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� r <br /> ' ' � ' ' 2� 17�2341 <br /> . <br /> manthly pa�meiits. If there ts a ��ficiea�cy vf Funds held in escrow, as �efined under RESPA, <br /> Lend�r shall notify rne as requ�red by RESPA, and I sl�all pay ta Lender tl�e amaunt neces5ar� to <br /> make up th�deficiency in accardan��with RESPA,but in no more than t� r�onthly payments. <br /> Upon payment fn fu�l of all sums se�ure� by the Loan Documents, Lend�r shall promptly refun�ta <br /> me any Funds held by L�t�d�r. <br /> F. That the Laan Documeiits are compased of duly �alid, binding agreements, enforceable in <br /> acc�rdance wi�h their terrns and are hereby reaf�irmed. <br /> �. That all terms and pra�isions of the i�aan D�cumen�s, except as expressly modified by this <br /> Agreement, remain in full force and effect; nathing in this Agreetnent shall be understnod ar <br /> construed#o be a sat�sfactioi� or rel�ase in wl�ole or in�art of the obligatior�s contained �n the L�aan <br /> Documents;an�that ex�ept as othervvise specifiGal�y�rvvided in,and as�xpress�y modified b}�,this <br /> Agreement,the Lender and I wil!b�b�und��a and will eortlply witli,all of#h�terms�nd condit�ans <br /> of the Loan�ocuments. <br /> �-I. That, as of �he Modif catio�� Ef�'ecti�� Dat�, notvrrithstaY�ding any otl�er �ra�i5ifln af the ��an <br /> Documents, � agree as fol�aws: �f all �r any part of the Pr�perty or an}� interest in it is sald or <br /> transferred wi�hout Lender's priar rvritt�n cons�nt, I�e.�der may, at its option, require imme��ate <br /> payment in full af a�l sums secured by the Mortgage.Hawe�er, Lender shall not exercise th�s optioi� <br /> if f�deral law prohibits the exerc�se of such opt�on as of the date of such sale or transfer. If Lender <br /> exercises this aption, Lender sha��gi�e me notice of acceleratian. The notice shall pra�ide a period <br /> af not less than 3� days from the date fhe notice is deli�ered ar inailed within which� must pay all <br /> sums secured by the Mortgage. If I fail ta pay these sums Qrior to tlie expiration of this p��iod, <br /> Lend�r m�y inWok� any remedies �erimitted by th� Mor�gage r�vithout furt}��r natice ar d�m�nd on <br /> me. <br /> I. That, as of t�e Modification Effec#��e Dat�, I unders�and that the Lender may only allo� the <br /> tra��sf�r and as�umption flf the Lvan, rnGluding this Agreement, to a trans�'eree af my propert� as <br /> permitted under the Garn St, C�er�r��in Act, 1Z U.S,�. Section 17U�j-3. A bu}�er or transfer�� �f the <br /> Property will r�at be perm itted, un��r any ather circums�ance, to assum�the Loan. Except as nated <br /> herein,this Agreement ma�not be assigned to,or assumed by,a�Li�+er or transferee of the Pro�erfy. <br /> J. That, as af the Modification Effe�ti�e I]ate, if any pro�isi�n in the Note ar in any addendum or <br /> amendment to the Note allowed for the assessmen#of a penalty for full or partial prepayment of the <br /> Note,such prg�ision is null and�oid. <br /> K. That, I will cvoperate fully with Lender in obtaining any title endorsement�s}, ❑r similar �i�le <br /> insurance product�s}, andlar subordtn��ic�n a�reemen��s} t��at are n�cessary or required by the <br /> Lender's procedures to ensur�that the modified m�rtgage l�an is in first lier�posttto��andlor�s fuity <br /> enforceab�e upan modif cation a»d that if, under an� crrcumstance and n�t w�thstanding an�thing <br /> �lse to the contrar-y in this Agreerr�ent, the Lender dves not receive such title endars�ment�s}, tr�te <br /> insuranc� produ�t(s} andlor subordinatian agreement�s�, then the terms flf this Agreem�nt will not <br /> became eff�c�i�e on the Modificati���Ef�'ecti�e Date and���e Agreemei�t wiil��null and�oid. <br /> L. That I wilt execute such other dacuments as may be reasonably ��ecessary t�either(i}c�nsummate <br /> the terms and conditions of this Agreement;or(ii}correct th�ter-ms and con�iiti�ns❑f this P�an if an <br /> errar is detected a�fter executian of this Agreement. t understand that a corrected Agreement will �e <br /> pro�ided to me and this Agreement will be�oid and of no legal effect upon notice of such errur.If I <br /> W�;lls Fargo Custam FHA Home Affardable Mod�ficat:on�greemcnt ��i��p���l����ll���ll����� <br /> !2152�1 l 6 44� 708�'�FB 14�1 11 ll <br /> Page G <br />