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<br /> � 't �� aHIS ADJUSTABLE RA1`E RID�R is made this 29t3► @ay of sanuasy
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<br /> 1999 . and is irtcoiporated into aad shall be de�mQd to amead and supplame�3
<br />--;-�-" the Mort�ag$,Beed of Trust oz Security Deett(the 'Sacurity lnsuument")of the same date�iven by the
<br />_3�:> uv�:.rsign�d (the "Borrotiver°) to secure $orrower's Adjustable Rat� 1�?trte (the "Note") to
<br /> -- Ho�o L'sdssal Saviaga aad i�oa�n Aaaoca.ation of Graud Island
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<br /> -�`-��=--ti� (th2°Leader")of the same date aad covering the Frogerty descn'bPd in the Security Instrument and located
<br />,'�;_L"� �: S38 EAST 20'�H SfiREBT
<br /> -^*�� GR.�.ND ISS�TIY�ID, NE fi8801
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<br />_:=_�,� [Pmpecty Addcessl
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<br /> - 4E1iS NOTE COM'AMlS PR01itSlONS Ati.OW1l11G FOR CHAMGES [A1 MV
<br /> T�.� fIti1YERPST RATE AND �!Y MOM'H9.Y PAYMENT. IHCREASES IN 7HE
<br />_;�,—,3� i(�9TEREST RATE W[LL i�E�lJLT IN HIGHER PAYMENTS. DECREASES IN THE
<br /> ---. 11�4ERESY RATE Vldl➢.d tiEi�LY IN LOWER Pd1YMENTS.
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<br /> --- ADDITIONAL COVF.NAN'i'�. fn a�didon to ttse wvenants aad agreements made in the Security
<br /> =-_— lasnument,Bormwxr and Leader funtfic�covenant aad agree 2s follows: ,
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<br />_=--- A. INTERESI'RATE AND MOFIT�.Y PAYMENT C�ANGES
<br /> Y The Note pmvides for an inieial interest rate of 6.875 90. 'the Note pmvid2s for
<br />:_,��,„� ch2ng�in ihe interest rate aad the moathiy paymenu,as follows:
<br /> —,----- 4.W'7'�R�SI'RA�AND MQ►VTQ7:,'?�PAYIUlENT C�AN�I�:�
<br /> -�----- (A�Change Dates
<br /> -- '[he interest rate{wili pay may ci:::^ge on the ist day af 4.am:.ary ..
<br /> _ � 2002 ,aad on that day eve�}; 3:;� monih thereaftzr. Fach da:E on which my interest rat�
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<br />- ._...._----- could cha„�g2 is called a"Change D�.�..,
<br /> MULTfSTATE ADJ1tST�IW.fe GATE R:DfR-Singte Fam1y
<br /> �o:l:(97051.01 ' T�t9..7 �. :
<br /> Page 1 c���% Initfals: ��::::}
<br /> VMP N.ORTGAQE FORMS-1g00)821-7291
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