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<br /> � 90-- 103526
<br /> tfwtFORt�t CYsi+�tu�►!aTS. Botrower�nd l.ender coven�nt and adree�s Eoltows:
<br /> � 1. P��Mt ot Pri�ei�sl s�i 1M�t;Pn/�r�x�t1 a�/lste CM�rles. &�rcower sh�ll ptomptl) �Y when due
<br /> �he�incip�i at�,�d iaecrese on�he dehe eYidenced by che Nose�nd any pre�+ryman��nd late char�es duc undu the Note.
<br /> 2. Fw�M toe T�aw s�i l��ce. Subject to applicabk I�w or Ia A wt�tten ws�ver hy l.ender,8orrowrr sh�ll psy
<br /> to I,Rnder on tl�d�y monthly pyments are due under the Nate.until the Note�s�id in full,a sum("Funds")equa!to
<br /> onc•twti(th of: (�}yarly t�xa and �ssessments which msy attain Qriority aver this Security Instrument; (b) yearly
<br /> �paehold p�Yments ot ��ou�id rents an tbe Pruperty, ei any; Cc) yearly hatacd insurance prcmiums; and (d) yarly
<br /> m�ct�aie in:unnce premiurra.if any.T'hese uems i�e calkd"escrow items." l.ender miy aumatc the Funds due on the
<br /> b�sis o�cume►t data and raxmabk atimates oifu�ure escrow itrm9.
<br /> The Fu�shall be held in at�inst�tutian the depasits or�ccounts oi which are�nsurrd or�uaranteed by a fcderal or
<br /> �tate s�p�cy(it�cludi�i L�e�des if l�ender is such sn institution). l.ender shall�pply thr Fundc to p�y tho escrow items.
<br /> l,ender may not char�e for holdinj and applyins the Funds.analyt�n�the accou�t nr venfy�nB the escraw�items,unlas
<br /> i,e�der paya 8orrawer interat 9n the�u�+Kis�nd applicabk law p�ermits I.ender to �n�kc such a char6e. 8orrower and
<br /> I,eede�enay a�roe in writin�that interat sh�ll Ee paid on the Funds. Unless�n�6reement �s made o�ipplicable law
<br /> roq�itee interat to be paid.l.ende�sha11 no� be rcquiied to psy Bt+rrawtr any mterat or earnin�s crn the�unds. l.cnder
<br /> th�11�ive to Borrmver.�vithout char�e,an annwl account�nj af the Funds shov►•inE credits and debi�s to ihe Funds and the
<br /> purpo�e for which a�ch debit to the Funds w�►s made.The Funds are pled�cd as Addii�an�l secunty far the sums secured�+y
<br /> thisSecurity lostrument.
<br /> � If the amouni of the Funds heW by Lender,ta�ether with the futurc monthly paymen�s flf Fundc psyable pnor to
<br /> �he due data o4'the escrow��tems,shall exceed the�mount required to p�y the escraw uems when dus, �he eacess shal)be.
<br /> �t 8orruwrct's option,either promplly rep�id to 8arrower or crcdited to&►crav►er o�monthly payments oi Funds. If the
<br /> �mount aithe Funds held by l.ender i�not sul�cient to pay the escrow�tem�when due.Borrawer shsll pay to Lender any
<br /> u�wunt nea�ury to n�{ce up the deficiency m one�r more�yments as requ�red by I.ender
<br /> Upon p�yment in full of al)sums secured by�his Secunty lnstrument,t.ender shAll promptly refund ta Bottower
<br /> any Funds held by[.endet. If under para=raph 19 thr Prape�ty�s c�ld or acqu�red by l.ender,l.ender shall apply.no later
<br /> than immadutely prwr to ehe uk af the P�opcny or��s acquisition by l.ender, an�� �unds beld by Le�der�t�he time af
<br /> �pplicat�on�s�credit��a�nst the�ums sccured hy this Sccun�y�tnstrumcnt
<br /> J, ANliatiM ot ihq�q. Unleu appl�cabk iaw provide+otherv.-i�e.all �+ayments rece�ved hy Ixnder under
<br /> psrs�raphs 1 and 2 shafl be�ppl�ed:fint,to l,ate char�es due under the Note,�econd,t�prepsyment char`a due under the
<br /> Note;third,to amounts pryaDk under para6�aph 2,founh,t��nterat due,and la�t,ta pnnc�p�l due.
