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<br /> �. 11N�RM SECUHtTY IPI$'RIUMENT:GOVFAAtINC I.AW; 9E'VERABILITY JV'°' � ���'•-(�4' (� �
<br /> UNtorm Covenwt 13 of thc Security[rtstrumcnt is amtnded to read sis follows:
<br /> � 13,i,TNfas�ee�tMr intrarnt=Gonrdy Lawt 5e�en4iMq.Thls form of Security instrument combina unifurm covenanie for n�tiun�l usa
<br /> and non.unlform coveaanta wIth Ila�itod vuiatlons by Jurisd3etlon to constitute� uniform security instrument covering ral property.Thi�
<br /> Security Ie�ttument sh�ll be javeen�d by Feder�l b►w and the law of the judsdlctia�i�which the Ptoperty i�located. In the event tha��ny
<br /> pcmision or clause of this Security Tmttument or the Note mntilcts wtth�ppiicabk iww.such conftict�hall not ai'ftct other pravistans otthi�
<br /> Security In�trument or the Note which can be�iven eftect withaut the conftictins provi�ion, Rnd to thia end the provisione of this Security
<br /> In�tnnnent and the Note are decluad to be aeverable.
<br /> � '1'R�►N��OF THE!'ROtF.RTY OR A IEN�F[CUL INTE!lE�T IN iO�ROWEi!
<br /> � Unitorm Covenant 17 of the Secur�ty Instrument i��mended so read u iollow�:
<br /> �7�'1'���N IM Tr�efy or�MaM'1eM)I�len�l l�Nrrow�r,if all or any p�rt ot the Propeny or an interat thereln is sold or transfar�d
<br /> (or If�brNflcl�l intaat ta 8orrower I��old or tr�faraf�nd Borrower is not a�tunl penon)without I,ende�'a prior written cotuee�t,
<br /> l.eodrr may,at l.ender'�optbn,declue all the wms aecuted by thls Secu�ity Instrument tv be immodiatety due and pay�tbk. However,thi�
<br /> optbn�Il aot be a�erdsed by Le�der ii exercise i�not�utho�ized by Fcdersl law.L.ender may w�Ive ehe exercise of this option if:(M)Bonower
<br /> cawa to be iubmitted to Lender informstlon reQuired by Lender to evtluate the incended t�an.+feree iu if�new loan were bdns made to tha
<br /> uamferee: aad(b)l�ec�fer reasonably decermina�hat Lenda�s secu�i�y will noc be impaircd by�he loan assumpcion�nd �hu the d�k ot che
<br /> brach of wny covenaat or yrament in this Secudty instrument is sccepubie to Lender.
<br /> To the extent permitted by�pplicable law,Lender may chu�e a reuonible fee a a conditioa to Lender's conseat to the lo�n assumption.
<br /> Lxnder msy�1so require the tramferee to fceep aU the promises Rnd a�reementa made in the Note�nd in this Secnriry ltutrument.
<br /> "If L.ender exercises such opdon to ucelerate,Lender shall mdl Borrower notia of acceleruion in accordance with paryraph 14 hereof.
<br /> Sach noHoe ehall provlde a period of not les�than 30 day�from the due the notice is muted withln which Borrower may pay the sums dal�red
<br /> due.If Horrower fail�to pay such sums prior to the expiratlon of such period.Lender may. without fwther notice or demtad oa Bonower,
<br /> imoke iny remodie.+permitted by tl�i�Secvrlty Instrunnent."
<br /> "Not�rithatandina a aale or transfer.Borrower wzA continue to be obllgated under the Note and thia Security Instrument unless Lerxder hu
<br /> rekated Bonower ln wrItin�.•'
<br /> F. LOAN CMNGE9 � .
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<br /> If ttx lw�n aecared by the Security Iwuument is subject to a law which seu maximum loan charges.and ihat law is�nally interpreted so
<br /> that tbe lntaat or other loan chuges collected or to be collecced in co�tneetion with the loan exaed pereutted Umits.then:(i)any such loan
<br /> ch�rse ahall be reduaed by the amount aece�xry to rodua the charge to the permittod Umit;and(2)any sums already coliccted from borrower i • _
<br /> s�ltic��z•edM�!tmltted fim�ts wE1l be►efiandM to}3nrrow�r.►,�nd�r s+n�y choc�se tc+m�r�this�efimd Ay reducing the princi�l awed under the �__x
<br /> Note or by nulcin�a direct psymeat to Bonower.IP a refund reduces priaripal,the reduction will be trwted as s partial prep�yment uader cLe
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<br /> IPl WITNE3.S WHEREOF,Doe�ower hat execattd thb AdJiutabk Rate Rider. -
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<br /> � J s H. Webb BORROWER
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<br /> � ' u@ith A. Webb BORROWER
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<br /> BORROWER
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