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and authority as trustee(s) under the trust instrument creating the Revocable Trust and under applicable law to <br />execute the Security Instrument, including this Rider; (v) the Revocable Trust Trustee(s) have executed the Security <br />Instrument, including this Rider, on behalf of the Revocable Trust; (vi) the Revocable Trust Settlor(s) have executed <br />the Security Instrument, including this Rider, acknowledging all of the terms and conditions contained therein and <br />agreeing to be bound thereby; (vii) only the Revocable Trust Settlor(s) and the Revocable Trust Trustee(s) may hold <br />any power of direction over the Revocable Trust; (viii) only the Revocable Trust Settlor(s) hold the power to direct <br />the Trustee(s) in the management of the Property; (ix) only the Revocable Trust Settlor(s) hold the power of <br />revocation over the Revocable Trust; and (x) the Revocable Trust Trustee(s) have not been notified of the existence <br />or assertion of any lien, encumbrance or claim against any beneficial interest in, or transfer of all or any portion of <br />any beneficial interest in or powers of direction over the Revocable Trust Trustee(s) or the Revocable Trust, as the <br />case may be, or power of revocation over the Revocable Trust. <br />2. NOTICE OF CHANGES TO REVOCABLE TRUST AND TRANSFER OF POWERS OVER <br />REVOCABLE TRUST TRUSTEE(S) OR REVOCABLE TRUST OR BOTH; NOTICE OF CHANGE OF <br />REVOCABLE TRUST TRUSTEE(S); NOTICE OF CHANGE OF OCCUPANCY OF THE PROPERTY; <br />NOTICE OF TRANSFER OF BENEFICIAL INTEREST IN REVOCABLE TRUST. <br />The Revocable Trust Trustee(s) shall provide timely notice to Lender promptly upon notice or knowledge of <br />any revocation or termination of the Revocable Trust, or of any change in the holders of the powers of direction over <br />the Revocable Trust Trustee(s) or the Revocable Trust, as the case may be, or of any change in the holders of the <br />power of revocation over the Revocable Trust, or both, or of any change in the trustee(s) of the Revocable Trust <br />(whether such change is temporary or permanent), or of any change in the occupancy of the Property, or of any sale, <br />transfer, assignment or other disposition (whether by operation of law or otherwise) of any beneficial interest in the <br />Revocable Trust. <br />B. ADDITIONAL BORROWER(S). <br />The term "Borrower" when used in the Security Instrument shall refer to the Revocable Trust, the Revocable <br />Trust Trustee(s) and the Revocable Trust Settlor(s), jointly and severally. Each party signing this Rider below <br />(whether by accepting and agreeing to the terms and covenants contained herein or by acknowledging all of the <br />terms and covenants contained herein and agreeing to be bound thereby, or both) covenants and agrees that, whether <br />or not such party is named as "Borrower" on the first page of the Security Instrument, each covenant and agreement <br />and undertaking of "Borrower" in the Security Instrument shall be such party's covenant and agreement and <br />undertaking as "Borrower" and shall be enforceable by Lender as if such party were named as "Borrower" in the <br />Security Instrument. <br />C. TRANSFER OF THE PROPERTY OR A BENEFICIAL INTEREST IN THE REVOCABLE <br />TRUST. <br />The Transfer of the Property or a Beneficial Interest in Borrower Covenant of the Security Instrument is <br />amended to read as follows: <br />MULTISTATE INTER VIVOS REVOCABLE TRUST RIDER 9/10 <br />Page2of3 <br />IDS, Inc. - 29374 <br />1 <br />IFEliglitlf1111111111 <br />Borrower(s) 'nit <br />201800093 <br />