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202008359 <br />treatment, to arrange for admission to hospitals and consent to <br />treatment, and to make application for Medicare or other insurance, <br />pension or employee benefits related to such health care and <br />treatment. <br />4. BORROWING. To borrow from any source for any purpose and <br />mortgage or pledge any property to any lender, including my <br />attorney individually. <br />5. COLLECTING DEBTS AND HANDLING LITIGATION. To demand, sue <br />for, receive and otherwise take steps to collect or recover all <br />debts, damages and all other property to which I may be entitled or <br />which are or may become due me from any person or organization; to <br />commence, or to defend, and to abandon all legal proceedings in <br />which I am or may hereafter he interested; and to settle any <br />accounts, debts, claims, disputes and matters now existing or which <br />may hereafter arise between me and any other person or organization <br />and to grant any extension of time for the payment or satisfaction <br />thereof on any terms, with or without security. <br />6. INSURANCE. To continue to carry, purchase, cancel or <br />dispose of fire, casualty, property or income protection, medical, <br />hospital, life, liability or other insurance and to pay any <br />premiums thereon. <br />7. GIFTS. To make gifts, grants or other transfers without <br />consideration, either outright or in trust, (including the <br />forgiveness of indebtedness) to such persons or organizations as my <br />attorney-in-fact shall select, including gifts to such <br />attorney-in-fact who is either a relative or the spouse of a <br />relative. <br />8. VOTING OF STOCK. To vote and give proxies to vote stock <br />and other securities in all matters which may come before the <br />shareholders of any organization. <br />2 <br />