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<br /> < ` 5. Hazard or Property insnrance, Borrower st�all keep the improvemeats now exisring or hereafter etected on the �� �< �� .`
<br />=?.r'.sr:.-u�.. . :..rr.`� � . _ . ..
<br /> x '-. � � Property ins�ued against loss by ftre. hazards included nrithin the term "extended oaverage" and any other haznrds. including �"t o: tt`:
<br /> . i . � '_,-. i. � 4 .
<br /> � �` y c .� '° floads or tlooding.for wfueh I.ender reqnires inserance. This insutance s6a11 be mait►tained in the amounts and far the peri�s �� �,"� -. -
<br />-__•., ---`�-•` �``:: that L,�nder requses. The incutanx carrier providiug tise insuranre shall be chosen by Borrower suUject ta Lender's approval -_h r:_;_4f�<cr.'---
<br /> '���f�w:=� � �, ., � .
<br /> `r wluch shaU nnt be anreasonably withhetd.If Borrower fails to uuiiittain coverage des��ribed a6ove. ixnder may. at L.ender's +..'
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<br /> � �::k <e.;; option.abtain ooverage to protect L,ender s rights iq the Property in a000cdance evit6 paragraph 7. �° ��rs-
<br /> r , .' '�E All insurance poliaes and renewals si�aU be acceptable to I.ender and shall incl�de a standard mortgage clause. Ixnder ~.: '_ £
<br /> E+ t ``_.:.="-` shall ttave the riglu to hotd We�eolicies and re[�e�wals.If[.ender requires.Borrower shall P��P�Y�ve to Lender a!{receipts of w:. �E :G}„
<br /> .'�; �a�� ;'�:- '.' paid premiums and renetivaf uoaces.In the event of loss.Borrowzr shall give prompt notice ta the insuran�e c�arrier and I.eader. .,,, ..,:
<br /> � :_ � f:; = Lesider may make proaf of loss if not made promptly i�y Borrower. '�;, � < :�
<br /> Unless Lender and Borrower otherwise a m wrttin incnran� ��S shal�be lied to restoration or r of the ` h�-
<br /> `�� ' .�;•-""_.= 8�� S• p aPP� �P� , � ;�
<br /> , :c�r Property dau�ed.if the restoration or repair is economic�tly feasibte snd I.ender's seca�ity is not iessened. 1f the r+estaratioa or ` , ,. --
<br /> �: � +��w a ;� repair is not eoonomicafly feasible or Lender's sec�srity would be lessened. the i�urance proceeds shall be applied to the s� k�� 1 -
<br /> � -r secur+ad by this Secvrity Insausnem. whether or not then due. wKb any escess paid to Borrower. If Borrower abandons the -� " , 4 s,�4..
<br /> � � . ProPerty.or does aot answer within 30 days a notice from[.ender t6at the insurance canier has offered to settle a claim,thea -9 �: `
<br /> — _-x--�-�,- �'z.F Lwaer may called tke insuranee praceeds. Ixader may use the pr�oceeds tn c�epair or►�cstore the Property or to pay suass � -�:;- � -- -
<br /> �" s '� ty; secur�ed by this Seaurity Insttument.arhether or not th�due.The 30-day period aril!begin when the notice is given. � �:. L-�.`.
<br /> b• UnIess lender and Borcower otherwise agree in writing• anY aPPtication of procxeds to princ�gal shall not eatend or � :�:F ' "
<br /> �`` .. ; ,, postpone ihe due date of the momhly paymenis ref�ed w in pa;agraphs I and 2 or change the amo�mi of the payenents. If � '°.�`r.x�.,k �-,,;..
<br /> ,• � onder pazagraph 21 dte P�operty is acqaired by Lender.Boirowu's rig6t to any insurance palicies and pmoeeds resulting from � � • :•
<br /> � C_ y � ;. damage W the PraP�Y PTior to the acqaisidon sfiall pass to Lender to the extent of t6e svms secused by this Security Instzume�t '4`` '"� ,�,
<br /> � _ immediatety grior to tiie acquisition. � ,��.fs•F:-•.�---�
<br /> �.'�:;�-' - `�`���. 6.Qavpaaey,Preservatlnn,Maintenance and Prote�ton of ttae Property;Borrower's I.oan Appl�atFon:I.easeholds. `�'`' ,'�
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<br /> ..---� � r Bormwer shall accupy.establish,and ase the Pmperty as Borrower's principal nesidence wittrin sixty days aRer the enecution of �:z=.r;,�„ , :
<br />���`;�`�^y, �� tbis Secnrity Instrument and shall continue to occugy the Pmperty as Barrower's priacipal resideace for at teast one year after �_e`.�';;,�
<br /> � - '`4 � the date of ooaipancy.unless Lender othe�wise agees ia writing.wtuch consent shall Qot be un�easonabiy withheld,or untess �;:'�,�. ` " '-`
<br /> c:�'.? f;,-s. extenuabng cinvrnttances exist which are beyond Borrower's contml. Bomawer shaU not destroy. damage or impair the - - -";y.�-
<br /> , ;.: ` , �•'� Property.altow tlie Pmperty to deteriorate.or oommit waste on We Property. Borrower shaU be in defautt if anyr forfeiaue '�, ,` �� �
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<br /> �`- ;:�'''.`. action or mceedin . whetl�er civil or crimi�l.is b that in i.ender's ood faith'nd
<br /> . p g egan g � gment couid res�ilt in forfeiwre of the �•�f .s-�
<br /> �„ � �:` . '`-: Pro e or otherwise materiall tlxe Gea created b tLis Securi Instnmcent or[.ender's securi inter�est.Borrower '�`"•:r+r:.
