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<br /> 'i'Odl�THf�Ct WITH u0 thc I�uprovemcnts no�v or her��fter crcctc�an tho property,nnd all cASements.Appuncnuaccs,un�l �
<br /> � 8xtures now ��r hercaftcr a part af tho p»uperty. All ��eplttrements and addittnns ehall nisu ba �ti�vered by this SccuNty �
<br /> Instn►ment. Ail Af thc fareguinB ly refcrmd k�In lhla Sccurit��instrument us tho"Pruperty." �
<br /> ROIiKp1YHR CnV�iVAN7'S thnt Aormwcr iA IawNliy scisa)of Iho catuto hcrcby��unvcyrd und ha�s tho�IQht to gmnt und M
<br /> ��unvey iho Prupei�y and thnt the I�operty i9 unencumHered, except for encumt�rnn��e:+��f rccv�rd. R+�rrowcr warcunt�and will �
<br /> defeml gen�a!{y Ihe tit{e ta tlte Fmperty agninst all cluims and dcmunds.aubject ta nny encumbmnr��ai'rc�.ti+rd. � -
<br /> 7`t11S SLCURiTY 1NSTEtU(�SBPIT combines unlfatm cave�+s�ns for natinn�i ���e nnd n�n-ua►turm covenants�vith litn�teil
<br /> �ts�ia!lc:�.q by Juclsdlcilun to con4tit�!t�n unif�m►c�curity instrument covc:rine r�nl property. � �
<br /> UNIFORM COVpNANTS. 8amawcr and Lcndor ruvennnt mid ngrcc as fallawa:
<br /> l. Pa�mcnt oP �'rinctpt�l nnd intere�t; PHepuyment and Geto Chnrgcs. Bornnver ahull pramptly puy wlien di�o the
<br /> principal of und interest an tho debt evidenecd by the Nota and uny prepayment aad Into chur�es duo under tho Note.
<br /> 2. �nd9 fot'Taxes und insurnnce. SubJect ta applicnhlw law or w u�vrluen wuiver hy I.ender� Borrawer shuU p�y tu
<br /> Lender an tho day manthly pny�onts t�ro duo under tha Nota,until tha Nota la pidd in f1�11.a sum("Funda")fur:(a)yeurly taxea
<br /> wid as�es9�ncnte which mwy attnin priarIty ovcr this Sccurlty Inatrumvnt ug n liun nn thw Property;(b)ycnrly lca+chc�id pi►ymente
<br /> �r aniund rents an tho Pn�}wr1y, if i�ny;tc)yeiuly hamtd nr prapeny inxuti�unco premlum9;(d)yenrly tlood insusnnuo pr�lniuma,
<br /> it'any; (o)yenrly martgogo 9aqutanco pren�iums, iP ao�;nnd(t� uny sums pnynblo by Borro�vor ta L.endcr, in acrordunce witil
<br /> tho provielona of pnmgmph 8,in lieu of tho payment o!martgnge in.gt+ranco promiums.These iten�.9 aro callcd"liscmw itoms."
<br /> I.�endcr muy,ut nny timo.raltect und t►uld Funds in un iunourtt nM to exceed tha niuximum amaunt n tender fnr a fatoraUy�
<br /> celnted martga&e l�fln tnny requiro for Barcower's escrow uce�unt nndor fho federnl Renl 8.9tatv Settlement Procciiures Act of
<br /> 19T4 us amended from timc to time. 12 U,S.C. Sectlon 26U1 et seq. ("R�SPA"). unless nnathcr IAw that upplics to tho Funds
<br /> sct�u lesser amount. if sr. Lende�mny. at nny time� �1,licct and hoid Fundq in nn nmaunt not to oxcced tha lessor nmuunt.
<br /> Len�er muy estln�ata tho umonnt of Funds duu on t!►e tutsis af�urrent daw nnd reasonablo estimute9 of oxpen�l�tumi of fluuro
<br /> Qscrow Items or��tAorwlse in uoa>rdance�vii�h uppNcublc Inw.
<br /> Tha F�tn�ls shall bo hold !n un institut9an wh�se depostta ura insured by n fcdeml agencv� instrument7tSity. or ent;��
<br /> (inciuding Lendcs•,if I.ender ia such an inatitution)or in any Pedar�l Homo L.oan Hank.I.ender sl�all ppply tde Fundq ta puy tha .
<br /> Bscraw Items. Lender m�-a�ut churgo Barmwer for holAing and t►pplying tho Funds.nnnuully anulyzing the escrow nccc►►mt,or
<br /> vcdf�ing the 6scrow Iton�.a.unless Lendar puya Ban�aw�er intereat on tho Fusida iind npplicAblo law permlts Lender ta mnke�uch
<br /> a charge. Ho�vover. I.endee mny require Hnnowcr to puy a ane-tima churgo for nn lndopvndent real est�to tf►x rcpo�ting sorvlco
<br /> used by I.onder in connection wlth thi� �nan, unless applicnblo 1��� provide.9 athenvlse. Unl�wa m� s�rcement ix mndo ar
<br /> AppIIC�3bI0 IAW fCQUIfC9�RtCTCR1 l0 b8 pA�d.Londer ehidl nui be eequieud ta pAy�ormwor�ny interest or enrninss on tho�unde.
