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<br /> ,;, S. Q�ftYHY[I OY ��'�O�IEY�y Ol��u�aeco. �vrrowQr aha)H ke�y the improvements now exisdng or hereafcer erecterl on thrs �-_
<br /> � " n:� Froperty l��uecd t�qui�tst lou�by 4ca,hn•rnrQ�► inalu4ad wid��n,#te term "extended covernge" and any other hnzards. iaclwltnB �`
<br /> � ' , tlooda oe flo�ln�, for��hlch l,ondue rt�uie„n innucanGa.'f't►ia irssurance shall be mainu�incd in�he amouats aad for the pedodu E,_
<br /> � " thnt l.ender rcc�ulres. 7'ho Utqttranco cnreioe pra�vldfna tha inmir.9nce shall be chosen by Borrower subject ta Lender's approvnl ;.,_
<br /> „ ° whlch ahall ttot ho unre.��w��ably���ithhold. !?E�nrt�v►vr fa1Ja t�r maintaln coverage described above, l,endex mtiy,at Lender's R-
<br /> � n optton.obtain cavcrAge ta prutcct l.�cndar'n riBbta in t�a Fnu�srEv in accordance with paragraPh 7• �`°
<br /> .• All in.9uranso palicles cuiA ecnowoln ahnit be acceptabla u+Lender and shail include a standard mortgage clause. i.ender r
<br /> ° " ��� shall hovo�he rlght to ho1Q tho poltclaa and ranm��aln. [�l�dur cequir6s,Barrower shdi prompdy glve to Lender alt receIpu of t�
<br /> `��''•- paid Rmmiuma nnd renewnl�ottcee. ln tha Qvent oY Io�►,L'�a�rc�wer sba11 give prampt notice to the iusurauce cerrier and Lender.
<br /> y'!���'"'r� Lasnder muy makc prooP uf loss If nat�nndit prcrntptby b1 P�o�r�'c��+cr. �
<br /> . �. Unless Lendex itnd Hormwer athonvlr,p aQree ln wrdtxna.ir�nurance proceeda ahall be applied to ceatoratioa or repair of the —
<br /> •• o Pragerty damaBed.if tho reetomtion or n.pnlr in eccrnnmfantiy f+tasible and I.ender's securlty is not leasened. It the restornttoa or _�-
<br /> ' ��-� repa{r ts aot ecoaomicnlly fensibtu ar I.cndur's security woutrl.be lessened,�he insurauce proceeds shall be applied co the suc� `_=
<br /> � secured by this Secudty Inntrumont.w6athnr or nat than,rtue, with any exccss paid ta Bonowcr. If Borro►ver abaadon9 t�e -
<br /> . property, or docs not nnswer within 3@ dttya n naif.ao�,vrsv I.xnder that the insurance carrler has offered to sctde a claim,then
<br /> � L.ender mny collect tho Inaurnrtco pra:oeda. L,�n�lctr mal� �rar. the praceeds to rapair or restare the Property or to pay sums
<br /> • �� secured by thie Securlty Inatrument.whatbar ar nat than,dua.The 30�day period wUl be&in when the notice is given.
<br /> �,n,f;;,;�, UNess Lender and Borrowor othnnvt�►� apr�a in �vrit,ing. any aPpllcacion of pracecds to princlpal shal! aoc eacend or
<br />.;T--;;;�, postpone ths duo dute of tho montPUy poymnntn r�farnvd c�r in paragrapivs 1 and 2 or cbange�be Amuuni of c�e paymente. If
<br /> , -'f'�' t�nder pprugmph 21 the Proparty la uaquinid by Lsndur,�urtower's r��ht ta any insuraucepalicies and praceEds resulting from
<br /> • '� � '" damngc to the Prope:ty prior to Q�a aaquinitlan shnq p�s ua•�,ender to the extent ot the sums secured by this Securiry Instrument
<br />'`''��!��t' immediatety prior to tho ucquinitian.