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<br /> � �° caue sucb a defauti and teiastate,as pmvided in paragraph 18,by r�sing the actlon or pmceeQing to be dism�ssed witb a mtiag "�° � "� .
<br /> . .s;.. � '` " that. in Leader's goad faith det�rmimrion,precludes forfeitnre of the Borrower's interest in the Property or other material �,�s._
<br /> _ . ' impairment of the lien cc�eated by this Security rn�+*+�,,,�,or Lender's security interest. Borrower shall atso be in defaolt jf - -, ,°::�•`4-
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<br /> ;:'y,:�- � Borrower.during the loan a�pliraaon process.gave materially false os inaccurate infomr�tioa or stauxnents to l,ender�or failed =-�-
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<br /> �:' , . to pravide L�nder with aay material infornaation)in cocmection with the loan evidenced by ihe Note.inc2ading,bm not limited ��� _-_
<br /> ;. � ` ' • .. to,repiesentarions conceming Borrower's oavpancy of the Propeny as a principal residence.1f this Security Instrameat is on a `' � '� .•'v=-�-=
<br /> + leasehold. Borrower shall comply'with all the provisions of the tease. If Barrower acquires fee titie to tfie P�+uperty. the ���� '�``� '`•`.'
<br /> ,:• . �
<br /> t�'�'L • leasehoid and the fee title shall not merge unless L.ender agrees W the merger in writing. ' :�'
<br /> �� ' - � - -- 9.ProteQton of Lettder's Rightv iu the Property.If Borrower fails w perform the covenants and agreemenis wntained in : ° ;::�r.,{�:,:�
<br /> .as; '. ,
<br /> .� " .;,-:� this Security Insmrmerrt.or there is a legal proceeding ti�at may significantly affed I.eader's rights in the PmPertY (such as a `.� ' • "
<br /> ,j �= -.-
<br /> a�r-` . .~ , ., � proceeding in bankruptcy.pmbate.for condemnation or forfeitare or to enforce laws or reg�ations),theu Lender may do and ��;,�s}; ;
<br /> 3?F':�..�•. ''�� pay for wtiatever is necessary to protect the value of the Property and Lender's rights in the Property. Lender's aaions may �• . <,
<br /> "`'` �`.�� ...,: .,.; �� inctude a " sur►�s secured a lien which has nori over this Securi Instrumen� earin in court. �•<`• � `�
<br /> P]+mS �Y �]+ P� tY t5' aPP S PaY�S ".�,_
<br /> �� �� ' •.!� reasonable attoraeys' fees and entering on the Property to matce repairs.Althougb l.ender may take action ander this paiagrapb � �
<br /> �` ` � ' `'' y.I.ender daes not have w do su. ',
<br /> �! i �• Any amoaats disbursed by I.eader nnder this patagraph 7 shail become addiuonal debt of Borrower secured by Nis °` " �
<br />, ,. .. � r�.'r...
<br /> Se�vrity Insm�ment.Unless Borrower and Lender agree to other temu oi payment.these amounts shall bear iaterest 1`rom the . `-.j,.' '•y.,-�
<br /> =�;r,'�.'�:'..:�,_... _ .. :;�i; nsm ment ., :_;:__
<br /> �,' ' �. � ' `' date of disbursement at the Note rate and shall be payabte, wtth interest. upon notice from Lender to Borrower requesting
<br /> � . -f, payment.
<br /> �:.,_� _ .. _N.;f 8.Mortgage Iasuraace.If Lender required mortgage insvrance as a condition of making the laan secared 6y this Security , :�
<br /> �" '�. � . •� Instrument, Borrower shall pay the premiums required to maintain the mortgage insurance in effect. Tf, for azry rrasan�the
<br /> •:, .._
<br /> �, .` . :� mortgage insurance coverage required by Le�er lapses ar ceases to be in effect.Borrower shail pay the Qremiums required w .
<br /> � �; obtain cov e substantiall u�valent to the mort e insurance reviousl �n effea.at a cost substan6al uivalent to the �
<br /> .,' .: � , . : ,.�' e*a8 Y�9 � Sa8 P Y� �Y e9 � ,.' . ..; �: • .
<br /> •F�.� � • cost to Borruwer of tlta mongage insurance previously in effect. from an altemate mortgage insurer approved by Lender. If �••--•-
<br /> .:.,
<br /> '• ' � s• substantially equivalent mongage insurance coverage is not available. Borrower shall pay to l.ender each month n sum equ�l to � ... • �
<br /> �'�.�. ' • ' `` one-twelflh of the yearly martgage insumnce premium 6eing paid by Borrower when the insurance coverage lapsed or ceased to
<br /> !",:r�: � , • ',�� be in effect. l.ender will accept, use:uid netain these payments as a loss reserve in lieu of mo»gage insurance. Loss reserve . - :
<br /> .: � .' . �; ` Form 3028 9190 "�, • ,
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