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20190208b <br />this Second Home Rider, unless Lender otherwise agrees in writing, which consent shall not be <br />unreasonably withheld, or unless extenuating circumstances exist which are beyond Borrower's control. <br />8. Borrower's Loan Application. Borrower shall be in default if, during the Loan application process, <br />Borrower or any persons or entities acting at the direction of Borrower or with Borrower's knowledge or <br />consent gave materially false, misleading, or inaccurate information or statements to Lender (or failed to <br />provide Lender with material information) in connection with the Loan. Material representations include, <br />but are not limited to, representations concerning Borrower's occupancy of the Property as Borrower's <br />second home. <br />BY SIGNING BELOW, Borrower cept nd agrees to the terms and covenants contained in this <br />Second e Rider.( <br />David E Jacob <br />Lissof <br />(Seal) <br />-Borrower <br />MULTISTATE SECOND HOME RIDER --Single Family <br />Fannie Mae/Freddie Mac UNIFORM INSTRUMENT <br />Page 2 of 2 <br />IDS, Inc. <br />Form 3890 1101 (rev. 4/19) <br />