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! <br /> �� <br /> � <br /> _' � � <br /> 9p--�-102071 <br /> UNIFt►RM Cuvl:N?�N rs Fk►rraw•er and l.endcr covtnant and Agre��a�s follow�s: <br /> 1. Nsy�ent at PrincJpd�nd intere�t; Yrep�yn+ent�nd i.ate Ch�rges. B�rraw•er shall p�ornptly M�a� a�hcn due <br /> th�prinrig+�l oFancl inieress an ths dehs oi idencrd by the Note and any prepayrneni.ond latr rhargeti duc under ihe N�tc. <br /> �. Fun�lorT�xestnd lnsurance, Suhjert toapplicaule law�or taA wriue�K�u��•er bp Lencirr. p�+r�oH•er shall ray <br /> � tu Lender on�he day monthly �a��mrnts arc due under thc Note,unei!the Nate i� puid in full,a sum ("funds")equul ��� <br /> ane•twelRh of: (a)yearly taxes And assessments which may attain priority o�•er this Secuti��� Instrumrnl; (b) yearly <br /> leuehold p�yments or around rents on the Propeny, iP an�+; (e) ye�rly hazard insurAncc premiums; and (d) �•eurlv <br /> mortsaje insurance premiums.if�ny."1'hese items are calted•'escrow items." Lendrr may estimate the Funds d�u an thc <br /> huia afcurrent data and rcasc�r�abk estimatesof'R�tureescrorv items. <br /> The F'unda shall be held in an insciQa�tion tht depvsits or accounts oPwhichare insured or guarar�teed by a federal or <br /> state�Erncy(includin j Lend�r iP I.ander is such an institutian). Lender shall �pp3y thr Funds to pAy the escrow itemy. <br /> Lender msy not chargc for hvlding And applying the Funds,analyzing the account or veriPying the escraw items,unless <br /> I.enckr p�ys Borrower inter�i on the Funds and�pQi�ble law permits Lender ta m�ke such t►charge, 8arrawer and <br /> F.ender may agree in writing that interest shall be p�id on the Funds. Unless an agrecment is made or applicable IAw <br /> roquire�interest to be pald.Lender shali Rot be required to pay Bonower any intesest or earnings on thc Funds. Lender <br /> shall�ive to Borrower.wlthout chuge,an annual accounting af the Funds showing credits and debits ta the Funds and the <br /> purpose for�rhich eaeh debit to the Funds was made.The fiunds are pledged as additional security far thesums secured by <br /> � thi�Securitylnstrument. <br /> li'the amount of'the Funds heW by Lender, together with the future mvnthly payments af Punds payable prior to <br /> ' the due datea of the esz�ow itrms.shal!c�ceed the amount rcquired to pay the escraw items when due. the eacess shall be. <br /> at Bonower's option,either promptly re�d to Borrower or credicec�to Borrow•er on manthly payments of Funds. If the <br /> amount oF the Funds held My Lrnder is not sufliciertt to pay the esrn*w items vr�ne,x due,Bor�awe�shall pay to Lendrr any • <br /> , uene�r,:e�t necessary ta make up I:G.K deflCiency in one o�rcti^�.*r paymen�9 as cequ�red,b�Lender. <br /> Upon payment in fu1A c�f ap sums secured by� ch�c Securitr 4cast�:men2. L'�ader shall promptiy rel'und to Borrower <br /> ah�r Funds held C�w Lender. If under partgtaph 19 the Prapecty oc c�IcF�r acquirrd by Lender.Lender shall apply.no later <br /> ; than immaiiatel4�riar to the sale of the Pc��gerty or its acquis4uor�b�tender,any Funds hrld b�l.ender at�he time af <br /> ap�tncation as a cscdit against the sums scc�ured b�-this Se�urity Inst�ucnent. <br /> 