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D. UNUU M SECUM liss7I;o.C;' amr-, GOVT JMNG LAW; SE,Vf.RAdU. W • Uniform Covettamt 13 of the Se .urit.r..J!j�' ftttment is amended to read as follows: is. UWerw necwft law; Sevembility. This form of Security Instrument combines uniform covenants for national use and Lion- uniform covenants Qklinpited vrriations by jurisdiction to constitute a uniform security instrument covering real property. This Security instrument shall be goVvne i•by Fexdual law and the law of the jurisdiction its which the iropetty is located. in the evert that any provision or clause of this Sftw' )-hi.itr!atnent or the Note'conflicts with appiiable law. such conflict shalt not affect other provisions of this Security instrument or the Note wlf Wi an be given effect without the conflicting provision, and to this end the provisions of this Security Instrument and thi Motetaredwlaied tit be severable. L JJUNWM OF THE FOCAt_A!i'Y OR A BEAif.ElCiAI. I!V ?E:RFST I1V BORROWER i Unifonmt.covenant 17 of the Swurity.)iittrument is amended to read as Follows: - It. U=de r of am Fropeary or is 13eatetkiol Interest in Bortrower. If all or any part of the property or an interest therein is sold or trmsferred (or sf a';benalle l interest in Sum y4f is sold or transferred and Borrower is non a natural person) without Lender's prior written consent, IAA tf ' ,. at Lender's option. .dt are all the stuns secured by.this Security Instrument to be immediately dde and. payable. However. tins imutt, �nolbaeucrci�erlby; Lende�ffcxtrciseis not authorizedby Federal law. Lender may waive the exercise ofthl4ptionif :(a)Borrower' usa;c(a be s bmitted to Lentdetr Information required by Lender to evaluate the in transferee as if a new forts aece being made to the 'transferee; and (b) Linda, witiut�pabiy determines that Lend n's security will not be impaired by the loan assumption and that the risk of the i . breach of any covenant or aQrq:cttt7tt i n this Security Instrument is acceptable to Lender. To the extent perrnitim1by alipWxible taw, Lender may ch3rgc a reasonath-. a as a conn' cion to Letiv: 's consentrp the loan assumption. Lender may also mquite the tiansfatrwt o keep all the i:t t? a Mti *d in this Security Ins!,adi tut. "If Lender exeTeism sash option to accelerate, Lend; -r si jLi rr ::i wr rr~r notice of � gyration in acwrdance w=i fn =graph 14 hereof. Such notice shall pm+�iddq period of not less than 30 days ti °c�?.c gYicil,P tixd'r dim is mailed within whick Borrower mo-�� the satins.''^ &--Wed doer. If Botmwrr fails• to �ttcy such sums prior to roe cci .&finder may, without l itxfsiii notice c i mand on ectarrower. invoke afi3, remedim permitted by this Security Instr, ::..r.;. -'f4i lwithstandiitg a sate or tranicfgr, 8orz; v:-2rf v6AtL ::, `�; yr be obligaieAunder tl:q,K! to and this Security lnstsiL ent unless Lender has igkk£ta 86irower in writing."' IC(hG Inan secured by the s;xuAiy, Instrument is subject co a law which sets maximuty tcun charges, and that law is finally interpreted so thamlitfiiftrest or other loan chargm collected or to be collected in connection with the loan exceed permitted limits, then: (I) any such loan chaW shall be reduced by the amount necessary to reduce the charge to the permitted limit; and (2) any sums already colleted from borrower which exceeded permitted limits will be refunded to Borrower. I�:rtder may chooie to make this refund by reducing the principal owed under the Nbluorby making a direct payment to Borrower. If a refund reduces principal, the reduction will be treated as a partial prepayment under the Note. IN WITNESS WHEREOF. Borrower has executed this Adjustable Irate Miller. (Seal) Thomas M. Farr BORROWER _s — a✓ 1� /4AA. .. ..:., �:... (Seal) NnM,2. S. arr BORROWER ... _ _ (seal) BORROWER (SIGN ORIGIMAL ONI,11' I ' • c? C3 UA - A 2L �` S r>t fee rn i w r► ,A n :E J {1 1W " i erJ