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Q UNIVOM BBL'URM IIUMMA Ial GOVEMM14G LAWi 89VERANKM Udform Covenant is or dw Security looninno It wasaded to rag a foavvs: It Unlferm e-- 110 im a nsaef CO"MMng tiwt 11110010101ft- •thin farm of Security Intro neat combine uniform cove rmts for national we and ■elrttrrifa s covmw wM United variation by Jwledledoo to constituter It ualforas security inwttlmeat coveriue rod property. This Soanity lasaumsm sW br 8wecaed by Federal low wed the law of dw jarlWk'ilau In wider the Property k {.+steed. lu gm: event that any ptovisioa or Claim of 1116 Security IasUU=oet or the NOW conflicts with appiiaMe law, WXh conNct shall not affect other provisiosn of d" Sac wky bm&uaemt or Me Note wbicb can be g1vat v fea without thsr oonfligft VFOvW n, wd to INs mad tom provisions of this Satiety Yatttttnentead the Notoaeedw AstO W.be "verok. „ L TRAM= Ott TI1B! F20P R'I V ON A BRNBFIML IM MIM IN ROaMMM uttiSot; nCOvsatat 17'at tha"jecurity, ltutntmeot Is mended to reed as follows: 17. Tiodw M *& rnWb w e Be o dleid lelwnt fro Nm oww. if SUM any part of the Property Or as interest th rdM Is sold or transferred (or It a baesadd Lowat is Borrower M OW or tntwerured and Borrower is not a neural pert") without I ender to prior written Conant, Laadw they. ea L1adw's option, dedut all the sum secured by this Security Instrument to be Imuaedlstely due and payable. However, this ap m shall nest be aawdud by Leader if awerdae is am autborind by Federal law. Lewder may waive the oterdar of this option if: (a) Norroww cavil to be wbashted to Lender infe madon required by tender to VvWvaw IM 4mrA d tratWora as If a new loan were being mob to the thpfera; omd (b) Leader reasonably determines that Landn's security will not be Impaired by the learn assuasption end that the risk of the btaadt of any eovaoeot or apa nsem in Ikls Security learurnent Is acceptable to lender. To the etaatt permitted by applicable law. l.ertdn may charge a reatonabic fee as a cc whtioo to Lender's consmt to tit low aaueptioa. L odor catty also rpuire the inm(cret to kap &H the promises and afire meats made in the Note and in this Security lastrtmmeat. "11 taneMr exercises such Option to aexaleram LRadw shall nail Borrower notice of acceleration to acoordatsoe with paragraph 14 hereon. Socls sake 1ha11 prowW a period of not less than 10 days (torn the date the notice is milled within which borrower may pay eke wens declared doe. Ir Borrower rah to pay such sums prior to the npirstion of sucfi period. Leader may. without further notice or dare ed on Narrower. bmin amy reaetdira permitted by this Security Instrument.'. *11awith tending a sae err trawler, Borrower will comiaue gob* ob 4Wsd tender tM Noe and this Security Instrumns! omen Ireadet bu related !mss In writing." F. LIMN CRANG® If the loan secured bit the Swwity lastrumeat is subject to a law which cent masanum loan c harps, and that law is findly interpreted so that tie imurest or other loan charges collected or to be collectord in connamion with the laan eaceed permitted Basta, then: (1) any sueti four cb m shall be radmM by the ammau awasary to reduce the charge to the permitted limit; and (2) may twos already colkcyed from borrower w"Id atoaeded povrpitted Waits vrW be refunded to borrower. leader may chose to make this refund by redud" the principal owed under the Now at by evilft a direct psyrm wA to Borrower. If a rdund red wa principal. the reduction wig be treated as a paid prepaym M utldw the Now. W Wnme Mli iABw, "mm an uWantd 11111 A4100 MM UN WW All BORROWER Stephen R. Beltzer BORROWER (Seal) T s BORROWER MIGN ORIOINAL ONLY) K , W - I