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<br /> � � '� TO�ETHER WITH all the improvements now or her�tfter erected an the propecty..uiJ a��r�.+cmcnt+,appurtcn:incc+.:uid
<br /> �
<br /> �• `� fixtures now or hereafter a part of the pmperty. Al! repiacements and additians .hall ahu hr ���.er�� ny thi+ Security �•=
<br /> ' � ; � lnsirument. All of the fnmgoi�g is referred to in this Secursty Inswm��nt as the"Prop�rty•" �.-=
<br /> � $ORkOWER COVENANTS that Sarro�'er is lawfully sei�ed of thc e+tsic hcnhy c��nrr}cJ and fia.thc ri�ht tu grant;uid �
<br /> � convey the Parperty and ihat the Property iti unencumb�red. eacept fiir encumbnuirc.af rerord. [i:mu�ticr �varrant�and w�ill _
<br /> defend generslly the title to the Praperiy against all claims and deman6ti.subject u►any encumhrancc�uf ntiti�rJ. _
<br /> � THIS SECURI'CY WSTRUMEh'T eombin�uniform c�rvenant� for natianal we and nan-unif�ern�cuvenantti�cith limited �
<br /> . � ' . vuriations by,jurisdiction to conscitute a uniform yecurity intitrnment anering real pmperty. , _
<br /> LJNIFORM COVENANTS_Born�wer and Lender��v t and nLate Char��.�&�rruwer ,h;�H promptiy pay «hcn due thr
<br />. _ `�_i 1. Payment of PrInzipal and Intee�es4; Pr�pay
<br /> � principal of and interest on the debt evidenced by the Note and any prepayment arrd lutL�hsr�e.due undcr the Nute.
<br /> .��,�, 2. Fands for Taxes and Insurance.SuSject to applitable la�v or to a a•ritten wa+t•cr by l.ender. Bu�'o��er yhall pay to _
<br /> r Lender on the day monthly pa}ments are due under the�Iote.untii the Note i�paid in full.a wm("Funds"1 fi�r:(a)y�►riy taxes
<br /> and assessmenu which may attain priority over th'ss Security In�trument as a lien on the Properry:lb)yearly lqsehald paymenu
<br /> - --- - or graus�cS reats on the Pc�tY.�:s�:`:Ec?Y�Ey hazard or pmperty insurance premiums:ld)Yearly flood insurance premiums.
<br /> ' . 's if any;(e)yearly rnnrtgage insurance premiums. if any: and(�any sums payable by Borro�ver to Lender, in arcordance with
<br /> • �
<br /> . . • �, the provisians of paragraph 8,in lieu of the payment of mortgage insutance premiums.These items are callud "Escrow Items•"
<br /> . Lender s.:s�•. at any time. rnllect and hold Funds in an amount not to exceed the maximum amaunt a lender for a fedetally:•-
<br /> � _ ; '�� � reiated�.��age toan rmy require for Borrawer's escrow account under the federal Real Estate Settlement Procedures Act of
<br /> • (974 as;t:_:_K d�from tirr►e w time. 12 U.S.C. �ectiun 2601 et seq. 1"RE5PA"),unless anetther law that applieti ta the Fur.ds �Q
<br /> seu a tesser amount_ L`.�:�_ Lender may,xt any eirr:. cotleci and hnld Funds in an amoant not to exceed the lesser artsnunt. C�
<br /> • Lender may estimate t!-:�.e..nount of Funds due on dm basis of current data a�id r�sonabl�e�tima�es of eagertditures of future
<br /> . • Escrow Items or otherwise in azcordance�vith ap�l�cJ::e law. �
<br /> � The Funds shall be held in an insritution whose deposits are insured by a federal agency. insn'umentality. or entity
<br /> - �""'�'.'�:. (including Lender,if Lender is such ar�institution)or in any Federal Home Loan Bank.l.ender sha11 apply the Funds to pay the �
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<br /> •� Eszrow Items. Lender may not rharge Sorrower far holding and applying the Furtds,annuafly analyzing ttte c:crotv account,or
<br /> ' . verifying ti:e Esaow Items.unless Lender pays Bc�c�+:�+er interest on the Funds and applicable law permits IGz��•:�to�nake surh
<br /> � a charge. However, Lender may require Borrower:•s pay a one-time charge for an independent real esta:e".�r, r:�arting senrice �
<br /> _ ____ '.��. used h.•. Ii.,,�nder in connection with this loan, unless applicabl� faw provides otherwise. Unless an ab�a._."*. is made or
<br /> %i;;�` . appliczC•I�::.w requires interest to be paid,Lender shal!not ise r.:�,�::ed to pay Borrowec ar«�,�°rest or earnings o:►ti�P�.tsds.
