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<br />       ' 									(Praeectg Addreul    										... -- .     ----
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<br />  			AD�D[f'10NA1.COVSNAM'S. In�fCiitlon to the coYen�nb tnd yreeme�q m�Qe in the S:c��ity imetument.Bo�rawer u�d l.endet       			�
<br />   		r�telwr coru.�.�a.�ree M roaow�:
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<br />   		A.   1N'T�'RAIE ANO MOM'N1.Y lAYMF.N'['CHANG!'8
<br />      �    	'flN Nolt porWee[ot a ioiti�!�tetat nte oi     �•7�L      �lY.Sectlon I of the Nae provides tor cAan�e�in the interesl�te and tAe
<br />   ,  �    	uoatYp p��e�et��tdlo�n:
<br />      !    	�.   IM�87t6ST RATE AtYD JifiON7'HL Y PA YMENT CHANGE'S
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<br />      '  		71N iaklat rste 1 wiU pay a�ay chan�e ae the tint day of      A���c�   			. 19_.9,1,—.and on thu d�Y every
<br />      _      	#y��,yp   	roontlu therattrr.Each dste on wAich my intaat r�te could chary�e is called�••C1wn�e Q�te."
<br />      i  		(N  71�IM�s     																		�
<br /> 			�witb t6e fir:t 4'b�Me qte.my interat r�te will be b�xd an an Index.The"lndac"i�the weckty avera�e yieW oo United Sata
<br />      '    	'Trawry senuitla sdju�tM eo�ronstant nNC�ety of 1 ya�t.as m�de availabk by the Feder�l Resmm Bcwd.The most recrnt Ir�t'�urc
<br />      `    	avai{�bk as of the due 1S d�ys before cach C�u�e D�te is aikd tlne"Current 1nQex."
<br />      (  		U the loda�e i�no lotier availabk.the Nae Halder will c!►oose a new indea which is based upon comparaMe intorm�tion.The Note
<br />   		Hat�fe�w�iU/ivt me notia ot this c�oice.
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<br /> 			t�  C�M.iMw�CY��  			'
<br />   _   -  -  	Bt[ore e�e!►C7�e D�ce�tAe Nae Hdder will c�kulate my neM inteceRt r�te by addin�  two and one/ha l f	p��� 				''.-
<br /> 	----------���==1_c--=_ --;.��v�;.ri:u�iii;dcx.narw�i�iv"snc�iie'inariw.zuo7e�ttvine���ln��ivR�(tno�io�  -   	_ __.:..-._._---_  �
<br />   		7W rounded aaouat MiU be m��c+r intera�rate until the next Cha�e Date.
<br />      '  		The Note Holdet wil!theQ detetmiae the arnount of the monthly psyrtsent that wou{d be sufticient to rep�y En fufl the ptinrip�!i itm     	-
<br />      '    	eapected to orre on that	D�te In substantiall
<br />   					ChanRe   		y equal p�yntents by the maturity date at my new iaterest ate.Ttse rault of this cslculation
<br />      �    	wiu be tix eew�artwunt or tny monthlp D�Y��.
<br /> 			(0)  iJ�M�M t�Mewt�it C1w�n
<br /> 			The ipterat rate 1 am required to pay as ehe first Chatue Date wiU nat br tre.ater than  Tn.�_     illr or Iess than
<br />       		�.;^_1b.TheraRar.my interat nte wiil neyer be incrtased or decrascd on av.�sinRle CRan je Date by marr ihsn   �°n    rcent
<br />   		�,.,Q	fran tAe rate of interat 1 have been p�yin�for the precedi�twelve moaths.The minimum interest rate on this lou�witl never be
<br />   		iai th�a    $�',75       �lr►and the ma�cimum intercst rate wil!ne�er be greater than._....1,3�_ry.   								_
<br />      •  		(q  t7/ative DNe d Cr�																	�:
<br />			My new interat nte wiU ba�ome effective on tach Ctwat�e Date.I will pay the amcxiat of my new monthly p�ym.�nt besinnin�on the flrst 				�
<br />   		a�oathly pRy�saet date after th�G'hat�e Oate uatil lhe u�:�unt of my monthty�yment chanjc��ain.  									—
<br />      i  		(i�  N�I�ke ef CW�    																•   	�
<br />      '  		The Nae Holder wiU mail or deliver to me s notice 6efore ach Chanae Date.The nWice w�ill advise me of:
<br />      ! 			(i)  the new interat rate on my losn�u of the Chanae Date;
<br />      •			(ii)  the amounl of my monthly payment followin�ttx Clianse t?ate;      											�` '
<br />      			C�)  �Y�itional tnattera which the Note Hofder is required to disclose:and
<br />      ;			(iv)  tlfe addra�of ehe atsocistion you eoutd contact rc�ardins any questioni about the adjustmenc notia.
