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<br /> IF Lender required mongage insurpncr us a condition of mAking the loan sccurcd by this Security ir�strument,
<br /> � Botrawer shall pay thc prcmiums required to maintAin thc insurance in eftect until such�ime a�ehe requiremcnt far the
<br /> � : insur�nce terminates in�ccnrd�nce wilh Horrower's and�.enc�er's wriRten agaemtnt or applicable law�.
<br /> S. ��ettiow. Lcnder or it��se�t mAy make rcasoneble cntries upan and inspections oP thr Pr�perty. L,endK
<br /> shatt Eivt�3anto�er��tice at tl�e time afar prior to an inspectic�n spe�cifying reasonable cause Por ihe inspectinn.
<br /> 9. Co�dew+�atlon. Tho proceeda of any award or claim Far dam3ges,direct ar consequential.in cannection with
<br /> � � �nY r�m�ation o:athes taking of any parc of thc Property,ur for conveyancc in lieu of condemnation, are hereby
<br /> suixnrd�nd�ha!!bc paid to Lrnder.
<br /> > tn the ecent of a total tiking oP the Propert�+,ti�e procecds shap be applied to the sums secured by this Security
<br /> � Instrument,wt�ether or nat then due,with Any excess paid to 8orrower. In the event uf a partial iaking of the Property,
<br /> � unkss Borrawer and Lende�othertvise aaroe in writing.the sums secureti by this Security lnstrument shall be reduced by
<br /> � ; the�mount�f the praceeds multiplied by the following fraction: (a)the total amaunt of the suma secured immediatel�
<br /> before the taking�divided by(b)the fi�ir market value of�he Property immediately before the taking.Any balance shull be
<br /> � i paid to Borrower.
<br /> If the Propeny is abandoned by Borrower.or if,after natice by Lende�ta Bonower that the condemnar oft'ers to
<br /> , make an�Mard or settle a claim for dam�►ga,Banower fails to rapond to Lender within 30 days aRer the dacr the natic�is
<br /> � =iven,t.ender is authnrized to collect and apRap��he proceed,�,at its o�+tirn,rither to restoration or repair of the Ek�►perty or
<br /> ta tht sums secured D�this Securi;tv Iastrumerat,�htt�l'C�L a�;I lhen c�4Q. '
<br /> t��tess Lenckr and Borr.��z:s otherv�isr agr�r nre w��e�uc�,am ap�I'cativn.,*�'F�.�.;eeds ta prineipal shAII ancrxe�tetta vr
<br /> • postpape the due dat,�c*f tAt me�nt�tly paymen:t.�ceferred tu in paragrapFus�a:�d 2.cr.c�aoge the nrreQUnt of such pa�ments.
<br /> � I0. BoROwer':Yot Reia�ed; Forbara�ce Hy Le�der Not a dl�si�er. £ateasion of the �ime for payment or
<br /> , madification of�m�wtiu�tion af t�e �ums xcut=d by this Sctiurin lnstrument granted by Lender to any successor in
<br /> � � interest af Bc�rrower shall not operate to rekasc thr liabitity of the anginal Bonaw•er or 8orrow•er's successors in interest,
<br /> Ltnder shall noi be required to commettce pruceedings against an} successar in interest or refuse to extend �ime for
<br /> � MYment or othe�w►icc madify amortization of the sums secured by th�s Cecurity lnstrument by rcason of any demand made
<br /> by the origin�I 8orrower or Aotrower's surcessors in intereat.Any forbcarance by l..cnder in exercising any right or remedy
<br /> shall nat be�waive�of or preclude the eaerc�se of any righl ar remady.
<br /> 11• S�sce+wn ad ArlPs Aou�d;Joint aad Se�tral I.labiliry;Caiignen. Thc covenunt�and agreements of
<br /> this Sexurity lnstrument shall bind and bencfit Ihe succecscirs and assigns nf Lender and FMrrawcr.cub�ect�o the proviciuns �
<br /> oP�rsgrsph 17. Borrow¢r's covenants and ag�eement�shall be Jomt end se��eral.Anp Harrau•er who ca-s�gnc this Security
<br /> Instrument but dcxs nrn execute the Nate:(a!�s co•s�gniog sh�s Securrty Ins�rumem unly to mungage,grant and a�nvey
<br /> that Borrowtr's interest in the i'roperty under the terms of ihis Sccunty In�trument;(h►is not perKmaUy ohhgatcd ta pay
<br /> �= the soms securexf hy!b!�S Ch�lirtl� InS!lL�Tt!«!!t:8i:'.�!L'3�n:!'t'�!t!�! :.:R�Ci aiiv uT y PiiiCf :3{�ti6iiici ii�uji u��cr(u r�tirutl, —
<br /> madify. forbesr or make any acrommaiaticn�wnh rcgard�o �he tcrm.nP th�c Serunty Instrumcnt or thc Note w•ithaut
<br /> � thst Bacrower's cansent. =
<br /> �. jdr�[!d. If the Inan cer,�r.+rl h�th}c C.µ•Y'Z::�lR�::���R: ����►.,-r� ii.S iair i'►iiirn sCis mit7tttilAlil IOAiI '
<br /> chsrgcs. and that taa is fina!!y interptetCd !�� that the intercwt or other loan charges rollccted nr t� be collected in
<br /> conneetion with the Ic�an oxceed thr pernnit�ed limits, then: (a)uny such lns�n charge chaU bc reduced by the amount
<br /> necessary ta reduce the charge to the permitted limi�;and(b)any sums already coltected from Borrower w•hich exceede�d '}
<br /> perrr►itted limits will be refunded to Borrower. Lender may chcwse[o make this refund by reducing thc principRl aw•ed -
<br /> under the Note nr b}making a direct payment to Borrower.If a refund reduces pnncipal,t he reduct�on will be treatod as a -
<br /> partial prepayment without pny prepayment charge under the Note.
