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2� 17�2��3 Parce� I D N u m ber:4��1�7��7 vwhich currently has the address of 4347 Kdy Av e �St��et� �ra�d I s�and ��`�ty�, Nebraska 68803-1426 ��ap�'ode� �"Prop erty Addre ss"�: T�CrETHER�VTTH a11 the improvements now or hereafter erected on the property,and a11 easements, ap�urtenances,and f xtures ncaw ar hereafter a par�of the prop�rty.All replacements and additi�ns sha11 alsa be co�ered by this S�curity Instrument.A�1 of the foregoing is referred to in this Security Instrument as the "Propert�y."�orrower uaderstands and agrees that MERS holds only legal title to the interes�s granted by $�rrower in this Security Instr�ument,but, if ne�es�a.ry to�omply�ith law or custam,ll�ERS(as nominee for Lender aad Lender's successors and as�igns}has the right:to exercise any�r all of those interests, including, but not limited to,the right to foreclose and sell the Property; and to take any action required of Len�ier including,but nvt limi�ed to,rel�asing and canceling this Se�tuity�nstrument. $t7RR�WER C�VE�ANTS that Borrower�s l�wfuliy seised of the estate hereby conveyed and has the right to grant and con�ey the Property and that the 1'roperty is unencumbered,except far�ncumbrance�of record. $orrower warrants and will defe�nd generally the title to the�roperty against a��claims and demands,subject ta any encurnbrances of recard. THIS SECURITY INSTRUMENT combines uniform co�enants for national use and non-uniform covenants with limi�ed variations by jurisdiction to canstitute a uniform security instrument co�ering real prop�rty. UNlF�R11A��VENA�ITS,Borrower and Lender covenant and agree as fol��ws; 'I. Payment of P r�nc�pal,l nterest, Escraw items, anc�Late Charges.Borrower shall pay when due the principal af,and interest on,the debt e�i�lenced by the I'�ote and�ate charges due under the I�Tote. Barrow�r shall a��o pay funds for Escrow Items pur�uant to Section 3. Payment�due under�h�Note and this Security InStrument sha11 be made in U.S,currency. H�wever, if aay che�k or other instrument received by Lender as payment under the Note or this Security�nstrument is�'eturned tQ Lender unpaid, Lender may r�quire that any or all subsequent payments due under�he I�ote and this Securi�y Instrument be made in one ar more of the following forms,as selected by Lender: (a}ca�h;�b}money order;(c) certified check,bank check,treasurer's ch�ck or cashier's check,pro�ided any such�heck is drawn upon an institution�hose depasits ar�insured by a federal agency, instrumentality4 or entity;or(d}Electranic Funds Transfer. Payrnet�ts are deemed recei�ed by Lender when recei�ed at the Iocation designated in the�Tate or at such other loca�ion as may be designated by Lender in accordance with the notice pravisions in Sectian 14. Lender may return any payment or partial payment if the payment or partial payments are insuffcient to bring the Loan�urrent. Lender may accept any payment or partiai payment insufficient to bring the Loan current,without waiver of any rights hereunder or prejudice to its rig�its�o refuse such payment or partial payments in the future,but Lender i�not obligated to apply such payments at the time such payrnents are accepted. �f each Periodic Payment is applied as af its scheduled due date,then Lender need not pay in�erest on unapplied funds.Lender may hold such unapplie�fun�s until Barrower makes paymea�to bring the Loan cunent. If Barro�uer daes not da so within a reasanable period of t�me, Lender shall either apply such funds or return them to Borrower. If not applied ear�ier,such funds wi11 be appl�ed to the autstanding principal balance under the Note immediately prior to foreclasur�.No offset ar elaim which Sorrower mi�ht ha�e no�r or in the future against Lender shall relieve Borrower fram making paymeats due under the 1Vote and this Security Instrument or performing the covenants and agreern�nts secured by this Security�nstrurnent. FHA Deed of Trust W�th MERS-NE 9/34/2414 Bankers Sys#emsTM VMP C� VMP4N[NE}(154B}.40 Wolters Kluwer Financial 5ervices Page 4 of 17 qv��7��09��4 02�� 430 41