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<br />___ �.`�":-'`: `��;-.` ;;:?' TOGETI�R W1TH aII the impmvemeais now or hereafter erected on the property,and all casemems. appurtemareces.aud
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<br /> ----—_ .:. �. . .�C. «.fi 6�ctures now ar hereafter a p�rt oF the pro�ty. Alt rep}acements and additions sha11 also be rnvered by this Security
<br /> '�'� _�.,�;.��;'i-c° , .�•:. L�snvmeat.All of the foregoing is rafer�d to in this S�ty I�uvm�t as the"Pmperty."
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<br /> {,;;:,,. <•;;` •._ .<- BORROWER COVENANTS that Bonower is lawfully seised of the estate ttereby rnnveyed and has the right to grant and
<br /> , "`,�•. � `':�;���``- comrey t6e Property and that the Prope�ty is tmencnm6ered. exoept for encumbrances of record. Bornower warcancs and will
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<br />._� �� `� :�-;�. defend generally the titie to the Property against all claims and demands.subject to any encumbrances of record.
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<br /> `� ,,.`� ,_. ;y_, . ' THIS SECt1RTPll INSTRUMENT cambines uniform covenanu far national use and non-uniform covenants with limited
<br /> � :'1;.;.;�;`. :. _:°�: <'�. ` "• variatlons by jnrisdidio�to oonstiwte a uniform securiry instrument covering real property.
<br /> — `' ¢ UNIFORM COVENANTS. Borrower and Leisder rovenant and agree as foliows:
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<br /> ' �„��, i. Paymeat of Prindpal and Inierest; Prepayment and Late Chaig�. Borrower shall promptly pay when due the
<br /> '� � ,�%:. �, �-�_�"�`� principa!of and interest ou the debt evidenced by the Note and any prepayment and late charges due under the Note.
<br /> z°-"F'>�"'�..T�._� �� -•• �` 2. Fands for Tases aad Ins�uance.Subjecc to a�pticable law or to a writtc.�waiver by L.ender. Borrower shall pay to
<br /> ,'" `� ` - "`-:!�'?-.::;;=4 -�-��` 'j`` Lender on the day monthty payments are due uader the Note.nnti!the Nate is paid in fuU.a sum("Funds')for:(a)yearty taxes
<br /> _ "` , ,- � ,• and asse.ssinents which may attain priority over tt�is Sece�rity Inswment as a lien on the early leasehold ats
<br /> f :<: PraPertY;(b)Y PaY�
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<br /> � � k,:. , .t or gmund reuts on the Property,if anY:(�)Y�Y��or pmp�rty insurance premiums:(d)yearly flood insurance premiwas.
<br /> � . °. .�'`�, . ` ` if any:(e)Yearly mortgage insurance premiums, if any:and ffl anY�s PaYable by Borrower to Leader, in aocondance with
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<br /> ,_ _ _ �W;�;'�,,,_•,_:_w,.:_..__�.:�-` the provisions of parag�ph 8,in lieu of the payment of mortgage insuiance premiums. '[liese items are called'Escrow Items.
<br /> �,�, r:�;f;�`; ''• '.'- . " Lender may.at any time, collect and hold Funds in an amnunt not to exceed the maxmmm amouni a lender for a federaily
<br /> � ` ` � � ..�:f iela;ed mortgage foan may require for Borrower s esccaw account under the fedetal Real Estate Seulement Proced�res Act of
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<br /> �<��.;�r '. • .�� ;.•:_. 1974 as amendeli from time to time. 12 U.S.C. Section 2601 et seq. (°RFSPA").unless another law that apptiw to the Funds
<br /> � '' ��z`° �" � �' `'`:` sds a lerser amouni. If so. Lender may, at auy dme. vollect and hold Funds in an amount not to exc�d tLe lesser amount.
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<br /> — ` � - -- ` ` I.ender may estimate We amount of Funds due on the basis of current data and reasaaable estimates of expenditures of future
<br /> ��i ."��. :.. � J• Escrow Items or otherwise ia accordance with applicable law.
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<br /> ,�r,,r ,;,y . . KP The Funds shait be hetd in an institution whose deposiu are insured by a federal agency, insttumentatity, ar entity
<br /> -_ ` `' � • `.`'� (incluQing Lender.if Lender is such an itutituaon)ar in any Federal Hame Loan Bank. l.ender shall apply the Funds to pay the --1
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<br /> ------ ; �.L`:.;'...,° .. .. _•.:, Escrow Items.I.�der may rtot charge Borrower for holding and applying tfie Funds.annually analyzing the escrow account.or
<br /> �., ��{`,.'; ' � f��'�: verifying ihe Escrow Items,tinless Lender pays Bonower inter�t on the Funds and applicable law permits L.ender to make such v-
<br /> - -- .� .�,fi��,�..:..�y:..:.. �._�:«-: a charge. However, L.ender may require Somowec to pay a one-time charge for an independent real estate tax reporting service �
<br /> __ __ - ___ _ _ � �• I,��a.► tte c�eer.ectio» with thic lonn. unle.sc applicable law provides otherwise. Unless an agreement is made or
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