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<br /> rIf Lender requircd martgage ensurance as a condition of making the Ioan sec�red by this S�curity Instrumerrt,
<br /> Borrawer shall pay the premiums required to nraintain the insurance in eRect unti!suzft.tian�as the requirement for the
<br /> iasurance termina4es in accordance aiti�Borrower's and Le�sder's wntten agrerment or applicable law.
<br /> 8. Inspectioa. Lender or its agent may make reasnnable entries upon aand inspections of the�ro�perty. I.ender
<br /> shall give Borrower rtotice at the time of or prior to an inspecrion specif�ing reasonable cause for the inspeccion.
<br /> 9. Condemnstion. The proceeds of any award or clai�n for da7nages,dir�ct or consequential,in connectian with
<br /> any coademnation or other taking of any parE af the Property,or far conveyance in lieu of condemnation,are hereby
<br /> assigrted asid shall be paid to Lender.
<br /> IR the event af a total taking of the Property,the proceeds shuil tse applied to the sums secured by this Security
<br /> Instrument,whether or nat Wen dut,witb any exct�s Raid to Borrower.ln the event of a partial taking of the Property.
<br /> , unless Bonower and I.ender otherwise agret m writin�t.the sums secured by this Security Instrument shall be reduced by ,
<br /> the amount of ttae procoods multiplied by the folloRing fiactian: (a)the total amount of the sums secured immediately
<br /> , before the taking,divided by(b)the fair ma.rket value af the Property immediately before the taking.Any balance shall be
<br /> paid to Borrower.
<br /> If the Property is abandoned by Ee_�ower.or if.after notice by i.ender to Horrower that the condemnor offers to
<br /> inake an award or settle a claim for damages,Barrower fai{s to respond to Lender c�ishin 30 days after the date the notice is •
<br /> given,Lender is authorized tn collect and z^p!y the proceeds.at it�aption,eith�s_c�:estoration ar repair of the Property ar
<br /> to the sums secu.recl by this Security Iastr��nt,whether or not the���
<br /> Unless F�der and 8orrower otEte��agee in writing,ans�Y:rcat�ew�r�roceeds to prineipal shall not ext�d nr
<br /> � postpone the du�date of the monthly pay�erns referra3 to in paragraphs 1 ar_�:..-change the amount e;�rzch paym�nis.
<br /> 10. Borrower Not Released; Forbearance I�� I,ender l�iot a WaicEr:. Extension of the tsr�e fr- payment or
<br /> rac�i.5cation of amortization of the sums securesl by this Security Insuumer_r g.*anted by Lender to;,y snccessor in : , .
<br /> :^::rest of Borrower shall not operate to re'_.:�ti�e liabil�ty of the original Horrower or Barmtiver's successors in interest. •
<br /> I.ender shall not be require+d to com�sse�:A procecdings against any successor in intere�t cr refuse to extend time for
<br /> Yaf�ent or otherwise modif�-arnortization ef the sureis secured by this Sscurity Instrument by reason of any demand made
<br /> 6�-�:,_�ori�inal Horrower or�arrower's successors in int�sest.Any forbearance�c E,ender in eaercising any right or remedy
<br /> s��i:�,�'�e a aaivtr of or prectude the eaercise of any right or remedy.
<br /> li. Sc�s�ssors and Assigas Bonnd;Jofnt and Sevenl *' ����;Casigners. The�xsvenants and agreements:�f
<br /> this Securi:y IIISU'ament shall bind ttnd beriefit the successors and��,.-ss of Lender and Borr��a�r,subject to the p��z�c�-.s
<br /> of paragraph 17.Borcower's covenants and agreements shall be joint and several.Any Horro��who co-si�s chis 5��r�•
<br /> Ins+t�-�,:;ment but does not execute the I�ote:(a)is casigning.this Security lnstr�rx:ent only to;r.ortgage,grant and convey ,
<br /> that Sorrower's interest in the Property under the terms of this Security InstnF-��t;(b)is not personally obligated to gay �
<br /> th�sums secured by this Security lnstrument;and(c)agrees that Lender an��:y other Borrower may agree to ext�zd, ,
<br /> modify,farbear oc make any accommodations with regard to the terms of this Secunty Instrument or the Note without
<br /> that Borrower's consent. �
<br /> I2. Loan C9�arges. If the laan secured by this Security Instrumer,t is��Lject to a!aw which sets maximum loan
<br /> charges,and that law is finally interpreted sa that the interest ar atF:er laar charges collected or to be collected in .
<br /> connection with the loan exceed the permitted limits, then: (a)any such ?oan charge shall be redu�ed by the amount .
<br /> necessary to reduce the chatge to the permitted limit;and(b)any�:ur,�already coltected from Hnrrower which exceeded ' :';��
<br /> permitted limits will be refunded to Borrower. Lender may cho�:,�c•�snake t�is�efund by reducing the principal owed •�`"
<br /> under the Note or by making a direct payment to$orrow•er.If�:efund reduc���ncipal,the reduction�vil1 be treated as a •.�
<br /> psc�,al prepayment withoul2�y prepayment charge urdc�tNe Note.
