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<br /> : �� TOOliTHBR WITH�ll the improvementa now�r hereafter ecccted on the praperty,und ull eusements,appuaenancea.nnA �`',
<br /> � �Rtures now or heteufter a pnrt of the pmperty. All replacementa nnd addid�ns shall �Iso be covered by this Securiry f_.
<br /> InstNment. All of tho foregoing ia ceferred co in tbis 3ecudty Instn�rrient a.a the'Property" t�;
<br /> • BORROWBF2 COVENAI�TS thut Borno►ver is Inwfully seised oP tha cswto hereby conveyed und hns the dBht to arnnt und K��
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<br /> � convey the Froperty and thut tke Progerty is unencumb�red.except for eneumbrances of record. Borrower wurrnnts and will ,•,
<br /> • defend generally the t[tlo to the Property uguinst ull clalms pnd demands,subject co nny encumbrancea of record. �"`
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<br /> - � 'fHIS SECURITY lldS'tRUMBNT combin�s uniform covenants for nntionnl use �nd non-uniforrrt cavenanta wict►limited .
<br /> � # vartntiona by jurisdiction to constitute n unifom�Fecuricy instrunaent covedag real prap�rry. � ��-
<br /> .'�_i UNiFORM COVBNANTS.Borc+ower and I.ender�veneat ond agree ns foliowa: E,,..
<br /> � '�---�-=�� � 1. Puyment ot Prtncipul ue�d Inte�r�t;Y�repayment aad Late Churges. Borrower shall promptly pay when d��o the Ka
<br /> .:*�4i principnl of and intetest on We debt evidenced by the Note und any prepayment aad late chnrges due under tho Noto. �_
<br /> ""`�""'�`� Z. I'LRGS�OP TiIXFS Qtlt�Iri9UCIIItCC. S1�bject to uppllcable law or to a vaitten wnivcr by I.endor, Bnrrower sh�ll pay to �-�_
<br /> " ' Lender on the dny monlbly payments are due uader the Note,until ttse Note is paid in fvll,a sum('Fuads")for:(a)yearly w�ces =
<br /> r � nnd ossessment�wbich muy attai�►pdorlry over thie Security Insuument us a lien on t�e Froperty;(b3 y�ly leaschofd payments __
<br /> S' k or ground rents on thc�Property.if any;(c) yeariy hazerd or propeRy lnsurance preminms�(d)yearly fioad iasuraace premtums,
<br /> '' if nny; (e)yearly mortgage insuranoe preminms. if any;und(�eay aums paYeble by Borrower to Lender. in accordnnce witlz
<br /> �. the provisiona af paragrnph 8.in lieu at the payment of mortgege insurance prewiums.These Items are called"Escmw Items."
<br /> I.ender may.as nay tLaQ. wllect nnd hold Fuada in aa smount not to ex.ceed the ma�c{mum amouut a lender for a federally
<br />- � �_:� . related uwrtgage ioam m�y require for 8orrower's escrow aca�uat under the federai Steal Estate Setdcment P�ium.s Act of =
<br /> 19�4 N-S Af17�Clld¢d frolD ti[I1C W t1lriC, 12 U.�.C. �ectton 2b01 et se+q.("RESPA').uniess enother law that applies co the Fun�s
<br /> sets n tesscr amflunt. If so. l�eader may, zZ say time.collect end hold Funds in�n smount�cot to eacee�the tesser amount.
<br /> s�' ' •- ixnder ma3r estimate the amoant of Fuads dt�s on thQ basis of curneat data sind reasonable estisaatea af e�cpenditures of ftuure
<br /> "" � ' Escrow Items or otherwlse ia axordance with applica�nle law. __
<br /> %��;:E;'�.f� The Funds sball be held ia aa institudon whasE�lsposlta are insured by a federal agea�y. insuumer+u�liQ}r, or entity .__
<br />- � (includiag I.euder,if Leader is such c�n instiNtian)or in nny Federal liame Loan Bauk.Lender sball apply the Punds to pny the
<br />�";.��"��r ,:y . Escrow Itema.i.�nder may aot cbnrge Bore�ner for holding and apPlyIng the Funda,annually analyzing the escmw accouat.or
<br />=M�:��r1 ve�i�ring the Bscmw Items.ualess I.ender pays Borr�tver interest on the Funds ead applica6ls law permits Lender to make suc1�
<br />��,•��•,,; a chnrge.However,Lender may require Borrower to pny a one-ti�ae charge for an independent real estate ta�c repoat�u8 servIce _
<br /> _�`.�,.�;. . asod hy Lender in conaectEon wtth t6la loan, auless appllcable law provIdes otherwise. Unless an ngceement ia made or
<br />"'""'''"� applicable law�+equires iuterest to be pald. Lender ahall not be rcquired to pay Boamwer any Interest or eamlaga on the Funda.