<br /> Hortawer and Lendcr mny a�ree in wdtin�R. howcvcr, thnt inturest ahull be puid on tho Funds. l,cnder ahnll give ta Barrower.
<br /> without charge. un annus+l aoaauntin�oP the Funds, showing credits und dablt,9 tu the Funds and tho purpose far whlch each
<br /> dchlt ta tha Funda was made.Tho Fun�s�►rc.plcdged Ms udditianal secudty 4'or ull eums sccurcd by this Socurity Instcument.
<br /> ig�g�J���,����d t!�a►no,u�ts.pernilucd to be hcld bY applic�blo Inw.I�A�Zr RIIIIII ACCOU111�O�PI'fOWCf
<br /> for thv oxcess Funde in uccordunc�with thc mquiremente of upplicubla IAw. If U�e nmaant uf the Fnnds Izeld by I�endcr ut any
<br /> �ime is not aufficicut to pay�iw Bscrow Items wh0n duo,Londer may so notify Born�wer in wdting.snd,in such caso Borruwer
<br /> s�nll pug to Lender tho tuttount necessarY to muko up tho datieloncy. Botrawer shull m�lco up tho deflciency ln no more thxn
<br /> twalva montlily auymcnta,at Lender's sote dixs�rct�on.
<br /> Upan p�,�tnent in flill of ull sum.v securaf by this Sxurity logtn�ment, Lendor ehall prumpUy refUnd to Hurrower any
<br /> Funda held by l.cndcx.If�under pumgmph 21,Lertddr shall acquirc ar sell tho Property,[.onder,prior to tho ncqui�ition or Ralo
<br /> af tho Property.shull upply uny Fund9 held by l.cndcr At tho timo of ucc�uisiti�n or Rulo�.v a credit ngn�nat tha sumy�+caured b�r
<br /> thie Secudty Insen►ment.
<br /> J.AppllcAtton of PayittentA.Unl�s appllcablo law providc9 uthcrwiso,ull p.�,�Amcnta m.cuived by l.cndcr u�adcr purngmphs
<br /> 1 and 2 ah�ll fi�applicd: ticYU,to any prcpayment chargcw dud undae the N�to; scoond,to umounia puynblo unS�r paragraph 2;
<br /> thiid�ta intc:���t duo:faueh.ta principul due;und lu�t.ta nny lato charge9 dua undcr tho Natc. �
<br /> 4.Chnrgesq Lien9.Bc►nawer shall pay ali taxes.ass�wsmenta, charges, tines nnd impositions attributab:r ta tho Proper,,v
<br /> ��+hich muy attain prioricy over this 9ecu�ity Instna�nent, and leuschold ppyments or g�ound rents. if ony. Horraw.,r ehull pay
<br /> theso abUgadans ln tho munner pravided in paragraph 2,ar if not puid in thet mannor.Born►wer FhNi pay them on tima direetly �
<br /> to tho pensan��ved paymcnt.Horrower Rhull promptly fl�r�ish ta I.endcr all notices of umodnts ta be paid undcr this pamgr�ph.
<br /> If Borrower makey ihese paymenta dlrectly.Barrower sholl promptly'tLrnisf�ta l,ender reeoiQta'ovidencing tho pnyments,
<br /> Borrower sh�ll pramptly diKChurgo uny lien which hfw prlariry aver thia Security Instn�ment uale,w:�arrower:(o)agrces fn
<br /> wrlting ta thc paymcnt of t'r o.bligatian securcd by tho iten in o mmmcr acceptat�tr c�e Lender;(b)cantesta in gaad faith the lien
<br /> by. ar dQfends ag�inst enf^a�;�mcnt af the lien in, legal proceedinga �vhich jn Nbto Lender'e apiaion opernw to prcvoat tha ,
<br /> enfarcement af the lien; ar(c)sccurca&n�tho halder af thv Hen an ogrecment sat►�factory to I.ender eubordinuting thv Ilcn ta
<br /> thie Security instrument. IP l.ende�•de:c�a�r.es ihut sny part af tho Property ia aubject ta a li�a�vhich muy at�ai�prlority avcr
<br /> thia Securlty Inqtrument. l.ender mny giw Rattower a notice identifying tho licn. 6arrawer ehull�cttiatj+the lien ar tako one ar ,
<br /> ax►ro af tho uctianA set fortt�nbovo wltMn IQ dqys of tho aiving of notico. •
<br /> Fonn 8028 9I9D
<br /> Paqe 9 ot Q
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