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2021058G8 <br />BY SIGNING BELOW, Borrower accepts and agrees to the terms and covenants contained in this Security <br />Instrument and in any Rider executed by Borrower and recorded with it. <br />Witnesses: <br />Paul A Apfelbeck <br />NEBRASKA, <br />-Witness <br />(Seal) <br />-Witness <br />(Seal) <br />-Borrower -Borrower <br />/1O <br />County ss: <br />The foregoing instrument was acknowledged before me this day of gb;/ <br />by Paul A Apfelbeck. �" p <br />Witness my hand and notarial seal at Vatijp_,0 /(. Glli�— in said County, the date aforesaid. <br />My Commission Expires: C'�`" l .(0,23 <br />GENERAL NOTARY - State of Nebraska <br />M„! MARNIE SCHAGER SUNDERMEIER <br />_ My Comm. Exp. September 8, 2023 <br />Notary Public <br />Loan originator (Organization): Gateway Mortgage Group, a division of Gateway First Bank; NMLS #: 7233 <br />Loan originator (Individual): Ed Jarosik; NMLS #: 470809 <br />NEBRASKA -Single Family -Fannie Mae/Freddie Mac UNIFORM INSTRUMENT with MERS Form 3028 1/01 <br />Page 13 of 13 <br />IDS, Inc. - 30227 <br />