<br /> Barro:.�r:�rd I.ender may agrer in writing. howeeer. that inte�t�t�311 be paid on the Fuc1;. I.ender shall give to II:;r*ower.
<br /> . wither�±c�;s-ge. an sr.r:�al uccounting of the Fund:,s'�owing cre��t�s and deb�rs to the Funds zzd the F•�^ose for which eaeh
<br /> - ' - debit to�fsL:=u�:��w:�c�ade.The Funds aze pledg3Gl�additior.;;se.:urity fcr�!sims secured by[his�:r�y InsL^.:csent.
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<br /> -'�_. ' . If t!�°!=unds heid by I.ender exc�d the amounts permittc����I:,:held by L f�iicable ta�:. �.�r.der s:.J �a��unt to 13f3rrovrer
<br /> ;�w;;:,,:;��•�� �
<br /> :.�,...�, ,�< far the eccess Funds in atcordance with the requ9rements of�t�J�iw::,e law. If the amount c�`�'.:a Funds held by Lendcr ss�any
<br /> . ��hg��.`.. , a
<br /> .--.,:;F,,.,1,,, ume is not sufficient to pay the Escrow Items wl:e��ue.Lende:�nu.; so notify�nrro�ver in wriung, and,i�such case Borrorier
<br /> ::_.��..^.-;y�,
<br /> s9ia11 pay to Lender the amount.necessary to m�r�:.?the defcciency.Borrav:�:r�'.sil make up the defc�:.:y in no more than
<br /> '�.� ,���`�'� t�veive monthly payments,at Lcnder's sc�le discretion.
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<br /> _-����;•K'`�,;v Upon payment in full of all s�ms secured by this Security Ir�rtrument, i.:.-.der shall gromptly re:uir'� to Borrov�er any
<br /> '�;d�i-;� Furtds held by Lender.If. under paragraph 21.Lender shall acquire or sell the Property.L,a=•i�er,prior to the acquisition oz sale
<br /> ����-�?`�"� ' of the Pr+operty.shall appiy any Funclt held by Lender at the time of acquisition or sale as s.redit against the sums secured by
<br /> _-._..�;.-.,; ,
<br /> �- ���-�.. � this Security Instrume�:.
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<br /> -1--% - 3.Applicat[on cr(Pflyments.Unless applicable law provides otherwise.al?payments rec�ived by I.ender under pazag�.t:.
<br /> ---=�� 1 artd 2 shall be applied: first.to any prepayment chtuges due under the Note; second,to amountS payable under parageap:2:
<br /> —_ � third,to interest due:fourth,to principa!due:and last.to any late charges due under the Nate.
<br /> �`�-- 4.Charges;I.iens• Borrower shall pay afl taaes.assessinents, chazges, fin�and impositions attributable to thc Pro�erty
<br /> === — which may atiain prinri�:y over this Security Insvm,�ent, and leasehold p�yments or gcound renis. if any. Borrower shall pay
<br /> -=�rn� these obligations in tt•���:anner provided in para��:t�lr 2,or if not paid in that manner.Borrower shall pas t`.em on time directiy
<br /> -"LL.-��`��'� to[he�:e:sor.owed payment.Borruwer shall prorr.;�riy fumish to Lender all notic�of amounts to be Qaid:rdcr this paragr��•
<br /> �.��a� If Borrn�°er makes these payment,directly. Borrower shall promptly furnish to L.ender rereip[s evidencins the payments.
<br /> -b��ro�;;�,� E��rru•�xer shali promptly disstiarge any lien which has priority over this Security Instrument unless Bonower.(a)a�roes in
<br /> —��, writin;'•��i�payment of the abligation secu�ed by the lien in a manner acceptable to Lender:(b)contesu in good faith the liea
<br /> .�,-...,.�-��,;� by, or �:i�a7t�1.2�2t]L!c enforcement of the lien in, legal proceedings whieh in the Lender's opinion operate to prevenc ttu:
<br /> -'�"�'``��� enfarce�u'.of the;�.�s: or Ic)secures from the holder oi the lien an agreement satisfactory to Lensier subordinating the li�zs to
<br /> ,•��m, �� "�� this Set�:nty instrument. If Lertdcr�i��tcrmines that any part af the Property is subject to a lien ahich may attain pricr'sry oro�er
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<br /> -°:�;,�•i� �� this Security Instrument. Lcnder�is.�;� give Borrower a noticc iv_ntifying the lien.B�rro��rx�::all satisfy the lien or ta1u:or�,e ot
<br /> _=�:��: more of the actions set forth above within 10 days of the givin�of noticc.
<br /> -_��C y:�„`, Form 3�T8 9'9AL
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