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NMLS# 7233; Originator: Ed Jarosik, NMLS# 470809 <br />Loan Number: 13202360 <br />DEFINITIONS USED IN THIS RIDER. <br />(A) "Revocable Trust." The Jarod 0 Adair and Kimberly J Adair, Co- Trustees of the Jarod 0 & Kimberly J <br />Adair Trust created under trust instrument dated November 8, 2017. <br />(B) "Revocable Trust Trustee(s)." Jarod 0 Adair and Kimberly J Adair, trustee(s) of the Revocable Trust. <br />(C) "Revocable Trust Settlor(s)." , settlor(s), grantor(s), or <br />trustor(s) of the Revocable Trust. <br />(D) "Lender." Gateway Mortgage Group, LLC. <br />(E) "Security Instrument." The Deed of Trust, Mortgage or Security Deed and any riders thereto of the same date <br />as this Rider given to secure the Note to Lender of the same date made by the Revocable Trust, the Revocable <br />Trust Trustee(s) and the Revocable Trust Settlor(s) and any other natural persons signing such Note and <br />covering the Property (as defined below). <br />(F) "Property." The property described in the Security Instrument and located at: <br />4055 Allen Ave <br />Grand Island, NE 68803 <br />(Property Address) <br />THIS INTER VIVOS REVOCABLE TRUST RIDER is made this 29th day of December, 2017, and is <br />incorporated into and shall be deemed to amend and supplement the Security Instrument. <br />ADDITIONAL COVENANTS. In addition to the covenants and agreements made in the Security Instrument, <br />the Revocable Trust Trustee(s), and the Revocable Trust Settlor(s) and the Lender further covenant and agree as <br />follows: <br />A. INTER VIVOS REVOCABLE TRUST. <br />1. CERTIFICATION AND WARRANTIES OF REVOCABLE TRUST TRUSTEE(S). <br />The Revocable Trust Trustee(s) certify to Lender that the Revocable Trust is an inter vivos revocable trust for <br />which the Revocable Trust Trustee(s) are holding full title to the Property as trustee(s). <br />The Revocable Trust Trustee(s) warrants to Lender that (i) the Revocable Trust is validly created under the laws <br />of the State of NEBRASKA; (ii) the trust instrument creating the Revocable Trust is in full force and effect and <br />there are no amendments or other modifications to the trust instrument affecting the revocability of the Revocable <br />Trust; (iii) the Property is located in the State of NEBRASKA; (iv) the Revocable Trust Trustee(s) have full power <br />MULTISTATE INTER VIVOS REVOCABLE TRUST RIDER <br />IDS, Inc. - 29374 <br />INTER VIVOS REVOCABLE TRUST RIDER <br />111111E1111111111 <br />Page 1 of 3 <br />Borrower(s) Initia <br />201800093 <br />