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<br /> . ' � TOGEfHER WiTH all the impmvemenu now or hereafter emcted on the praperry.and al!easemenu.appurtenances,and
<br /> • fnctures uow or hereaftec a part �f thc p:apertY• A11 replzcements aud additions shall alsfl be covered by this S�curiry
<br /> . ' .� ' Iflstrumr,nt.AU of the foregoing is cefened to in this�suriry instrument as�he"Property.' ��`
<br /> " ° ' $ORROWFR COVEI�IAIVTS that Borrower is lawfully seised of cht estate hereby conveyed and has the right to gr,�nt and ,
<br /> . conve�+the Property and that the Prop2ny is unensum��d.excegt for encumbrances of n�cord. Bonower warranu and will
<br /> ' defend generaUy ttie title ta[he Propercy aSainst a11 claims and demands.subject to any encumbrances of record.
<br /> THIS SECUItITY INSTRUMENT combines uniform csvenants for national use aad non-uniform coveaants�rith limited
<br /> � � variations by jurisdiction to cnnsiitute a uniform seewity instrument oovecing real progerry.
<br /> - UNIFORM COVENANTS.Bosotver and lxnder covenant and agrec as foilows: when due the
<br /> 1. �}rffient of Aiaeipal aud Hnter2st: Peepayrneni ead H.ute Charges. Bor_rower shall promptlY PaY
<br /> � �=�'� priacipal of and interest on the debt evid�nced by the Nate and any peepaytaent z�id tate charges du�u�r the Note. �
<br /> •�-'°`'`= Z.Faads for Taxes and la�ursace- Subj�t to applitable la�v or to a written waiver hy l.endea, Borrower shall pay to w:
<br /> L.ender on sh$day monthly paymenu are d�e under the Note,undl the Note is paid in full,a sum("Funds")for:{a3 y�lY� k:'
<br /> • 3 and assess�nts which may attain prioriry over this Securiry Instrument as a lien on the Properry;(b)Yearly leaseho2d payments �-
<br /> � or ground renu on the Property.if any(c)Yearly hazard or progerty insurance premiwns:(d)Yeaz1Y tlood insurance p�mi�s,
<br /> ' . . • ' � if any;te)Year1Y m�rt8a&e insurance P��,if any;aad(�anY sums Payable by Borrower to Leader,in accordance with __
<br /> • .� the pmvisions of parag�.p5 8,in}ieu of the payraent of mortgage insurance premiums."fhese items aze called'Fscrow Items.'
<br /> , 4` I�nder may, at any time, coll�t and hold Funds in an amo.uts not to exceed the maximum amount a lender for a federally _
<br /> --- � �elated mongage loan may mquire fos Borrovrer's escro�v acco�n�under the federal Real Escate Settle�nt Procedures l�cc of _
<br /> . .. T � 1974 as utend�l from thae to tuae, 12 U.S.C. Section 2601 et seq. ("RF.SPA"),unless another law t8at appties to�te Fuads _
<br /> � e sets a lesser amount. If so, I.ender may, at any tims, collect and hold Funds in an amount nat ta exce�l the lesser amount.
<br /> ' � Ixnder m�y estim2te the amount of Funds due on the basis of current clata and reasonable estimates of e�cpenditures of fumre
<br /> ' '�. Fscrow Items or othenvise in ascorda�se with applicabie law. �
<br /> . ' The Funds shall be held in aa institution whose deposits are insu�d by a federal agency, instnimentalit3+, or enrity _
<br /> 1 the Fands to a the
<br /> �- (including Lender,if Lender is such an instimtion)or in any Fed�,.�Home i.oan Bank.Lender shall apP Y P Y
<br /> . . L ,�. , Escrow items.L,ender�y not charge Sorrowzr for ho2ding arcd�iying the Fe�s,annually analyzing uhe escrow accus.at,or
<br />-_ . d�y�$�E Fscro;nr Items,unless Lender pays Borrower interest an the Funds a�d applicable law germiu Lender to mai�:�sucb -
<br /> a charge.liowever,Lender may require Borrower to pay a one-ci,.:.e chazge for an independent teal estate tax reporting senrice
<br /> � � _�. _ used by L:sder in connettion with this loan, unl�s applica�'-�- law provides otherwise. Unless an agreem�ent is made or
<br /> • applicab:e law requires interest to be paid,I.ender shall not b_oaK.�ired to pay Borrow�r any euerest or eaxnings on the Funds.