<br /> 6.O c c u p u�t e y,P f'�.�a r v n!l�u�1 1 7 1 n I n P r l n t u 9 n e A n.d Q�l'r u t�c l i a W a f t h e I°tr o p e r t y;B o N�w e r'a L o un A p pltcetton=l.�eholds. _
<br />�-�-��`���- Bonower eUNI occupy,esinblioSt�nnd uoa t11Q�RR�pcsrty as Botrower's prIncip�i residence wlthin sixty days a�ter the ea�ecution of
<br /> ���� � thla 5ecuriry Instrumant und ebnll continua to occupy th$Property as Borrower's principal residence for at ieast one year after
<br /> .-Y�"t"`�• the dato of occupanay�unluII�LenAur�ctRezwise ng�ees in writing. which consent ahali not be uareasonab9y withheld,or uNcss
<br />-___'��` ' extcnuatie►g circumatanoe� ox1�t wJ�to� tu� beyond Borrawer's contml. Borrawor sh�ll not destroy. daanage or impair the _
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<br /> :.�,�;� Property. atlow the Fnoporty tu Qa�cerlornto. or commtt wnate on the P!operty. Bosrowet shall bo iu defa�it if any forfetture
<br />'-,1��,�_� actton or pracading,whatHe�r a1vi1 or crimintil.ie begun that in Ixnder's goad fa�th Judgmenc could re�ula 3a fodeiture of the
<br />;��'� PropEity or otherwice m�tur��li�impair the IieA created by this Se�urity Inc+mument or Lender's seeurity incerest. Borrower may
<br />_����^�T=� cure 8uch a default pn�tnin�uitu,as proviQed in paragraph 18.by cauaing tbe action or proceediAg to be dis�nisscd�vit6 a culing
<br /> _�_�:�:;r,� that. in Lender's good �tsiith�dotarminntion, pneludes tor[etture oi tAe t3urrowers incerac in tba Fiopc�:3��� du���� _
<br /> "="�,—�� impairment of tho ltf►n�aroactad by this SecurlRy Instn�mant or I.ender's securiry intcrest.Bazrower ehall �lso be i�defaulc if
<br /> ====`�'g�� Borrower.durinn thn luan application process.gave mutetially friise or lnacsurate infumdatlun ar swtements to I.ender(or fafled
<br /> ��'"`�"�� to provide Lender with oay materinl infor�atton)ia connection with the toaa evideaced by the Note.incluc�3ng,but aot Iimited
<br />�;���• ta,representat[ona coneemtng Borrower's oecupancy ot the Property as a principal scsid�nce.If Wia 5ecurity lnstiuraent is on a
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<br /> °`��!!��:�:+�.---_ leasehold, Bonower ahell comply with all tho provleiona of thc leuse. if Borrower acquires fee title co the Property. the
<br /> '�r��'''��"�"�, leas:hold and�he fee ticld shsill not merg�unless L.endcr ugrccs co the a�erger In w dting.
<br /> — �`—°'' 7.Protectton o!I.ender'e Rig6ta[n tbe Properiy.if Bottower fn11s to perforom t�s covenants and agreement�oontnined in
<br />-�.y��;� this Serurlty Instnunent�or then is a iegnl proceedin&that cnay signlHcuuQy aftect Lender'a dghcs in the 17uperry (such as a
<br /> _------ pmceeding in bankcuptcy.pmbate. for condemautlon or forfniture or to enfdrra lav.+e or regulations),then Lender may do and
<br /> pay for whntever is nece.cssuy to protec�the vnlua of the Property uad L.ender's rlgdts in the'Prope:ty. i.ender'e lcston�mny
<br /> _ inaludo payiag aay suma secured by a lien whfah hus prtodty over thia Secudty Ineaumcnt,'aPpearFnB itv co�srt� RaY�B
<br /> � reasonabto attomays'feES and entcrir►g on tho Froporty to mnko repnirs.Although L.ender muy ta�t��cdon w►der this paY�g�ph
<br /> 7�Leader does not have ta do so.
<br />--=6s�- Any amounts disburaed by Lendcr under thfa paragraph 7 ahAii besoine addidonal debt of Hforr�ower secured by this
<br />�1.�� Securtry Instnunent. Unleas Borrower and Lender agree ta other tem�s of puyment.these nmounts sa�li'bear interest from the
<br />'-v� ���ti� date af diahursement r�the Note rate �ucd shall bo pnynblo. wfih Interest, upoA ti0dC0 f�Om Leltdet�t0 �OTXOwei rtuJltCatltlg
<br /> ':r.i�%;+.'if'!'s II CTIt.
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<br />�_�.%���� p 8.Mortgage Insurance.Ii Lender nquirai mortgago inaurnnco as n condltton oI makina the loan secwed by tb9a Securiry
<br /> --_��.�� t�st�usncat. �SOrrower shail �cy ilt� �irttnitsr�:��}ult�!t� , • sh• r�!tgaon �n�nrance in effest:If: tor any�t+�'�son. the _
<br /> ------°��� raortgage insurance coverage c�equiced by l�ender lapse�or�eases to bo in effe¢t,Bortower sball pay tt►fl pmaimms rec�u�nd�o
<br /> "��Y'`""�' obtain cov e substantIalt utvatont to Wa mort e insuranea provtaust in effixc. at A cost substnntially�ulvelcm to the
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<br /> - -=��':��;'sti cost to Bomower of the mortgAge iaaurance pnviaualy In affcct. from en eltcmnta raortga�qc insurer appmved by Lec�der. If
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<br />— "�:���r'�` substantially cquivalent mortgo�ge iacurance ooverago ts aot Availablo�Borrower ahall pay to Lcader e�s?��rnont}�a sum�ual co
<br />;;�w*�;r?;<;�i�;tif�` oae-twelAh of the yearly mortgage inxumnce pnmium botng�ratd by Ebrrower when the insw�ance covcr�ag�lapsed or ceased to
<br />':��=.;,�,,r�1�:f;���, be In effcxt. Lender will accept.use and retain thesa paymonts ae e toss reserve in licu af mortgn,�e ins�nrance• i.ose resen+o
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