3, A�liptlos of Payw�enb. Untess a�ticab'.t law��o��idc:s e+therwise,aU pa}�ments receiced by I.ender under <br /> psr�graphs 1 aad 2 shall be applicd:first.aolate chargac#ue undcz c�e�Iotc;secan�.ta Fse�a�mem charges due uadcr the <br /> � Note;third.tu arew�wnts payabl�uadee gx:�raph 2;fourth,to intorrs�e�.ue;and I�t,t��pn:ecipai due. <br /> � �. C'Me�t�Lieia, B�rraNer slv�fl ppy all taxrs,assrssments,chargec,fin�and impnsitions attributA6le to the <br /> � Propeny which msy xtt�ir�p�siority,aver this Security lnstrument, and leasehold payrr�ents or ground rents, if any. <br /> � Borrower sh�l)pay thesc obligations in the manreer provided in paragraph 1.,or if nat paid in that manner,Borrower shall • � <br /> , pay them on lime directly to the person owed payment.Horrower shall promptly furnish tU l,ender all notices oP amounts � <br /> to be p�id under this paragraph. If Borrawer makes these payments d�tcctly, Hc�rmwer shall promptly Pumish to Lendcr <br /> rocripts evidencing the pryments. , <br /> , Borrawer shsll prornptly discharge any lien which has prioritv o�•er this Secunty Instrumen�unlea Rnrr��.+�r:{�� <br /> �grers in writing to the paymenT ot the a�lig�tion securM by the lien in a manner acceptable to t,cndcr;(b)cv�ntests ui gcxid � " <br /> •faith the lim by,or defends sRsinsi enforcement oP the lien ia,legal praceedings which in th�Lcnder c opinion operatc t� <br /> prevrnt the enforcement of the tien or f�rfeiture of any pan of[he Proneny:nr (cl secures frnm�he h�ld���,flti«ic.,�;�� __ <br /> -� s�[retettnt sati�factnry to Lender subordinatiog!he l:en to�his Srrurity Instrument.If I.ender detcrmines that any pan ai ' <br /> the Property is subject to a lien which may attain prionty�over th�s Secunty Instrument. I.rnder may give Bc�rrower a <br /> nfltice identitying the lien.Borrower shall satisfy thc lien or takc one or more of the actions set farth above wethin lOdays <br /> of the giving oPnotice. 'i�— <br /> S. H�rard I�wra�ct. Bortower shall kap the improvements nou�exrsting at hereafter erected on thc Praperty � <br /> insured aaainst lc►ss by fire,hazards included withit�1he term'•extcnded co.erage"and any ather hazards far which Lender <br /> rrquires insunnce. This insurance shall be maintained tn the arctounts anc! far the periods that Lendcr requires. Thc <br /> : insurance curier providing th� insurana shall be chc,�se^:F� &,rc��wer sub;ert to Lender'� approval which shall no� be , " <br /> unrasonably withheld. r <br /> All insurance policies and renewals shall be ac�Yprable cr Lender and shall�nclude a s�andatd mortgage clause. <br /> Lender shill ha�r the right to hold the putccaes and rernw-als. If Lender requires, Horrow•er shall promptly give to Lender <br /> all receipts of paid premiums and renewal notices. tn che e�•ent of'tc�ss,Borr�w�e�shall give prompt notice to the insurance ,� <br /> earsier and Lender.Lender mug•make proof of loss if na�made promptly by Horrow�er. <br /> Unless Lender and Borrawer otherw�se agree in xr�ting,insurance proceeds shal)be applied to restorai�on or repair <br /> . oF the Property d;�maged.if the restoration or repait is economicall}� feasible and Lender's secur�ty �c not Icssened. If the <br /> r�toration or repair is not ea;on�micaUy feasible or Lender'�secur�ty w•�►nlcl be lessened, the insurance proc.