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2019020Sb <br />NMLS# 7233; Originator: Ed Jarosik, NMLS# 470809 <br />Loan Number: 13287349 <br />MIN: 100287715002773294 <br />SECOND HOME RIDER <br />THIS SECOND HOME RIDER is made this llth day of April, 2019, and is incorporated into and <br />shall be deemed to amend and supplement the Mortgage, Deed of Trust, or Security Deed (the "Security <br />Instrument") of the same date given by the undersigned (the "Borrower," whether there are one or more <br />persons undersigned) to secure Borrower's Note to <br />Gateway Mortgage Group, LLC <br />(the "Lender") of the same date and covering the Property described in the Security Instrument (the <br />"Property"), which is located at: <br />119E 19th St <br />Grand Island, NEBRASKA 68801-2311 <br />(Property Address) <br />In addition to the covenants and agreements made in the Security Instrument, Borrower and Lender <br />further covenant and agree that Sections 6 and 8 of the Security Instrument are deleted and are replaced by <br />the following: <br />6. Occupancy. Borrower will occupy and use the Property as Borrower's second home. Borrower will <br />maintain exclusive control over the occupancy of the Property, including short-term rentals, and will not <br />subject the Property to any timesharing or other shared ownership arrangement or to any rental pool or <br />agreement that requires Borrower either to rent the Property or give a management firm or any other person <br />or entity any control over the occupancy or use of the Property. Borrower will keep the Property available <br />primarily as a residence for Borrower's personal use and enjoyment for at least one year after the date of <br />MULTISTATE SECOND HOME RIDER—Single Family <br />Fannie Mae/Freddie Mac UNIFORM INSTRUMENT <br />Page 1 of 2 <br />IDS, Inc. <br />10 <br />itl�IP31'��ff�P�l <br />Form 3890 1101 (rev. 4/19) <br />Borrower(s) Initials <br />