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. . �, . . ; _.��.: � .. . . <br /> _ .. <br /> , � .. , , - - <br /> .� . - - - <br /> --� - ---- --- - - ` <br /> _ ��.r----- - - <br /> ��,u_„�.; . ,f . . . . .. -"y." , . <br /> f£��x . . , . . - . • . . _ <br /> � � i.j-� °• ' .t'- �� .� � . - r , . � ,,,y ; ���:. <br /> ,�w,a,,,,.,�� - - .. `r ,t, __ �y ' . Jsr-'.r. . c' __ "��i S�'y� .-�*_ <br /> ^ � �- <br /> :j� _ <br /> a• <br /> L �_. <br /> . , . r == <br />.. __l:.t�'� - <br />-" . . ',r.{' - <br />..._i�' " . `��` f <br /> -i � S I � <br /> gG --- <br /> ���'�`'`'.f•,s���fi - �i�/ <br /> - �4, '• ,-, -r'� -. <br /> . �...i�,. � � _.. <br />,. ± .��i� <br /> , '{��� ' <br /> �-�,��"� �)TI�TII$Y3 � -- <br /> �����` geginning�vith the fitst Chaage Daze. mY interest rate w�i be based on as�Index. Tke "tndex'is: � - <br /> � � - <br /> US Treaaury Bill - <br /> ,� <br /> • ;s <br />. ''�a� � <br />-_`- - ,,;.�- <br /> " r"��'t� " T`he most recent Index figure available as of the d2te: �45 days � <br />- •`. �.,��;'�:l: before ea�h Change Date is callea the°Gtiurent index." <br />-�=�==�� If the Iadex is no longer ava�able. the Note Holder nrill c��vse a nelv Index that is bas�l upon <br /> } ;�!� .. comparab:e informauon.The Note Holder vrill give me afltice of this choice. <br /> - _'__�•si�� - <br /> _---.,.,^Y <br />__,`.i�£�,�s (�C�[culatIon oY Cbaages <br />-- . s�, -� Eefore each Change Date, the Note Hotder will c�lc�il�e my new Interest rate by adding <br />_ ' ��;<< Zry7p AT�ID 750/1000 pe�nt�geF°int�s� <br /> �= �`�` 2.7SQ 90)to the C�urent Inde�. 'C�Note Hnl�er w71 dicn r�u�l the terilt of this <br /> i <br />-_�_�-��'F Y�� � • ��ion to the �Ie�e� 0 Next Highest r`Next Lowest <br /> --:�.'�,,:�,� - •. ( � 0.12500 90).y`.IL`�t LO dLe limiLS SlaLed iD <br /> .;_ �� <br />::-�"'���•3�`�=�=r i' 3eaion 4{D)below,this rcimded r���i:;rill tse my new interesY rw.,°until tbe aPxt Change D�te. <br /> ..y�y1w^'�� <br /> _�-;;:�= 73ne Note Iiolder wui then dete�:the amougt of tlie mcr:ui:;,j�ayment thai would be sufFicienc to <br />-�`1.,�.x���,;��'" repay the unpaid priucip�:shat I am ex�ted to 04;.�:�e Changs��.e ia F-�?���?the 1►4aturiry�?ate ut my <br />�=�='^;'`�'�.� new inter�t rate in substanfiallY e4ua]PaYms�ts.'�n..:�sult of this salsvlatic¢�vi;1 be the new amount of <br /> --_—:r�°:�r.a . <br /> --a.�_ , . <br /> -__.,���� my monthly paymeat. <br />---'�.���� <br /> .:.����.,�;,7, ❑Ut�t-ONy Period <br /> = '1'he"interest-only Fea'iod"is tre=eriod from the date of this:1��E through • <br /> --- For the interest-only p�rr:'_.after taiculatin8 mY aew iaterest nte as�mviz--"'1 above. the Note Halder <br /> . �c�����--� will then_determine t�e:riss���t of;:�:�onthly payment that cvauld be s.�ff c�ri.►�s pay the interest wls�:h <br /> ���L��?�_--° _ accrues on the impaid pr�uipal of a��li:an. The rzsult of this ci x1::a�on�s-�!��-the ne�v a�ount of my <br /> monthlY Payment• <br /> - - "�s 'The "att�ortizati�n period" is the period after the interest��:.f •:eriad. i,-rr. ��affion�ation period, <br /> �,� after calculating my aen� interest iate as provided above, the Note Ho3der ti�:i:�3u9�determine the amou�t <br /> �_—=`� of the cnonthly payment that would be suffi�ient co n�;..;�the unp�id prinrcp�:��d:�am exPected to owe at <br /> ---—=- the Change Date ia full on the Marurity Date at my new interest rr.::n substandally equal paytt�nts. 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