue of the Property immedtately
<br /> ���:`��, before the taking. Any balance shap be paid to Borrower. In the event of a partlal talcing of the Property In which the falr
<br />".:��=:r�-:"' mardcet value oF the Property immedistely before the taking is less than the emount of the cums secured immediutoly before the
<br />;:;��,,: ..:
<br />- _;"�� takina,�unless Borrower and Lender otherwise agrce in wrlttng or unless epplicnble law othenvlse provides,the proceedF shsl
<br />-:7;s"°� be applied to the sums secured by this Securiry Inatrument whether or not the sums are then due.
<br />__--- Jf the Progerty is abandoned by Borrower.or if,after notice by I.ender to Borrower that the condemnor afFers to mnke un
<br /> award or hettle a cluim for damages, Aorrower fails to respond to L,ender within 30 days after the date the no[ice is given,
<br />-.;�""--�� Londcr is authorized to coUect and upply the proceeds.at its aption,either to r�stosation ar r�palr uP the Property or tu the sums
<br /> "'� securod by this Secudty Inatrument.whether or not then c9ue. .
<br />'""='�"'�� Unless Lender and Borrower othzni�re agree in wdtin�. any application of pmcads to pdncIpal shatl not extend or
<br />;.:�e,;v£i�?r.�K�
<br /> pastpo►ce the due date of the monthly paynkents referred to in paragrapha 1 and 2 or chenge the amount af such pa�ments.
<br /> -_ --= 11.Borrower Nat Reieased�Norbeuranr,o�y Lender Not a Waiver.Extension of thc time for payment or modificatioa
<br /> --- p,f amoritizetian of the aums secured by thls i�xurity Insuument granted by Lender to eny success�r in interest of Borrower shall
<br /> -- not opernt�to release the liabiliry of the or�ginat Horrawer or Borrower's successors in interest.Lender shull not be requfred w
<br /> commence proceedinga a�ainst any successor in in�erest or refiise to extend timo for payment or othenvise modity amortlzation
<br /> of the sums secured by this Secudty Insttument by reason of any d�mand made by the od�inul Honower or Bonower's
<br /> sucx�sors in interest. Any forbeamnce by I.ender in exercising any d�ht or remedy shall not be n wuiver of or pre�lude the
<br /> exeTase of eny rlght or remedy.
<br /> - ` = 12. Successors enA Asslgns Boundi 3oint and �everal Liafiuilityi���r• Tha cascnanto snd agrremenss uf!h!s
<br /> Secudty Ins�ument shall bind and beneflt the aucaessors and assiFns af Lender und Bomower. eubject to tho provisiuns of
<br /> parag�uph IT. 8orrowcr's covenanu+ and agreementa shall be joint and severel. My Borrower who co-si�na ttds 5�.+�ity
<br /> Instmment but does nat executo tha Note: (u)is co•signing thla Securlty Inst�ument only to mortgage.�rattt and convey 81:a1
<br /> S�rrower's iaterest in the Prope�ty under the terms of thia Secudry Insmyment;(b)is not personelly obligsted to puy the swns
<br /> si�ured by tt�ia Securtty Insnument;und(c)ngrees th�t i-cnder and any other Horrawer may agree to extend�modify.forbeur or
<br /> m�ke any accommodattons with regard to the terms of this Security Insuument or the Nate without that Bomowet's consent.
<br /> 13.Iaan Charges.IP the loan secured by thia Secudty Insnument is subJect to a law which 6ets maximum loan char�r�,
<br /> and�hat!nw is finally interpreted so that the interest or other loun charges callec:ted or to be collected in conne�tion with ahe.
<br /> loan oxceed the permttted Itmits,then: (a)any such toan churge shall be reduced by th�nmount necessary to raduco tha ctu�rga
<br /> to ahe pemtiuod limit;artd(b)any sums alseudy collected fmm Borrower which�xceeded permitted limits will be refunded to
<br />� T�arrower. Lender raay choase t� make thia refunc� i►� reducing the princjpal owed under the Note or by maicing a direct
<br />- pa�rment to �orrower. If a refund i�eduoes princtpal. the reduction will be treate� as a partial ptepayment wtthout ruiy
<br />-- = . , pirepayment�harge under the NoGe.
<br /> --— 14.Notices.Any nodce to Horrower provlded for fn thia Security Inshume�t stiall be given by delivertug lt or by maiiing"
<br /> ii:by firat class mnil unl�ss applicable law requires usc of another method.The na8loe shall be directed to the 1Pra�erty Address
<br /> dc ony other address Borrower desigtu;tes by notice to Lender. Any notice to I.ender sh�ll be given by flrst clnss muiil to
<br /> -----= Lender's uddress stuted herein or sny othsr¢ddress Lertder designates by nodoe t�Hon'ower. My nodco provlded for in thia
<br /> Secudty Instcnment shali be decmed to have been�iven to Borrower e►r I.ender when given as provided In this paragroph.
<br /> _ _--________, t�,('„nverning Y.a�wt Severabtlitv. 'fhtR SecurIty Insttument sholl be goventr�d by federal law and the law of ihe
<br /> " _ _
<br /> � JurisdietIon in which th�Pcoperty is looutexl. In the eacmt thut:my pcuvisluii ur elaus� of this�,cc�iriry To:snu�u'ni o:tire i.ute
<br /> confllets wlth upplicable law,sueh confltet ahall not ut`�cct other provisions of thi�SecuYity Instcument or ths N'�te whteh caa be
<br /> = giiyen effect without the conflic�ttng prov[sion.To this end the prov�sions of Ws Searity Instniment and the Not�are desla�red
<br /> to be severable.
<br /> _ = 16.Borrower's Cony.6orrower shall be given onc conformed copy of the Note and of this Securiry Instcument.
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