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NOTICE REQUIRED PURSUANT TO 15 U.S.C. §1692g <br />(FAIR DEBT COLLECTION PRACTICES ACT) <br />201803089 <br />1. The amount of the current delinquency owed by you to Home Federal Savings and <br />Loan Association of Grand Island is $1,649.67. <br />2. The total amount of the debt owed by you to Home Federal Savings and Loan <br />Association of Grand Island is $23,176.39. <br />3. The name of the creditor to whom the debt is owed is Home Federal Savings and Loan <br />Association of Grand Island. <br />4. You have the right to dispute the debt, or any portion thereof. <br />5. Unless you contest the validity of said debt, or any portion thereof, within 30 days of <br />the receipt of this Notice, the debt shall be assumed to be valid. <br />6. If written notice is received within 30 days of this Notice that you dispute the debt, or any <br />portion thereof, verification of the debt shall be obtained and forwarded to you by return <br />mail. <br />7. Please be advised that pursuant to federal law, the law firm of Locher Pavelka Dostal <br />Braddy & Hammes, LLC may be considered a debt collector, and any information <br />obtained from you may be used for the purpose of collecting the above - referenced <br />debt. <br />8. If written notice is received within 30 days of this Notice, the name and address of the <br />original creditor will be mailed to you by return mail. <br />9. Written requests should be addressed as follows: <br />LOCHER PAVELKA DOSTAL <br />BRADDY & HAMMES, LLC <br />200 The Omaha Club <br />2002 Douglas Street <br />Omaha, Nebraska 68102 <br />Matthew E. Eck <br />