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<br /> �_���• __ , Borrower and Lender may agcee in writi.�,however.that interest aball be paid on the Fun�s. Lender shaU give to B�rrower.
<br /> r��.F;��ar�"""""'�' wIthout charge. an ammuai aocounttn�ot the Funda. showing cndiis and debita to the�wcds and che puiposo tor �r�iic;i�ar�s
<br />;�-�`�!�� debtt to the Fuads wus made.The Funds az+e pledged as addit[onal secudty for ail sumn sxured by this Securlry lnstrument. _.
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<br />",'•�, If the Fuada held by Hxn�er exc�ed We amounts�rmined to be held by applicable law.Lender ahall aucuunt to rcower
<br /> s�;�' '� far the ezc.�s�unds in accordnuce with th�requirements of applicable law. if the amaunt of the�unda held by l.ander at any
<br /> ,� time is not su�l«cimt w pay the Bscrc�w Ltemti when due,Ixader me►y so aatffy Boxmwer in writing.and.in suah case Bo�awea
<br />�..,,.,,,�.,�,��� s4��11 psry to Lender the amount aer�ess.�y :to make up the deficienay.Borrower shaU make up eha defieiency in no raoce'c41a�►
<br />���,��� ¢tiy�lve monthly payments.t►t Lender's sole�Isc�etioa.
<br />--:_-.-.�,���. Upoa payanent in fvil of all sums secured by this Sccuriry Instn�ment.Lender ahall pmmpdy cefund w Borrower any -
<br /> ro���..,�.� Funds held by I.snder.If�uador paragrdph 21,I.ender shall acqulre or stll the Property,Lend�r.prior to the acquisidon or sale
<br />:�� oP the Property, shal�apply any Fuc�ds heD:tl by i.euder at the t�me ef acqutsitton or sale as a cnd3t against the sums secu�ed by
<br /> -------- this Security Instn�ent.
<br /> 3.Appl[cAtlon qi Paymente.Unless applicable law pxovides otherwise.alt�yments received by Lender under para�rapDs
<br />�� St rad 2 s6sil be applied: �cst,w any pcepayment char$es due wder the Note:s�ns�,to araounta payable uieder par��graph 2�
<br /> "`� third.co interest due; fa�,to principal due;and lusz,to any late charges dus uader the Note.
<br /> -- - -��� 4.Charg_�;1.#rp�.�3orrower s$�li�ay sll texc�s.assessments.sharges.fines aQd imposttions ataibutable to the Property
<br /> -- which may attai�ptt�rlty over this Sauzi�ty Insminee�nt,and lease�old paymeats or ground reats. if any. Bonower shali pay
<br />;,^=� these oblig€�tlons in+�e m�nnsr pmvtded lxi paragrapL 2.or if aot paid in that manner.Borrower shall pay them on tima dirEOily
<br />-""�➢ "—�'"° to the pe�son owed payment. Botrow�r ahall prnmptly fu�nish to Lender all nodces of amounts to be patd uQder tbis paragraph.
<br /> --_- - Qt Bor�+ower maices @eese p�,yments dlrectly.Bormwer shnRl promptly Nrniah to I.ender rrceipte evldencing the paymenta.
<br /> -� ---� wnrir,wPr ahali pmmpdy dischar¢e any Uea which has prlorlty over this Secudtv Insuvment unless Borrower: (n)a�in
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<br /> wdtiag to the payment of the obligatnon sc�eu�ed by cho lien in a marmer aooeptable co Lender;(bD cnntests in gw�faiW tiin ti�u
<br /> ._�� � by,or defends against enforcement of the ilen in. legai pmcxedipgs w6ir.h in �he Lender's opinion oper�te to prevent the
<br /> enforcement of the licn;or(c)scxure.s from the holder of the lien aa ngreement sadsfactory to Leader subordirmting the lien to
<br />�i�' thta Se�ui�ty Insmiment. H4�ader detemnines that any part of�he Propetty ia subject to a lien whtch may attnln pdority over ,-
<br /> - _ �r�,:;�,� this Securlty Insuumcnt. I.endar m1y give Borrower a notice identit�[ng thcs Iten. Borrower shelI satisfy the lfcn or take one or
<br />'�"��-'�� more of the actions set foith above witLin 10 days of the giving of nadr.e.
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