<br /> 4. C�r�;t,ie�, 8ottuwer shall p�y all uxes,as�xssmcats,char�es. Snes and�mpos�ucros attnDut�bk to the
<br /> Pra+atv �rhich mav ut�in Qnnntv over th�t Secunty lr�strument, and teasehotd Myment� ar dround �mts, �f any.
<br /> - BotroMC�tha11 pay ttkse abliptwns in shr mnnntr�:ov�dtxi en peraErsph Z.rr ii�ot �id in thal martntr.eforrmocr snaii -
<br /> p�y them on�ime dut,ct{y to Ihe person avred payment &+sraxer shali promptl� furntish t�i l.ender all nouce�af amaunts
<br /> ' to be paid under thu p�ra�aph. If Bonower makes these}+a3ta�rnts d�recti}•.Hc�rrov►er�hall pramptl� furmsh to Lendet
<br /> reoeipt�ev�dencina the p�yments.
<br /> 8arrower sh�Et,promptly dischar�e any trcn whxh hu pnonty over�his Secunt}� lns�rument unless A�rrower:(a1 —
<br /> asrets en�rritia�to tAepaymrnt oitheoblipt�os�secu�ed by the line in a mwnner scceQtable�o Lender,t!►1 contects�n 6oud _
<br /> ttith the liea by.or deknds a�airtst enforcetnent of the I�en�n,k�l procad�njs wh�ch�n the Lender's q+tn�on aperate tn -
<br /> prevent the rnforcement of th�lirn or forfe�ture af any pan of the Prapeny;ar<c)secures trom�he halder of�he lun an .
<br /> a�teement saUSfsctory to Lender suhordinit�n6 the I�en to th�s Secunty lnctrument If l.ender determ�nrs that any pan of x
<br /> the Property i�sub�ect to�l�ee wh�ch may atta�n pnonty over thic Secunty Instrummt, l�ender may 6�re Botrower a �
<br /> notice identityma the lan. Bonov►•er shall sat��fy�he I�en or tsice onc or mnre of the arnons sn fo�h aho�e vvithm 10 d�y+
<br />. of the pwa�c�f notice.
<br /> S. H�sar�l�tta�ct. &�rrawer chall keep the�mprovemenls now ex�9tmg�r htrtafter etecteA o��he Propeny �
<br /> insured yunst loss by fire,huareis�ncluded w�th�n the te�m"extendod co�eraae"and any other hixards fnr wh�ch Lender r
<br /> requircs insurana. Th�s insuranse shdl be mamt��ned +n thr amou:�ts and f�r the pennds thnt I.ertder requ�re� The
<br /> insurance camer prov�d�na Ihe�nsurance sh�ll be chc�sen !+y �rro�rer subJert �o Lende�'s�pprov�l wh�ch shsll nat De
<br /> �nreasonably withheld �
<br /> AU msunnce p�l�c�es attd reMV►tls sha�t De acceptable ln L.ender and shall tnclude a�tanciard mactgiae clauu. �y
<br /> L.ender shall Q�sve tht naht to hc►!�ihe�+al�c�es and rrnewals If l.ertder rcyu�re�. f3�rrower.hall promptly ��re to L,endtr
<br /> all reeaptsotps�d prcm�ums andl renewsl nc�t�ces in the event c�f Inss. &�rtowet shsL[gi�e prc►mpt notice to tRr msurance
<br /> camer=nd Lender.l.endtr msy make praof oEtc�ss ti'not made prom�t ly by fiorrc�wrr
<br /> Unkss l.ender and Borruwe�atherv�ix egree in w r�hn6,iniutsnce pnxee�ds�hall t+e appicrci to resrotyt�on or repa�r
<br /> of the Praperty d�maged.�f the restnauon��r repa�r�s econom�call� feasable and lxnder'a secun:� �s ns�t l�s�.enc�d if the
<br /> restorse:on or�e�sr is nz�t ccvnomrrally icas�blc�: t.cndrr'i sccuntr wuudd be les�s�td, the��curance prcxer.�is shsll be
<br /> applied tathe sums seeured by this Secur�ty Insirurncnt. +•�ktsther ar c�ot then due. ���th any rxct�r y��t�3 t+}Ei�3r'�ov��t !i
<br /> 8osro�+rt at+�nA�ns the Property.or does not answer w�thm 30 days a nc�tue from 1_.ender�hai �he msuran�c carner has
<br /> oRered to settk a cl�tm,then l.ender may cc�6[et:t the insurance�rucee�i� Lertder ma}•use the pr.•x�tecl5 tc�repa�r c�r restnre
<br /> the Ptopeny or to My sums secured by►his Sc�unt� Instrumem,whethtr<�r ne�t thcn due The ;0-day penad wtll beg�n
<br /> when the nutice is grven.
