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NMLS# 7233; Originator: Ed Jarosik, NMLS# 470809 <br />Loan Number: 13525694 <br />202105868 <br />MIN: 100287715005124123 <br />RURAL DEVELOPMENT OCCUPANCY RIDER <br />THIS RURAL DEVELOPMENT OCCUPANCY RIDER ("Rider") is made this 12th day of July, <br />2021, and is incorporated into and shall be deemed to amend and supplement the Mortgage, Deed of <br />Trust, or Security Deed (the "Security Instrument") of the same date given by the undersigned (the <br />"Borrower") Paul A Apfelbeck to secure Borrower's Note (the "Note") to Gateway Mortgage Group, a <br />division of Gateway First Bank, (the "Lender") of the same date and covering the property described in <br />the Security Instrument and located at: <br />1207 East St <br />Wood River, NEBRASKA 68883-3114 <br />("Property Address") <br />ADDITIONAL COVENANTS. In addition to the covenants and agreements made in the Security <br />Instrument, Borrower and Lender further covenant and agree that Section 6. Occupancy, of the Security <br />Instrument will be amended as follows: <br />6. Occupancy. Borrower shall occupy, establish, and use the Property as Borrower's principal <br />residence within 60 days after the execution of this Security Instrument and shall continue to occupy the <br />Property as Borrower's principal residence throughout the term of the loan, unless and while extenuating <br />circumstances exist which are beyond Borrower's control. <br />BY SIGNING BELOW, Borrower accepts and agrees to the terms and covenants contained in this <br />Dpyelopment Occupancy Rider. <br />Paul A Ap s eck <br />(Seal) (Seal) <br />-Borrower -Borrower <br />Rural Development Occupancy Rider 8/2015 <br />Page 1 of 1 <br />IDS, Inc. - 67807 <br />Iffl I?i II III <br />