<br /> � 13• I.Kistatbw Af�ecHeg Ltader's Rights. if enactment or expiralion of appl�cable laws has the etfect of
<br /> renderin�any pravis�or�of the Note or this Secunt}Inatrument uncnforceable arce,rdm�to�ts terms, Lender,at ils option,
<br /> may require immediate payment in Pull of 3iI sums securcd by this Secunty� Instrument and msy mvoke any remed�es
<br /> permitted by paragraph 19.lf l.ender eaereiscs th�s option.Lender shaU tske the step�spenfied��T ehe�econd paragraph af �-
<br /> paragraph 17.
<br /> . 14. Notiees. Anp notice to I3orr�wer provided for m thu Secunty ln�trument�haU be gnen by dehvenng it ur hy
<br /> . mailing it by first rlass mail unless applicable law rtqwres use of anotlrer mcthod.The nottce shal) be direrted to thc �
<br /> Praperty Address or any other addras fiorrow�er decignates by� notizc to Lender. An�� notice to l.,ender shal! be g�ven by
<br /> first class mail to l,ender's addr�rs statcd herein or any vther address Lender designatcr b}•nottre t�8orrower.Any not�ce
<br /> provided fot in this Security Insiroment shall be dermed to havc t�cen g��en t��Borrnwcr or I,endrr w•hen gn�en as provided
<br /> in this paragruph.
<br /> 1S. Corerning Law;Sever�tbility. "this Sccunt}� Instrument tihall hc go�crned hy frderal I�w•and the!aK•��f the
<br /> jurisdi�tinn in which Ihe Property is located. In the cvent that any pr����is�an c�r clause�f this Sa:unty instrument or the
<br /> Note conAieu with applicabte law.�uch conflict shafl rtot�ffect rther pra��u�ons c,f this Secunty lnstrumem �r the Note
<br /> which csn be gi�en cA'eet without the ronflirtirtg provte�on. To th�s end the pr�►�is�un,nf�hir Se<«niy lnstrurnenl t�nd the
<br /> Note are dcrIared to be srverable.
<br /> � 16. Borrowt�'s Copy. 8orrnwrr shall b�g��en one confurmed e��PY c�f thc tiote and nf'thiti Seeunty instrument.
<br /> !1. Tr�nstet ut !he Psoperty ar a Q�p��tW interest in Bn�r��er. IC atl or sny p,sst c�f she Ysoperty c•r ar�Y
<br /> interest in it is sold or transferred(or if a bencficial mterrst in Borroucr�s sold nr tramfcrred and Borrouer i.not a naturail
<br /> person)without Lender's prior written consent, Lender may,at itc�,ption, reyuirr immcd�ate p;3yrnent in Pull of ull sums
<br /> secured by this Srcunty ]nstrument. Howevcr, th�s optinn shnl) not hc exerc�sed hy[.ender if cxcreisr �� prohibited by
<br /> feder:�)lav►as of the date of ihis Secunty instrument.
<br /> iF�..ender exercises this opt�an,I,ender sha11���e$c+rtouer naticc of arcelerat�on. Thr nns���e cba)1 pmti:rt���,.�a,� r �
<br /> af nor ttss than 30 di�prs from the date the not�ce i�delivered�r ma�lyd we¢r�n u hich f3orrower must}�a} all�um�ce.vred bg
<br /> this Sec�tity Instrutrtee�t. 1f Bon�wer fails to pa}�these suins pr�ar tc►the exr�rati�n c�f th�s per�c�cf, Lender may cm oRe any
<br /> remeciies�ermitted by thss Secur�ty instrument with�ut furr.het ncmce or de�riend aa�?arrouer
<br /> l�..8ortower•s Right ta Reinstate. 1P Bnrruw�er t^���s eertasn condttonnti, G�nrro«cr shail ha�e the ri��t tiy hati•e •
<br /> enfascement of this Sctiurity In�uument disr�ritr.rt:�ed a!an} timc�n�*r to ohe earher ��f�(a)5 day�ss,_;r tuch other pennc�ati �Y
<br /> applicable law•may spec�Py for rr�nstatrmcntl Es�rfi�5re sale�f the E'rory�r�y purtivant t�an�;�+��wet�£salc contained in IhFs
<br /> Security Instrument;or (�)et�try of a�udgment enforc�ng this 5�-urit► Imtrumcnt 7ht�rc rund�rir�nti urc thst (9orm«rr a
<br /> �a>r�+ys Lcnder aU Sums wh�ch then uould be due ur�der th�s Securtt�� Instrument and rhe tinte haci ��c�;�ccelcrah�n ��
<br /> occurred; (h) cureti any default c�tany �ther a��rnant� or agteementl, f�•! p��+a!1 dx�emeti ui�urred in cnfcircm� thw �`'
<br /> 5e�:ucuy Iriclrument. incitid�ng, hut nnt limited t��, te�tionablc attorner�' fc�., and 4d)takc���ch uc�inn a� Lrndtr rna} �i,�A
<br /> reasunably rcyu�re tn n�5ute ihat the lirn nf th�s Serunt�• hntrunicnt, i.ender'� n�;hi� m the Pr�iperly and R��r►<tiucr'� •
<br /> ��� �bl�gahon to }+ay the �um� �ccuu�3 h} ihss Sccurit}• Instrum:nt �h:i,l ��,nt�riur ur.�tr�i��;cd l��+�m rcin.tatcrncnt h� .
<br /> Rt�rrnwcs,tlns Secutatt lri.uumcnt:�nct[hea�hhgatum��erure<}hcrrh� tih:iil rcr�ain t��ll} effr.:�nc a��f n��a�rcirratum h,�d
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