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NOTICE PURSUANT TO 15 U.S.C. § 1692g 200108907 <br />(Fair Debt Collection Practices Act) <br />1. Balance: $76,163.21, together with interest at the rate of 13.99% per annum from July 11, <br />2001. <br />2. Name of Creditor: Associates Financial Services Company, Inc., a division of CitiFinancial, <br />Inc. (MD). <br />3. Unless you notify this office within 30 days after receiving this Notice, that you dispute the <br />validity of the debt or any portion thereof, this office will assume this debt is valid. <br />4. If you notify this office in writing within 30 days from receiving this Notice, this office will: <br />Obtain verification of the debt or obtain a copy of the judgment, if any, and mail you a copy of such <br />judgment or verification. <br />5. If you request this office in writing within 30 days after receiving this Notice, this office will <br />provide you with the name and address of the original creditor, if different from the current creditor. <br />WALENTINE, O'TOOLE, McQUILLAN & GORDON <br />PO Box 540125, 11240 Davenport Street <br />Omaha, Nebraska 68154 -0125 <br />(402) 330 -6300 <br />Attorneys for Associates Financial Services Company, <br />Inc., a division of CitiFinancial, Inc. (MD) <br />