<br /> .r. : • Borrower and Lender may agree in writing,however, that'�^�*�:shall be paid oa the Fun�.i.ender shall give to Borrower,
<br /> arithout charge, an anm:al accounting of the Fumis,�:oa+ing credits and debiu to the Funds and the purpose for which each
<br /> �t;_;: • . ! debit tn the Funds was made.The Funds are pledgai�additi¢+al se�urity for all sums secured by this Security Insteument-
<br /> - .':°•';::�'�' � If t�ra Fuads held hy Lender ea��cl d►e amonnts germit�'i�be hetd bY apglicable law.Ixnder shall ascount to Boaower
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<br /> _. �t� ._`��1�� ' for t�=c.�rnss Funds in aeeordance�L the recluiremenu of:��Isr�le law. If the amount c�the Funds held by Lend�c at any
<br /> time is��c_afficient to pay the Fscresav Items when due.l.en�.;:�y so notify Borrower ia�Titing,and.in such case B�i�wer
<br /> -sx���=-� ^'�::�' shall pav��Lsnder ttu amouat necessary to make uta the deficiency. Borcower sl�all make up the de8cienry in no me�than
<br /> -"-;.'fz;:::;_,r� � nvelve�:u:,1:.-�Y PaY���at I.ender's sole discretion.
<br /> `��'��;. -'� U�a,;, ��syment in full of all sums securecl by this Secuzitv Lsi�umzIIt, i.ender shz'._• gmmptly refund to Borrow�r any
<br /> ..u 1 :....1.
<br /> - _ �':• Funds h:tc�oy Lender.If,under paragraph 21,I.ender shall as��:rr:.�r sell the Property,lr�u�,prior to the acquisition or sale
<br /> = �,•���1'"'�'�� of the Progerry,sha11 aPPIY az►Y Funds held by Lender ai the ti,:.e of acquisition or salE as a credit against tttE sums sacured by
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<br /> _- : .+: 11115$EAIIIt}I�DSIIIIIIICAt.
<br /> _--"'�°-�:�' 3.Applicatton of Y�ayments.Unless applicable!aw provides othetwise,aU payments recelved by l.er�er uader paragraphs
<br /> --=`;;;.e�a�;��� 1 and 2 shall be apglied:first,to any prepayment c�.3r.ges dne�:adex the Note;sesond,to amounts payable under paragraph 2;
<br /> _==•�t�. third,to interest due;fourth,to principal due;and last,ta any T..�'.::charBes due under the Note.
<br /> �-������ q,Chargeg;Lteav.Borrower shall pay all taxes.assessments,chazge3,fines and impositions atuibutable to the Properry
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<br /> -_- �--� which may anaia priariry over this Seturiry Instnament,and leasehold paymeats or grouad rents, if any. Borrower sha:l pay
<br /> �""��-'`- S_i�2,or if not aid in tha:.caanner,Soaower shall pay^chem on tirr�directiy
<br /> =_=�:�y.:;` these abligations in th,e snanaer provided in paragr.z P
<br /> y_;;�"-��� to th�pPrsoa owesi payment.Borrower shall pro�:iy fumish to L.ender all m�dces of amounts to be paid uader this paragraph.
<br /> -���.�..�,.�:� If Bomnvj+er makes chese paymenu dire�tly.Borrower shall promptly fumish to Lender rece;.�y�evidencing the payments.
<br /> --`�" Borrower shall promptly discharge any lien wtuch has priority over this Se�vrity instr�t unless Barcower:(a)agrees in
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<br /> °��,�;II::�„�� writing to the payuient of the obligation sec��red by the lien in a manner acceptable to Lender;(b)contests in good faith the ien
<br /> iM_�_u.�� by. or defends against enforcement of the liEU in, legal pmceedinSs which in the Lender's opinion operate to prevent the
<br /> �- -�,�,;�- enforcr�r.nt of the lien;or(c)secures from the lus:der of the lien an agreement satisfactary to Lender su�sardinaang the Iten to
<br /> :..a:'�.�����f;�' this 5cxaraity Instrument. lf Lender determines tliat any part of the Property is subject to a lien which may attain priority over
<br /> =�• 1.ty1''1�<'4 this Seeurity Inswment. Lender may give Borrower a notice identifyin�the 1ien.Boaower sha�l satisfy the lien or t�e onr or
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<br /> •,,�,;.�,_�:i,:tZ mom of the actions sEt forth abave within 10 days of the giving of notice.
<br /> ' form 3028 9J90
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