<br />   		S,   t�lA�I:L�S:I.lENS
<br />      ,    	Uettom�Covenaat 4 ot the Secutity Instrument is amended to read oc foitoK��:
<br />      .    	�. C�;li�.Horcowrr shall py atl tues,assasments.and other chuges.�nes,and impa3itions zttriDutable to the Praperty which msy
<br />   		attain a�xiority ova tttis Security Inttrument,and tetsehold paymentx oi ground rents,if any,in the manner pravided under par�raph 2 hereof
<br />  		or.if oot paid in such rtuhnet�by Borrawer makina paf�ment,when due,dircctiy to the 1+ayee thereof.�orrower shall prompety furnisA Lender
<br />   		all riotiea of amounts due under this parajraph.and in the ecent Borrowet shall tnake payment ciirectly,Borrower shall promptly furnish to
<br />   		L,ender r�ceipcs evidnx�ins such paymrnts. Banow�er shall promptly dischu�e atfy lirn which hr►s�rioriry or�er this 5ecurity Instrument;
<br />   		laweru. Barvwet shsl)not be tequired �o dischtrge any such lien sv lona as Borroxet: (�) shtll agree in vrrihr�to the paymsnt of ehe
<br />  		obli�ation secuted by such lirn in the manner aa�eptable to Lt�n�er;(bl ahatl in goal faitA contest siich lien by,ot defenA against enForcement uf
<br />     	�    sueh lien in.(e�al proceedin;s which in Ihe opininn pf Lender operate to pre�ent the enforcemert of the lirn�r forfeiwre of the Praperry or any   			. _ _-_--
<br />   		�+art theraof;or(c)shall secure ftom the holder of such lien an agrcement in a fcrm satisfactury to L.eoder subardin�ting such lien to this
<br />   		5ecvrity Instrument.
<br />			IP LenQer determines that all or xny part of the Property is subJect to a lien which may aua,n a priorny o�er this Se.urity Instrumen�,
<br />   		!!..�dtr shall gitie Borrower a nutice identifying sucb lien. BorroMer shall satisfy sucb tien or iake ane or more uf the xctions ses torth aDooe				�
<br />  		vrithin ten days of thc giving of the notice.
<br />    �    	C.   NOTrGF:
<br />  		Uniform Covenant 14 uf�hc Security Instrument is amendecl to rcad as follows:
<br />																								�
<br />   		14. Notke.Exeept far any notice�Cquired under applicable la� tu be g��c:n m ano;her rnanner,lai any r�u��;c�o 13i��ruuer psauded t��r n•��h�c 				ti
<br />  		Secvrity tnsirument shali begiren�y deticering�t or by mad�ng it hy hnt ciass mael tn t3nrrouer at the Pri�perey Addre�..cv at tiu,h uthrr ad�ireti; 				��
<br />  		as Borrouer may clesignate by notire to Lender as pru�ided herein.anJ(b)any not:ce to 1 ender.hall hr g�cen ny f�n� ;ta�. ma,t r�� 1 rneter'+ 				..
<br />  		address stated herein ot to such other addre�,c as Len:ter may dr�ignate by ni�uee to t3,vro.�c r,s.p:��.ided here�r.  1n} n,+�i.e�c��ti�3cJ!��i m�h�     			�
<br />  		Sccurily lnstrument shaN b:dremcd tu tea�•c he�n g��cri tu Hurrov.cr rn I cndcr«hcn z���cu in the ne.��ecr•.;r.�,.n,���,11 cr����
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