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r -1 I ADJUSTABLE RATE RIDER 0 vor,rTnun lad"-nw CAP) go. 105228 IMM Mil.111TAIIIJI RATE RIDER k maft thk 30th day of ad Iss Wcorprostod Into ud it" be deentrod to &MW OW WRIMMI the Monpor. Deed of Trust, or Security Dead (dies "Sftvrky JamumeaVI)d dw lame date llven by the unsders4wd (IN "Swoww") to secure Norrower's Adjustable Rate Note (ft "NOW) to tM Ice A LM ASSOCIMM M OPMO IN WHIMASKA (the "Lender ") of On am daft wid covering The 1611 Stagecoach Road, Grand Island, Nebraska 66801 (Prqpn-y Address) 11111111 aw arise! girviolaw ollerift I;ae- doom to or • Woomera notia, amt ow werift M"oo -M I'llik ritaft "a Oreft dw samoomoll nes blarst no am dWv as so aeor, W► od 4 ADDI'nONAa, COVON AM. Wild"llis to Ift M"MU 04 alrotawtapi no* In dw Swrity, Instrurow. Boromm and Leader A. IN=MT MAIM AND MONTHLY PATROWNT CHANGFA Mw Note provides for an WW WWW rate of swim 4 Of the NOW pod" for dwe" in tIW imm tow am tM 4. INMES T RATS AND MON rML V PA YUAN r CHA MAS (A) Chair Dow Octaber 91 Imlistarismailli will pay `. , sari quo IMaI day errry twelve moullui dwealon. limb daw an *WA my Waal raw mmM 4;%NW is called a 1111LUnip kjw.11 (IN Tim 9"0 MrAlaniq wish the flM How Doe, my interest ram will he based an an Index. The "Inden " Is the weekly averalp yield on United Sum Treasury securities mdjLWW to a commas maturity of I Vow. as made available by the Federal Reserve Board. The most now 11"= fture m atgai L n of fha"O diso li efotu son basidw BMW loudkid 16 "Cusiciii Indca.- If the Index is no I=W available. the Now Holds will choose a new indrot which is based upon comparable idonnotion. The MM Holder will give aw no" of this chokv. (C) CdoolabdMetche"M Satan cads Chaves Dow. the Now Holder will calculate my new Interest toe by adding ._-three and gnehiall percestrim potions liodwCurrent Inda sued roundiallf to the nearest I/shot 1•, foulliact to the Limits stated in SKUM 410)lkdn TWo roundel avarm will Willits wo, iwarost rare tsattJ sate treat Ckwrr DvA T1119 NOW HOMW WW ItUft d*MVMM OW MMWAM Of I?W OWNhIt PAI#MM that *1111411111ol'. 11011 WAilkNO 110 MVSY in IWI Ike principal I am ettpaeted to assts tart that t ytlgds rlatt 4s twM,t uttatta4y pest' ps}renastr rw7� aosarraf rinse at tstp tfr $s raW Tftf=A-oil OW calcublicts wM be the wit, allow of ilryv sonaifty psivmw. (D) TOW into" rate I a2w ittsotel v o pay at the brat Change Date wall am Pi• pow than % a tM Tbolvildiar, pay iskotori;T; nut will never be inaland or d•reasid 04 Dow by tears (Min__Lwa_D=ent 7 - n1from don* ctiaterast I have ban peyins for the jiteLvdins twelve ougmlia.114 issibimas Interest rate on this kw will two mbe IMIMM 9-0 we nuissuan WAWM FM ww War be raw am (10 Molvab owed okew Change Dow. I willpav tkammitt of my new monthly paymenobettirtrolagovis IllefirA wmMy pawn due attar die ftouts (n P6 dwdLbmm 1U Note Holder' wgxiaLiar delitra it owl a err ms" rMlxeevsch Chatiffir [me Tike siestas wIB advise see urM (ii) the assesses of roop ilsowN.%yroyment following the Change Dart; )iii) "yadfitio" xsMWv*9si;Ii the Noxe Holder I% required todiukor. and 00 the addem of the antoodsUcit you owid contact regarding any quicalorn &how the sidjustom noun, L CIIIIAMM4 ULM UsitamCovenut4of dieSo6wify lumitunwim havoseadW to read as full"A! 4. Cholm Unkoss Borrower' shall pay all tame. assastiments. and other charges. fines. &W impositiorib attributable to the Propertyoluch may attalm a priority ow this Security loustrumem. and leasehold psymmu of pound Iowa, if any, in the manner gormided under paralfraph 3 hereof or, if root paid its mock vitassimar. by Swrower moil" psymem. ohm door, directly to the payee tbeireol. Oorrown " Vopaply fu rl"hi IAqdw 60 sloticies of alecourits door molar this jimospapli. and to IN event Notoossel 0" trooduor papnotim 1stectly. Swoon $hall promptly I UMM to tadw rovskots irvidencisoig such paystistr►ts. Borrower " promptly discharge any ban ohkh has fociality over thissecutily lemortairs". home a. Intrusion Aa so be roquind to disictwor any vxb bas us long a Owl~: I&$ O*H apee is writing to the propsern of the by such Ike in tbomanvier accctuble to Under; (b) ihall in s4W faith airifest %wh lien h). tor Wevid agairvir ralinLvaterst a' soda glee 64 too proceedings which In the tionion of 1*&Jn operate to forestal the otakticentiml of the I" of foreciture of flit Property of any part thwaist, 4* (c) sW acute from the hisider of such lien an SAfftMtnt In 4 IOM 64111#KtOtlf W I_CrAW SUbOdInAlini such loan 10 this laxity lowtumew. It Leader olverasim Our all or any put of Use Ponterst, h oubievi to it lion which may sofas" a torhwity over this Sioccurity InAttumeou. I*WW " sit -a 1111w►ower 4 make Idenlify1ft %%Kh Utn. lkwlowcf %I&W Wisly ruck fini or rake one or irstwe of who: Wiow so loth above *A" &M days of tM Givift 01 the notice. C. NCnXZ 14. Nettles. Lavelst for any "k-or foquarrid under cep k&tole Is* 149 he &rsan in ark-ilter inationer, (at any nimist it, 11orro-act pionkW rise in this Iti, %Kvorify Istatumnit "Illitiuven by delitfrsiff# it toor by rossillinji it by fitto last injul Ito lkwitiostir at the lltqqwrt♦ AJJ#e%,i tot at tits - -fitter sodiltirss as Matfavowe may dowpoak by notkit fu I endet &% pristidej hortrin. and tho an♦ #Ksisr its I trotter %half toe $,wets t-► tirit as%% waii its I enLkl,% address Maw her"loor to su6b ink" "lessits, I Crosier Map J"ixnatc h% mofs.r ht Kort-visci at prov#LW hetem Ant ih4i.c Ivotitoiled Im in flirt Sftvfiiy to have t"W"amen Ito Morrison tot I I