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� ..,___ � . .. . _ S i ,=� ±#t� '_� .— — �_ � �.�^ I =i �0-�-i 0 2 4 2'� . D. UNI�t�M SE�CURI'�'Y IN3'i'RUMENT;GOYERNING LAW;fEVI:NARI�.IT1f' tJni;arrt�ati•;nan!lS of th:Srcarlir l::-lstus�en!!s■_mendai to read es f'oliows: � t�i• Ud[+ti s�c�eil�IYl��sl;Core�i�i,�w;SertrtMNry.This foti•m of Security(nstrumcnt combincs uniPorm ruve�Ants for n�tional use aad non•uNform ctiveau�u with limitad vuiatio�s bp jurisdiction co consticute�e unlfarm security insirument coverine rea! pr�perty. Thi9 S�ecuHty Instn�met►t�ha11 t�e soveined by Fcderal law and the law of t�e Jurisdiceian la which the Propeny is locued. In thr eveut that an� provislon�oc ctauso of this 5ecurlty lnstrument er the Note wnflict�w�Ith appiipDle law, such confllct shall not aifat other provisfans af this 5acurity Instrument ur the Note which a�n be�iven effect without the conf�ictin� ptovision,�nd to this ead the provisions af this Security Imtrument and the Note are decl��srd to be eevenble. �. TMNSFER OF THE lROtERTY OR A DENEFlC1AL IMERESf IN�dRROWER Uaif�nn Covenant 17 of the Sccurity Inswment U Rmended to rad a follows: 17. 7Y�fK e1 tl�e h�erf�or�>e�eNeW I�lerat i�Dorrewer.lf all or any pirt of the Propefty or an interat therein is sotd a u�nsfcrred (or if a ba�eficial interpt ln Borcovrer is aold or transferred snd Aorcawer is not a�uturtl person)without Lender's p�ior wrltten coasrnt, l.ender msp.at I.ender's option�declue aU the sums secured by this Secudty Insuumont to be immediately due and payAbie.Ho�ever,thls optioe ahail not be exercised by Lendc�if e:eercise is�ot authorized by Fedenl law.Lender may waive the exercise of this optian if:(s)Bonowet a�uaa to be submitted to Lrnder infarmaUon required by Lender to cvs�luate the intended tr�►�sferee u if a new Iwn wae beina made to the tnuaferoe;and(b)l.ender reasonahiy detennims that I.ender's security wiU not be impaired by the toan assumption and that the dsk of the brach of any covenaui or�reement ia thia 5ecurity instrument is acceptable to l.ender. To the extent perndtted by apDliptble IAw,Lender may charge a reasontble fee as o condidon to Lender's consent to the Ioan as�umption. I.eader raay dso reQuire the transfetee to kap sU the promises and agreements mide in the Note and in this Security Inttrument. "if Lender eaercixs such option to accelerate,Lender shall m�il Bonower notice of accelerAtion in accardana with paraQr�ph 14 hereof. • Such notloe shall provide s period of not lec�than 30 days from che date the notice is m�iled within whlch BoRawer may pay the sum�declued ; ' due. If Bortowsr fails to p�y such sums prior to the expiration of such period.Lender may�without funher notice or demand on Borrower. invoke any rea�edies permitted by this Security lnstrument." •`Nohvithstandln�a sale or ttansfer.Borrower wiq continue to be obligated under the Note and this Seciuity Instrument un�es.i l.snder has releued Borrower in writir�." F. LOAN CAArIGES , �f.�he ioan seeured by the Sawrity Instrument is subiezt sa�a law which sets maximum loan charges,and that law is finally 9nterpreted so that tde Unterest or other loan chxr�tes collected or to be cacict-ted in connection with the loan exoeed permitted limiU, then:(1)my such loan ' chu�e s1a11 be roduced by the amount neoessary to rcdua the charge to the permitted limit;and(2)any sums already collected from bonower which acoeeded permitted llmtts wip be refunded to Bonower.Lender may choose to nuke this refund by roducing the principa!owed under the = !se!e�•by rn.tin�s dirat oayment to Borrower.if a refund reduas nrincipal.the reduction will be treated ac s s++�rti!1�►r!�±;�tttt!us�sz tts.: � -_ --.: iioie: - _ _ IN W17'NESS W.HERFAF,Borrower Y�executed t�b Adjustabk Wte Rlder. � � ' �:; ` j. _� �� , Dewayne D. Dy k RROw � i � � i '� � (Seal) Lati J. B R�WE � � � � ' r (Sea11 �y�� BORROWER (SIG:e; URlGINAL ONLY) .. , - � .,�,� � �' E��.� Irene L. i�iese � � � � �� -�+�. ��l � aT��, . .� , . .._ __. -- _._ ._.__- . ,. , . � ` '`�`l :�aar'`�� . -. -.-T�_._.-- �---•- - - -- .-�-^��,..,,�.�... ...�. — - - -� --„�.o.��,m_.� - __ . -- --?--c---- ' ..�.�. �..,,., _ - - . . • P . , I'� � . . . . � �' . "4e�:.. . �. . , , . ' . _ , ' . . r �i. . . � . . ' . . . � - ' � . . �. .. `.