<br /> 13. I.ep,islatlon Affestir.g Le^��'s Rights. 1i enactment or expira��on of aFpli�ble laws S.as the effect of;��:
<br /> rendering any ptovision of the tiote cr t ri�G:rurity lnstrument unenfarceable according ta its terms,Lender.at its optian, � `
<br /> may require immediate paymeat in t'uit r!'�;1 sums secured by this Secunty Instrument and may invoke any remedies
<br /> permitted by paragraph 19.If l.,errder ex:-r,3ses this option,Lender shall take the steps specified m the second paragraph of , �`
<br /> paragraph 17. .
<br /> 14. Notices. Any notice ta Bnrro•��•er pravided for in this Security Instrument shall be given by delivering it o*by
<br /> mailing it by fsrft class mail unless applicable law reqwres use�};';:nother method. The nouce shaU be directed to -'�e
<br /> Property Addtess Gr any other address Borrower designates by r.�.;ue to l.cnder. Any not�ce tn Lender shap be gner, 'ay ,
<br /> first class mail to Lender's address stated herein or any o'her address L.ender des�gnates by noticc tc�8arrauer Any�otice
<br /> provided for in this$ecunty ln�trument shall be deemed to have been g�ven tc�Iinrrawer nr Lender when E i�en Zs provided
<br /> in this paragraph.
<br /> 15. G�terning Law;Severability. This Secunty lnstrument shall be governed by federal law and the law of the
<br /> jurisdiction in which the Property is Ic�cated. In the event that any pr�visicm ar claucr of thiti 5ecunty lnstrument or the
<br /> Note confliets with applicable law,such confl�ct shall not aff'ect other provitiion�uf this Securny lnstrurrrent nr the Nhte
<br /> which can bt given effect cvithout the conflicting provi�,i��n. T� th�s end the pre�v�s�ons of'th►s Secunty Ir,�crument and the
<br /> Nate are declared to be severa�te.
<br /> 16. fiorrower's Copy. Borrower shall be given one conformed cop� of'the Note and of this Secunty Instrumrnt.
<br /> 1�. Tra:�;f2r o!the Ptoperty or a fleze9cia! interest in Borros:er. If a31 ttir an3 part uf'the Pr�peny or any
<br /> �nterest tn it is svld or transferred(or if a beneficial interest in Borrower is�old or tr�nsfrrred and f3orroaer is nnt a natural
<br /> person)without Lender's pr�or vlritten consent.Lender may,at�ts��punn, reyu�re�mmedi�te payment m full of all sums
<br /> secured by this Security lnstrument. Hc�wever. lhi5 upUon �hall n��t be exercised by Lender �f exerctse ts pr��h�b�ted by
<br /> federai lavr as of the date of t h�s 5ecunty instrument. `----—�--
<br /> If Lender eaere�ses th�s optcun.Lender shali g�ti•e Bottower not�ce nf acceleration.'I'he not�ce shall pruvide a perurd
<br /> of rtot less than 30 days from the date the noUce is del�vered or mailed with�n whirb Horr��acr muit pay�Il wms secured by
<br /> this Secunty Instrument.lf Borrower fai{s to Pay these sums pnor to the exp�rae�un of th►�pen��d, I.ender may inv�ike any
<br /> rem�dus perm�tced by th�s 5ecuriry lnstrument w�thout furthrr not�ce nr demand�m ltorrowcr.
<br /> ��.�fl:lLA^.i�^s.�.fR}it=(f�sf:ii�o�i.. ���•Gl:FC3L•:CL iKiC.^t3 Ci.iiui3}Ci;iie'�iiit:Fi:, I„�rr��.:rr�ha�{ Itaz�ttie ri�tii ii��idr.� �•
<br /> enfnrcement uF this Secunty lnsirument dia6anunued at�ny time pru�r ti�tt�e e�rher c�t ta►S day�t��r tiuch��ther per�<ui as ���
<br /> L appl�cabl°IBH� IYiJy Sji�cify� for re�mlatererenU hefure sale of ihe i'r��perty pursuan[u�any �ower��f sale conta�neci m Ih�s �
<br /> �ecunty Instrument,ur(b►entry�f a}ucf�sneut enfc�tcmg thtti 5ecunt} In�trument ihe��e cunditum�are that Hurro«er. ks_
<br /> (a)�ays i.ender all sumc �+:ni�h then wa�ufd he due under thw 5e�unt: In�trument and U�e '��+te had nc� acceleraui�n h„�
<br /> ��swrred, Ehl c�reti anr drfault <�E�ai�y +�ther cnLenants c�r akreementti. ��r rays a!I expenre� mcizrrcd �re cnfr�rc�ng th�v �tD�
<br /> S:cunty Inc!rutnem. �netueStng. ht�t �u�? hrr��ted ru. teatie�r�able att��rnC}�' fee,. and (d► t��ke4�urh ��r���n a� 1 encfcr mr,�. �
<br /> rtast►ttabl} re�wre t�� atitiute lh�t the Iten nt tht: Secunty In�vumcnt, 1 cr�drr � ric;ht� in the Prey�rrt► an.f H��rn���er'� ' r
<br /> c�►�IeR�ttntr tu �:s� ihe �uttt4 tetiurat3 hy tF�iti �c°:,tetu} lnstrumeus 4hat! +.i•:rE.sat�e u:ti�T��s�Fr.: ! :-:�'s r:•=utit:e!t•ft�cut r�.
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