�,eds shall be <br /> aFFI���o thc sums secured by this Security Instrument, whethcr or not then d�e,w�th any eacess paid to Borraw•er. If <br /> Borrarver abandons the Propert},or does not 3nswer ailhin 30 dayc a notice from Lender that the inaurance carner has <br /> olt'ereci to rettle u claim,then l.ender ma�co!lect the insurance praceeds. Lender may use the proceeds ta repa�r or re.�tore <br /> the Properly or to pay sums sccured by this Sccurity Instrument, whtther or n�t then due. The 30-day� penod wit! beg�n <br /> when the notice is given. <br /> Unless I,ender and Bc�nower otherwix agrce m w•ntmg,any apphcah�m of ptuceedc to pnnc�pal shall not e;tettd ar <br /> postpone the due date of the munthly payments reFerred to �n parngtaph�I and 2 ar change thc 3mount of the payments.lf <br /> under paragraph 19 Iht Properiy is acquired by I.tnder,l3orr�wet ti tigl:��v any insurance�sc�lic�es a�jd prcKCeds recult�ng <br /> - frunti drmage to�he i'ropeny p»ot to the acquisitic►n shall pass to Lender tn the extant of the sum�srcured by t hir Security <br /> Instrmnem immediately prior to the acqu�sition. <br /> 6. Preaenation and!►lunten�nceot!'ropeny:I.esseholds. Hnrrower shall not destro�,ciamaRe orsubstantially <br /> change tht Property,allow the Property to detenorate or commit waste. If thi� Secunly Inslrumcnt i� on a lcaschold, <br /> Borr�v►•crshallcurr►plywitht�ieprovis�onsnftheleasr. andifBorrowetacquirc�feentletotheProrerty.thclea�eh��ldand � � � <br /> fx tis!:stsa:!:�::r.esge un;ess l,cr.�irragrces to thc mergcr�n writ�n�: . . <br /> 7. PretecCion o! Le�der's Rigk�r Fr the Property: �tartgxgr insur�s►ce. If 4�rtuu•er fa�ls to perform the <br /> eovenants and aR¢�ements c�ntained in tt*.�s Security Instrument.�r t�:cre{�.�fegaZ �+r�necd�n�that ma}�s�gnifirantly affect <br /> Lender's tights in she Propecty (such ss a �re,ceeding in bankruptc�. �+r�-t�ate. �rr cc�ndemnat�on c,r tc� enforee faws��r <br /> re�uf,a�ions),aiten L.ender may•d�and pa} tar u hate�ec t:snecescary 3v�rc tect t};r c aiue c�f the�rc�perty and Lcnder'�nght� - <br /> in�Fe i�ropertp. I,znder's act�ons may iacE.�de paymg any sums �e�ured b} a �►en Hhich ha� prinr�t} �,�er th�s Secunt� � <br /> ' Ins¢:^��meM,apptsrmg in couet,paying reasonabic attesneys'fees srtd�.ntenng im the Propc rty tu make rr�air� Aith�ugh <br /> Lcr��'er may t:�kc act�on un�ier �h��paragraph 7.Lender daes not hati c�u d��o. <br /> Anyumountsdtsburseclby� l.,ender under thtcpa:agraph 7 tihal;tsec�meaddw►on.�l Jri+t i�f Hc�rr��wcr se�ured M �hi. � <br /> 5ccurity Inslrument.Unte�s Borrou•rr and Lender agrre Io c�ther termt��f�a�me��t.the�c anu�unt��h.�ll he�r io trre�t frnm �� <br /> the date of d�4buc.ement at the '.V�.te ralc .md chall he � a�+le, v�ilh �ntcre•i. ti��nn n��ticr f'n�rn 1 ru�ic•r ��� 11r.rt��ucr � <br /> r uestin ��y <br /> �q g paymcnc �, <br /> � <br /> fr:Ga�;+Yhlfj4�G'..�41�'�+.�:..�,. .� 7i�-..��.'"',."'---c�•'_ .-_.__i:"'�'�''�:-�fM4 r �.r,_.7:�p.'l�}.5�^'�'ir.n��a,9, .:..•l.� '';�'_'.--.-r.,�.-r-..._.�-...-�..�T'-".';.-.:r"r...r--s—^. . 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