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200107892 5 EXERCISING TSE COMMONAL MODIFICATION AND EXTENSION OPTION The Note Holds will no* 'm at least 60 cakrA* days in advancc of the Now Mattitity Date and advise me oftho principal, ac=ed bur unpaid mwms; and all other soots I am cTected to owe on the Notc Manmgr Date. The Note Holder also will advise me that I may exi mm the CorA banal Modificom and Extmsm Option if the omiditions m Section 2 above are *WE The Note Holder will povide MY Rays record Info rn ation, together with the name, titic and address of the person rcptt seatalg the Note Holder that I must notify in order to exercise the Co:>dmorW Modifintion and Trion Option If I is " the cmdtiom of Section 2 above, I may 0= cise the Conditional Modification and txknskm Option by nodymg the Note HoWcr no earlier than 60 calendar days and no later than 45 calendar � R� to the Note Meta its Data The Nose Holds wM calculam the fixed Modified Noes Rafe based ups, the Fcdccal g� L,� Mort�rge CDgmmtinn's Vplicabtc published mquitod net yield is effect on the date and time of day notification is received by thr Note Holder and as cakub tod in Secaoa 3 above. I will dm have 30 caletdar days to provide alto Notc Holder wid► aeoeptabk proof of my rcqm o vrmmlirp, oavparxy and Thy Lien statIM Bef a the Nome MMnty Date the Note Hokicr will advise me of ebe ww =nest tare (the Modified Note Rats), mw mouthly payrncnt amount and a date, time and place at which R must appmr to sign airy danumnts regtaaW Im conVIew the rcgWred Note Rats: modification acid Now Maturity Date ommsion. I understand the Note Holder will chatgc me a $250 processing fcc and the costs aseociamed with the wmcisc of the Conditional ModiSGltion mW F,xtmsion Option, including but not lknited to the cost of updating the title instsancc policy BY SIGNING BELOW, BORROWER acts said agrees to the canna and covenants comdrLcd in this Balloon Rider. L9 2.e�j— _ee— (Scal) David Lee Jac sen - Borrower (Sea►) Connie S. J c bsen _BOM71a (seal) - Boaowrs X" Owal O*I MVLTIFrATY, IALLOON RMM tMedgkoyR aid Laoead.a Single p0mQ)_rreddia Mac UMFOR1N INnRUMM Farm 31" U01 (Iogo 1 aft PRIe)