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<br />. � T(ZflHTHaft W171i all thc improvementa now ar henc,�er erected on the pmg�rty. und nll ensements,appurtenunces,aRd
<br /> tizture� nu�v ur heecaRer u part of the prapPrty. All ceplecementa urtd ndditions Rhull ulr�o be covercvl by thts Sccurity =
<br /> �4� Instrument.All af thc for�Bolog is�efcrred tn in thiA Sccneiry Iastn�mcnt as thc"Prap�ny."
<br /> . ` IipitROW�Et C'OVENANTS thnt I�nrrower is lu�vtully iscised af the es�nte her�by conveyod und haK tl�e riQht to gr.mt und -
<br /> . canvey the �n�peny nnd that the Propzrty iR uncrtcumberad. ezcegt far encumbmncc.w of rerord. Sorrawer wurn►nts nnd will
<br /> ., .�,�� dcfend generully thc title ta tho Properiy ugninst nll c(aims and dcmunds,�ubJat to nny crecumbrunces aP rcrord.
<br /> . THIS S�CURITY INSTRl1�i�NT rnmbines uni!'oem cc�vcnants for natk►nal usc an�rton-uniform cnvcmant�with Qniitat
<br />" ° vuroutiuns by juritisticttu�i tu coasdWtc u unifariu�cueEty iuslrumenY cavtci�g tc:i!prop:.rty. •
<br /> '� UNIFORM COVBIVANTS.Barrawer nnd Lendet mvenctnt nrtd ugree us followa:
<br /> ,: •'��"� 1. Pnyment oP Principul end Intemst= �iiepayment aand lL.nte CII'nrge�.Borrativer shnll promptly pay when due th�
<br /> principal af and interest on the dcbl evide�toed by the Note iutd nny pnpnymcnt und lato chnrges duu under thu Noto.
<br /> ��� 3. Flinds Por TAxcs and Insurance.Subject ta applicr.�la In�v ot t�r a wriae�woiver by l.ender. Burcower shatl pay to
<br /> l.cader on the dny�nanthly payments w+e due under the Note,umil tha Note is paid in full,u sum("Funds")for:(u)yearly wx�
<br /> . • ��� wtd ass�smQnte which may aiwln prior�ty over this Security Iauttumant as �Uen on the Pro�ty;(b)yearly leasehold payments
<br /> .. or groue�d�+ents an tha Property.if uny;(c)�eatty huzutd or pmperty insurr�nce pmmiums;(d)yearly tlood Insumnoe pc�emiums.
<br />:� �� if uny;(e)yeady mortgage insurartce premiume, if t�nny; and(�any swns payable by Barrower to Lender. in noa�rdance with
<br /> -,:�;;�� the pmvislona of pamgmph 8.in lieu of the pnyment of mortguga insumnoe pnemium.g.These item.�are culled"Escmw Items.°
<br /> .� � I.ender mny.at any time.cotlect nnd hald Funds in an amaunt not w exooad the muuimum amount a leptder fnr u fPdernlly
<br /> '''�?;�:.?L_, relatcd martgu�e loum m�y require for Borruwer's escruw n�r:ount under the federal Real EstutC Settlement Procedures Act of
<br />•°__R=•�� 1�'74 as nntended fmm time to tIme. 12 U.S.C.Sectlon 26U1 et seq. ("RESAA"),unless urtolher lnw thut appltes to the�unda
<br /> '_����•�'� srzs a lesser mttount. It so. Lender may. nt any tlme.ool�ecz ond trold Fauds in un umount not to exa�d the tes5er amnunt.
<br /> ���'����'�� Lender a�y estimnte the amaunt of Funds due on the basis of current dutn ead r�easonable estimatc.w of expendiwt+es of future
<br /> �` "' Fscmv�Items or othenvise in docordance wlth applicable law.
<br />--"`°=�"—� Ttte Funds shall be held in ttn insdtutian whose deposlts are insuced by u fedemi ngency. instntmentnUty. or entity
<br />_-y�s=�ae�� (includlog Lender.if Lender is such an ins3itution)or in nny Fedeml Eiorrce Loan Bank.L.ender shali uppty the Funds to�ay the
<br /> '-�`"'�"°"� Bscmw Items.Lender muy aot chnrge Borrower for holdjng nnd applying the Funds.annually unulyz�ng the escrow r.vccmnt.ar
<br /> �:::a�aa veritying the 6scmw items.unless I.ender pays Borrower imenest on tt►e Funds and applicuble luw pemsita Lendec to make such
<br /> --- n churge.However� Lender may re�uire Borrower to pay n o�dirte chur�e for an i�ependent reul estaie W s reporting seivice
<br /> ---- as�d by Lender i� cannection wlth this toar+, unless s�pp(fcable luw pnovides othenvise. Unl�s un a�ement ia mzde ar
<br /> �`-�� ap;iiicable luw requires interest w be pnid.LendPr shall c�ot b�roquioad to pay Bomoaer any lntenest or eamings un•the Fwids.
