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2� 17�2785 <br /> DEED �F TRUST <br /> Lvan No: 'i�'I 3D�53'i �Cantinued} Page � <br /> address. For notice purposes, Trustar agrees ta keep Lender inform�d at a�!times o�Trustor's current address. Uniess <br /> other►,vise pra�ided ❑r required by law, if there is more than ❑ne Trustor, any notice gi�en by Lender to any Trustor is <br /> de�med to I�e no�ice gi�en tv all Trus�tors. E�wi1[be Trustvr's respansibiiity to teli the a�thers of the notice fr�m Lender. <br /> MISCELLANEOUS PR�V151�NS. The��Ilvwing misceliane�us pro��sions are a part af this Deed o�Trust: <br /> Amendrnents. What is writ�en in �his ❑eed o�T�ust and in the Rela�ed ❑ocuments is Trustor's en�ire agreement <br /> wi�h Lender concerning �he rna��ers coWered by this ❑eed ❑f Trus�. To be e#fecti�e. any change or amendment ta <br /> this Deed of Trust must be in writing and must be signed hy whoe�er will be bvund vr ❑bliga�ed by th� change ar <br /> amendment. <br /> Caption Headings. Caption headings in �h15 Deed o� Trust are for cvn�enience purpvses only and a�e not to be <br /> used��in�erpret or defiine�he prv�isions vf this Deed of Trust. <br /> 1Vlerger. There shal! be nv merger af the interes�or estate c�eated by this Deed❑�Trus�with any other interest or <br /> estate in the Praperty a�any time held by ar�or the b�ne'�it❑f Lender in any capacity, withvu�the ►rvritten consent <br /> ❑f Lender. <br /> Ch�ice vf Venue. If there is a fawsui�, Trustor agrees upvn Lender's reques�t to submit t� the �urisdiction ❑f the <br /> caur�s of Hali County, Sta�e o�Nebraska. <br /> Joint and Se�era� Liahi�ity. All obligations ❑f Trustar ur�der #his ❑eed ❑� Trust shall be joint and se�eral, and all <br /> re-Feren�es to Trus��r shall mean each and eWery Trustor. This means �hat ea�h Trus'�ar signing below is <br /> r�spansibi��or aii abligat�ons in�his ❑eed a�Trust. <br /> Na V1�aiver by Lender. Trustvr understands Lende�wilj not�ive up any of Lender's rights under this Deed �f Trust <br /> unless Lender daes so in writin�. The faGt tha� Lender delays or �mits to exercise any right wi�l nat mean that <br /> Lender has gi�en up tha� right. ['� Lend�r dves agree in wri�ing to g�We up one ❑# Lender's rights, �hat dves no� <br /> mean T�ust�r wi�l nvt haWe �o comply with the o�her pro�isions o� this ❑eed vf Trust. Trustvr also understands <br /> that i� Lender does consen� to a re�ues�, tha� dves no� m�an tha� Trustor tinrili no� ha�e to get Lender's consent <br /> again if�he si�uation happens again. Trus�or�Further understands that just because Lender�onsents to ane or more <br /> of Trustor's reques�ts. �ha� does no� mean Lender will be requEred to cansen�to any o�Trustor's �u�ur� requests. <br /> Trustor wai�es pre$entmen�.demand�vr payment, pro�es�. and nvtice a�d�shanvr. <br /> 5everability. If a �ourt finds tha� any pra�isian af this Deed af Trus� is nat �al�d or shvuld na� be enf�rced, �hat <br /> #ac�by itse��F will nvt m�an that�he rest�f this Deed of Trust wi!! no�be�a��d ❑r entvrced. Therefare, a cour#►rvi�1 <br /> enforce�he rest o�the pro�isi�ns o��his �e�d o�Trus���en i�F a pro�ision a��his Qeed o�Trust may be found to be <br /> in�aiid or un�n�orceable. <br /> Succ�ssors and Assigns. 5uh�ec�to any �imEtativns sta�ed in �his Deed ❑t Trust on transfer af T�ustar's in�erest, <br /> this Deed af Trust sha�l be binding upon and inure to the benefi� �# the parties, their su�cesso�-s and assigns. �f <br /> vwn�rship o�the Property becvmes �ested in a person ❑ther than Trustor, Lend�r, without notice to Trustar, rnay <br /> deal with Trustor's successars with re�erence�o�his �eed vf Trus�and the Indeb�edness by way a�forbearance or <br /> ex�ension wifihout releasing Trustor�rom the abiigat�ons of this Deed o�Trust ar liabi[ity under the �ndebtedness. <br /> Time is o�F the Essence. Time is ot the essence in the per�ormance❑#this Deed❑�Trust. <br /> Wai�er af Homeste�d Exemption. Trustor her�by re�eases and wai�es ali rights and �ene�its of the h�m�s�ead <br /> exemptivn iaws a�the State v�Nebraska as to aji Indebtedness secured by�his Deed o�T�ust. <br /> DEFINITIDNS, The follaw�ng words shall haWe the fallawing meanings when used in this Deed❑f Trust: <br /> Beneficiary. The word "Beneficiary" means Fi�� Poin�s Bank, and its suecessors and assigns. <br /> gvrrower. The wvrd "Borro�rver" means EDMUND R KERSHAW II! and MICHELLE K KERSHAI�V and incIudes a�1 <br /> co-signers and cv-makers signing the Nvte and all their successvrs and assEgns. <br /> Deed vf Trust, The words "aeed o� Trust" mean this Deed v� Trust among Trustor. Lender, and Trus�ee, and <br /> inc�udes without fimi�a�ian a!I ass�gnment and securi�y interest prv�isions re�ating �o the Persanal Property and <br /> Rents. <br /> Environmental Laws. The words "EnWir�nmental Laws" mean any and all s�ate, �ederal and loca� s�a�utes, <br /> r�gulatians and �rdinances reia�ing to �he pro�ectian ot human health or the en�ironment, �ncEuding v►rithaut <br /> iimitation the Comp�ehensi�e En�iranmenta� Response. �ompensa��on, and Liabi�ity Act❑f 198D, as amended, 42 <br /> LJ.S.C. Secfiion 96D�, et seq. �"�ERCLA"}, �he Super�und Amendments and Reau�harizativn A��t of 198fi, Pub. L. <br /> Na. 99-499 �"SARA"�,the Hazardous Ma�eria�s Transportativn Act, 49 U.S.C. Sectivn �8�1, et seq.,the Resaurce <br /> C�nservati�n and R�co�ery Act. 42 U.S.C. Sectian 69n'I, et seq., ❑r ather applicable state �r federal laws, rules. <br /> or regula�ions advpt�d pursuant�hereto. <br /> Event of Default. The words "Event o�❑e€aul�" mean any❑f the��ents o�default s�t forth in this Deed vt Trust En <br /> the�Wen'ts of default sec�ion❑�this Deed a�Trus�. <br /> Exis�ing lndebtedness. The w�rds "Existing Indebtedness" m�an the indebtedness d�scrib�d in the Existing Liens <br /> pro�ision ot this �]eed o�Trust. <br /> Hazardvus 5ubstances. The wards "Hazardous 5ubstances" mean mat�rials �hat, because of the�r quantity, <br />