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201805661 3. To exercise the Power of Sale, the Successor Trustee references this procedure: a) Lender - Beneficiary, and the Trustee, has given the Borrower - Trustor a "Notice" in the form of a declaration of default; even though the DOT does not specifically require any notice given to the Borrower in the event of a default — other than this statutory notice required by Neb. Rev. Stat. 76 -1012. b) The Borrower - Trustor has the right of reinstatement, as specified in Neb.Rev.Stat. 76- 1012, to cure what is "due under the terms of such trust deed and the obligations secured thereby including costs and expenses actually incurred in enforcing the terms of such obligation ", whereupon a reinstatement could occur. c) Having now invoked the power of sale, the Trustee hereby gives record Notice of the Trustor's default by filing this NOD. 4. Federal Fair Debt Collection Practices Act (FDCPA): To satisfy the requirements of the FDCPA, Section 1692(g), this specific information is given: The amount of the debt is $152,121.19. The name of the creditor to whom the debt is owed is Phyllis J. Codner Revocable Trust. Unless, within 30 days after the Trustor receives this NOD, you (Trustor) dispute this validity of the debt, or any portion thereof, the Trustee and Beneficiary will assume the debt to the valid. If the Trustor, within 30 days after receipt of this NOD, notifies the Trustee /Beneficiary that the debt is disputed, or any portion of it, then the Trustee/Beneficiary will obtain verification of the debt and mail to the Trustor a copy of that verification. If, within 30 days after the receipt of this NOD, the Trustor so requests in writing, the Trustee/Beneficiary will provide the Trustor with the name and address of the original creditor if different from the current creditor. 5. Mailing: This NOD will be mailed, not later than 10 days after the recording of this NOD, by either registered or certified mail with postage prepaid, with a copy of the Notice showing the recording date thereon; this Notice may be a conformed copy to the one actually placed of record. This Notice shall be addressed to each person whose name and address is set forth on the DOT, to include any who might have requested Notice in a record filing. Notice to the Trustor will specifically be given to Julio O. Matul Hernandez and Irma Matul Gonzalez, husband and wife, 219 East 7th St., Grand Island, Nebraska 68801, which is the only address furnished to the Trustee as referenced in the DOT.