<br /> Unless Lendtr And Ibrrc�w•er,othetw�st agree m wr���ng.an�applicatean c�f pr�x�eed�to pr�ncipal shaff rc�t ewtend or
<br /> , post�ane theduedateof themotsths��p�ymems referrccf to m ra�agraphs 1 und 2 or change the amuunt af thcr:+yments If
<br /> undet paragraph iQ the Nropeny u acquv�ed by Lender.I�tirrc�wer'�r�ght t<�am uisurance��c+l�c�cs and pr��ceeds ttsult�ng
<br /> from damage to tht Property prcor to the acqwsuu►n shall pass t��l.ender tc�the eatcm nf the+um�setured hy �MS 5ecdnty ,_ � .._
<br /> Instrument�mmed�ately pr�or�o the acyws�tinn
<br /> 6: Preserr�tion andMaintenanceotProperty;IR�sehuids. Ibrrawer �ha". nat de��nn.damage��r.ubstan��ally
<br /> ci�ange the Pr�ptrty, allow ihe �'roperty t�dtten�tate or ramm�c �+as�e If thic�urit� InSirumeRt is �n a leaseh��ld,
<br /> BorTpwer shaU campiy w�th the prn�isionsof the Ieatie,and�f Fis?tt��Ner tscyu�rc�iet. t�tle tv the Yn��+et1�.thc lea�ehedd and
<br /> fee title shal{not mrrgc unless Ltndrr ag�e=ti u�the mrrger�n w o�ung
<br /> 7. E'rolection of l.ender'6 Rights in the P�uperty; �tortp,age Insuronce. If Hc�rr<�wer fa�l� �n ptrfnrrn rhe �
<br /> covenants and aRrecments comeinrci in th��Secunt� lntitrumtnt,or thcrc i.a le�:al rrrxceding that may Sip,n�6�antly ef�ec� �
<br /> � L.ender's ngh�s �n the Praptrt� (such a� a pr�tcetd�ng sn hankrupt.y, p«�bate G�r �onc�emnat�ui� ��r rn en(i�r�r IilM4 i�r ���
<br />. regulapons).�hen I.tnder ma�°do and pay fcu whate�er i�nere�tiary tn pr��te:t thc�alue�+E�he I'r��per�ti anct 1 rndcr'ti�i�:h�ti ��
<br /> !n !ht P[OF�Clt} Ltllde�'S ��'ti�n� ma} �nclude pa}itie any sums sr�urc�t b. e aien aht.li ha� rnn:i?� ���er thi, tic�uri�► r..�
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<br /> Instruenent.appeanng in u�un,pa}ing reass+n�bk.+t�c�rner�'fee�and entrnn�r.n ihc 1'r���rrt� t��n�ai�e rc����rr 41ah.�uRh ��
<br /> i.ende�nt�q take a�t�nn under th�s��ar►�,raph". 1 endcr dr�rt nnt hatic tn d�•��� .
<br /> Am•bmount�di.hunedt+�•I.ende� u7derth��paca�;ra�h'�h.�ilhr..,,�nr.i.ldi;i�•i�.,� Jch� sH��i:.•��•r �r�urriSh< <h�� ,
<br />� �1CCUII�Y �IIS�1'U►17C(11 ��nie��Hi�tr��«cr Jllli � t'17t�Pi d�;fCt'�l�,,ther tern�ti��} �+,rililr•iil '�7P�t' .tl;��-:.•.r� .h.�ii F.c.,r IbtCtPtl �l.�lTl
<br /> the .9ate �,f di�hur�.tmcnt at the '����r r.�tr ar�ef tih,�ll he E�.��.1hIP «�tt� �i�!ci�•�� �,t� �� �.,•�:.c '�.•n� � ����,te•r �,� H:�rr�•wc+
<br /> reyunt�ng{��ymec�t
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