<br /> Boitawer ond�nder may agree In wddn�.however.that inceress 5hull be pald on the Funda. Lender shull give t�o Borrower.
<br /> ° wlt�out cnarge,�n snnuui uowuming of iho Fw�ds.showinb�ialiis iuni �witas iv it� rar�3s a�d ti��ur��,far afiis#s�!s
<br /> - .-- — deZsit W the Funds�vas made.71ie Funds arc Qledged ns addidanal secudty Fa a�fl eums secvaect by this SECUdty Inshument.
<br /> :;� If the Funds held by Lender eaoeed the amaunta permitted tn be held 6y aprplic:.'�".e 5nw.Lender shall a000unt ta Borcower
<br /> for the exoess Funds in aoo�rdnnce wlth the requircm�nts of upplicable Inw.If the amou�t of the Funds hetd by t.ender at any
<br /> �-- dmc is not sufficient to pay the Esce�nw ftems wheT►due. Lertder may so nodty Borrowu 9a writtng.and.in sucl�case Bosowar
<br /> sha!!pay w Lender the amount necessary to make up the deficiency. Bmrmwer shaU make up the deficIency in no more ttLVi
<br /> twelve montdly payments,at i�endor's sole discretion.
<br /> -- - Upon payment in Nll of al! sums seau�od by thts Se�uriry Insuumeat, L���r x�hnll pmmptly refurtd to Botrower any
<br /> � Fu1a�',��tcld by Lender.If.under pamBraph 21.Lerader shall ucquine or sel!�Ae Property. Lender.prIor to the noqufsIt�on or sale
<br /> of�i�te�mperty.shall npply any Funds held by Lender at the time of aaguisidan or sele as a cradtt egainst tho sums se�red by
<br /> tlns$ecur'rty[astsunent.
<br /> 3.ApplixtlP:w�of Payments.Unless npplicuble lnw provides otherwi se,ull payments reoeived 4►y L.eMer under par.tgrRp6s
<br /> 1�snd 2 shalt be applled:ftrat.to any ptepayment chnrges due under the IvTote; seeon4. co amounts psynble under para�rnph T:
<br />°.;•:-'��z'.-�'.,�� third,to interest due;foarth.,to prtncip�l duo:und lost,to any late charges due undea tfie Note.
<br /> �"10.�� 4. Chae�es;Liens.Borrower shull pny all tuxes,a.ssessmc�nts,charg�,fines and impositions nttribumble tn the Pmpe�+ty
<br /> which may sutain prioriry over d�is Secu�ry xnst�ument. ancY (pseh�td�yments or gnaund renta. if any. �orrower shall p�y
<br /> ° thc:se obligntions in the minner provlded irc�OSUagruph 2.nr iF not patd in¢lhat munaer,Borrower shall pay them on time directly
<br /> - ��•�.Ne person owed payneens.'�amower shall prompdy furnfsh W L.ender ull not�oes of amounts to be paid nrtder thi9 parugrnph.
<br /> �?�:in+awer mnkes these poys�t�ats dircxily.Bomnwer sku�.'{tpr+nmpiiy fumish to l.e�t�er a�eoefpts evidencing th��,ea4s.
<br /> Borrawer shall prom�3H rtlischnr�e any lien whioh�u�+priority over tbls S�cusxt�9nsuument unless Eiorrower;�(a)nIIrees in
<br />—==— wsiang w t,'tc�ay+n�t of tlu:obligutivu�cu�ai by tke l�ea in a m�ncr�.n?�^�i��o f.c���es;�i+j c�as�r:in�;�usi isiit,iI�c�::u
<br /> by. or defends a��inst enfdt+cement of the lien in, le�al praaee�fings•tv'nich �n a�ia[�nder's opiniun operate to pmvent th�
<br /> enfomemea►t of the I{en:or 9cD secures from the holder of the lien an ugmxment satrsfaczory to Lender subordinating the lien to
<br /> thic�Seca�rity Instnunent. If�render determines that any pa�t of Ihe Pmperty is su�fect to u lien�vhich may attnin priority over
<br /> •��^�*�! this Sacurity[nsuument.Lcnder may gtve BoYrower a rtotice identifying shc Iten.Borrov�er shatl satisfy the lien or uilce one or
<br /> — �-- mare of the actions sei forth nbove within 10 dnys of the�iving of notice.
<br /> . .. —_— Form�028 918�
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